President of the limit line "Home Furnishings" business seungbusu

[Korea gimeunji financial newspaper reporter] stop line Hyundai Department Store Group chairman initiative sets out to catch the domestic home furnishings market. Livart recently signed up to the modern American home furnishings company Williams Sonoma and the exclusive sales agreement.

Home furnishings and decorate the "home" means a house that take advantage of interior accessories, household goods and furniture, such as a compound word of "furnishing" means decorating the house.

Domestic Home Furnishings craze is the home of the world on January 1, 2014. furnishing company IKEA has widened the market dwaeteumyeo start and entered South Korea in addition to the Hanssem and emphasis, enekseu, ilrum, Eland and more. According to industry sources, the domestic home furnishings market showed a steep growth in the scale of 8 trillion won in 2010 to 10 trillion in 2014.

2018 is expected to grow to 13 trillion won.

Williams Sonoma Williams-Sonoma, Pottery Barn and the like to the home furnishing company with eight expansion brand in seven countries, including the United Kingdom and Australia. Annual sales are nearly 6 trillion.

"Williams Sonoma brands is that it stores in Asia and this is the first, Pottery Barn and Pottery Barn Kids, West Elm brand is the second expansion in Asia, following the Philippines.

The Williams Sonoma brands exclusive sales contract has conducted President spearheaded the stop line. Chung is closely attached, so carefully examine the product and production of configuration, etc. He proposed a national direct entry into the first half of Williams Sonoma Williams Sonoma store to open.

Prior Chung presented a 'positive market response to the new growth engines' through sinnyeonsa one of the 2017 Management Policy and that "must go make the changes necessary for the survival and growth of groups in situations where slow growth trend that continues." he said.

In addition, "The success of the past need to seek new avenues for success as it does not guarantee the future," he said bar has reflected the will of the new growth engines.

Modern Livart will have the national franchise store operations such as offline and online business for the next 10 years, including four brand Williams Sonoma Williams Sonoma flagship brand △ △ △ Livan Potter Pottery Barn Kids △ West Elm.

Modern Livart the first half to open the first store in the modern city of Williams Sonoma brand Hyundai Department Store and Outlet Garden Five points Mokdong, will showcase the 30 stores for 10 years.

In addition, modern Livart is planning to send a Williams Sonoma brand by operating personnel to the United States to study the local produce store brands and product configuration, and management know-how.

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Agricultural cooperatives, farmers avoid foot-and-mouth disease financing

[Korea sinyuncheol financial newspaper reporter] NACF said it carried out such support credit (Chairman gimbyeongwon) offers preferential rates for early damage and overcoming the spread of foot-and-mouth disease loan interest payments through the grace NH Agriculture and Livestock and Agricultural Bank.

Mutual credit cooperatives were to be applied more preferential interest rate of new loans by up to 1.0% p City Agriculture and Livestock farmers for damages had to defer the interest payments on the loan within 12 months from the execution day.

In addition, the loan repayment date arrives for existing loans had to be suspended in the renewal and refinancing through ease the repayment burden on farmers and were also less than 12 months pay.

NH Best 100 million won respect in the Agricultural Bank of foot-and-mouth disease damages farmers and residents, up to 500 million won respect for SMEs to apply additional prime rate up to 1.0% p supports the new loans and existing loans and the maturity extensions and installment payments paid It was suspended for 12 months.

Eligibility is issued a damaged foot and mouth disease foot-and-mouth disease damage Confirmation of administrative authorities in the '17 Year of farmers and agricultural corporation.

The exemption allows an overdue interest during the life Agricultural cooperatives and non-life insurance is also paid to the insured suffered an injury of foot-and-mouth disease insurance contracts and deferred resurrection.



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Samsung Securities, corresponding volatility enhanced 'dissolved Care' ELS launch

[Korea financial newspaper goyounghun News] Samsung Securities (President yunyongam) the ELS if more underlying assets 15% within two months of declines after a set repayment structure is further dissolved to be changed safely care (knock-in care) the ELS 15434 per 16 days revealed that sales to the extent of 15 to 10 billion won.

ELS 15434 times melted care is basically Korea (KOSPI200), Hong Kong (HSI), Japan is the product of a step-down (Nikkei225) index as an underlying asset. A three-year both indices every six months, 95% (6 months) in the first base price, more than 90% if the (12, 18 months), 85% or more (24, 30, 36 months) and repayment to the pre-tax annual 6.2% dissolved barrier is 50%.

If you decline the underlying assets exceeds any of 15% within two months after setting gotta have melted care options apply, go down all the repayment conditions and the dissolved barrier more than 80% (6, 12, 18 months), more than 75% (24, If 30, 36 months) and repayment by 6.2% a year before tax, it dissolved the barrier is lowered to 40%.

Samsung Securities official explained that "within a short period of time after the index plunged join ELS City, gotta change the revenue structure products with improved profit potential repayment."

And Europe in the same period (EuroStoxx50), HSI, the underlying asset Nikkei225 index, also recruited ELS 15433 times Product of step-down structure to pursue a pre-tax annual 8.22%.



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[Financiers Talk] 'perfect world, judging bank home loan switching station V

[Korea Jeongseon financial newspaper reporters] to February last year, the so-called "hard-nosed goddess review" mortgage loans in the banking sector has been introduced only a year. Regulation has also increased frighteningly real estate boom ride the pre-sale market Dun housing loans appears to be slowing the growth rate in the state regulatory review, income enhancement, principal and interest repayment.

According to the briefing materials submitted by the Bank of Korea 15 days in the National Assembly Planning and Finance Committee, last year (including the Housing Finance Corporation Mortgage Transfer min) end of December Balance household loans surged to 124 trillion won year-end 1154 compared to 6000 one trillion won. The increase in the annual maximum level is a thought.

The increase was double last year, banks Household loans decreased 12.0% (9.4 trillion won) from the previous year to 68.8 trillion won. This growth rate mostly from banks household mortgage lending this year 11 March is due pas significantly slowed. Last year in November increased by 100 billion won 6 of 12 wolen 3.6 trillion won, one year wolen significantly reduced the growth rate to 9000 billion. But the bank was prepared to show Beyond the financial sector is the second so-called "balloon effect" moves loan demand.

The government debt-to-income ratio (DTI) · Housing loan-to-value ratio (LTV) bars such as real estate and interest rate cuts to solve the household debt to banks increased in February last year to begin looking into the braking walked. Since insurance (7 May 2016) also extended to cover but did not nokrok. Groups of banks lending to the pre-sale housing market boom led geupjeungse household loans.

Finally it decided to apply to extend the 'perfect world, judging for the group lending (loan balance) Starting January this year. Apartments in group pre-sale loans going to get paid the interim, the balance was from the domestic housing market, which was considered a peculiarity of seonbunyang excluded from the guidelines target.

According to the banks 15 days of January this year the average loan groups based on five commercial banks have increased interest rate 0.61% 3.76% annual points level in September last year (3.15%) year.

This comes three credit screening guidelines for new mortgage loans for the mutual financial institutions, such as cooperatives, community credit cooperatives is carried out starting February.

Although this figure appears to be slowing, but mortgage interest rates rise riser poles I have already a significant burden on our economy French household. The Korea Development Institute (KDI) gimjiseop researcher 'characteristics and implications of the recent increase in household debt: Based on the real estate loan deregulation before and after' total debt repayment ratio of cases to rise, interest rates in the reporting household (DSR), mortgages recognition rate is likely to constrain economic activity while (LTV) rises within a short period of time, he predicted.

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'Silence in the Samsung CEOs meeting, in due course

[Korea ohahreum financial newspaper News] Lee Jae-yong, Samsung Seocho building demand in the 15 days before the redemption day before the meeting presidents questioned the suspect (warrant substantive examination) to Samsung Electronics Vice Chairman was held as scheduled.

Meeting, including affiliates of Samsung Group president Choi Gee-sung as usual future implementation strategies (Vice President) and jangchunggi Future Strategy Department deputy (president) also reportedly attended.

Bosses Recently remained silent even arrest journalists barrage of questions relating to the situation of such groups inside and outside reclaimed for the vice president.

Bakjungheum president of Samsung Engineering said ahkkyeotda say, "I'd better not say anything. In the time now."

Samsung jeongchilhui general ledger technologies, including 'How was your lecture atmosphere' is overcast, saying the words "each" to the question.

Logopedics Samsung SDS said "the atmosphere was studying" and "were talking about China business," he said.

Godongjin "said study about China," Zhang Samsung Electronics Wireless Division said he said he would reveal the official calendar (release) 27 days in the MWC held in Spain comes to the question relating to the public when the Galaxy S8.

On the other hand, presidents day, heard a lecture on the 'ICT Technology Trends of China and Korea-China cooperation directions, inviting yiwoogeun China Tsinghua micro-nano jeonjagwa professor topics.



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