The Bank of Korea "maintains monetary policy easing."

[South Korea's Choice Financial News Reporter] The Bank of Korea stressed that 15 days' so to the growth of the domestic economy is gradually expected to be minimal inflationary pressures from the demand side to keep the easing of monetary policy.

Wednesday morning opened the 349 times Congress (extraordinary session) Strategy and Finance Committee Bank of Korea in plenary work status report will be closely review the "uncertainty and the impact of internal and external conditions, monetary policy normalization trend of the US Federal Reserve (Fed), household debt growth, etc. 'saying' it said would improve the financial intermediary support loans for small businesses struggling to influence the financing of the restructuring.

The Bank of Korea explained that it is holding as the 'Donald Trump United States trade protectionism strengthening of the government, the US Federal Reserve's interest rate hikes, domestic consumption and investment sentiment' factors' considered highly uncertain growth path. "

Consumer prices are seen as' concentrated oil prices and price hikes fisheries will be extended to a 2% YoY growth this year of January. Oil prices had "for the time being expected to fluctuate at about $ 50 a barrel.

In addition the Bank of Korea, but access to medium-term inflation target (2%) are 'continue to have significant operations in financial stability policy. Conducted a 'one government bond purchases, monetary stabilization securities market stabilization measures, such as reduced response to market interest rates soared, and plans to "after the US presidential election deal with the financial markets volatility.

Another dimension stability in the financial system The Bank of Korea decided to "check the ripple effects of insolvency probability and risk of household debt and the corresponding"

The Bank of Korea has been determined dwaetdago 'household lending growth rate is shrinking housing transactions decreased since last December, lending rates rise, strengthen risk management of banks.

According to the Bank of Korea, 2017 1 Only months household loan balance (including mortgages ball jugeum minutes transfer) is 1154 6000 1 trillion won. Explosion of 124 trillion won last year by French standards, was record-high levels.

The growth rate was somewhat mitigated anyhow. In the case of bank mortgage lending increased by 900 billion won to 3.6 trillion won last December after increase in January.

The Bank of Korea has "just believe in non-bank household loans continues to rise above the level of previous years' notice and courteous.

In addition the Bank of Korea plans to "Basel Ⅲ regulations apply, such as pin-tech spread analyze the impact on sales behavior and financial stability of a financial institution. In statistical development 'plan for improving digital reflect, share, gross domestic product (GDP) of economic transactions statistics also seek "the Bank of Korea decided to.

Greetings, In terms of organization plans to "increase competition and efficiency within the organization continued restructuring in the direction of an emphasis on business skills and performance of employees. This year reconstruction and renovation of the Bank of Korea headquarters building is also promoted to the first half of 2020 from the second half of the year.

Meanwhile, the Bank of Korea Monetary Policy Committee meeting will be conducted reorganization this year. Monthly base rate decided the direction of monetary policy decision meeting is losing 8 circuit open, stable macro-financial situation inspection meetings are held four times a year.



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Cosmax, domestic and international sales will continue to grow - Hanwha

[Korea hyerin nine financial newspaper reporter] Hanwha Securities had expected this to continue on the 15th Cosmax domestic and foreign customers, Musk revenue growth. This recommendation is made BUY, TP maintains 7000 won only 16.

Yiseunguk researcher at the brokerage explained, "natdeut appear in the fourth quarter earnings, unlike the brands the company is domestic demand, limiting the impact of domestic and foreign customers due to issues with the Chinese civet sales growth will continue."

Cosmax posted a 199.7 billion won last year's fourth quarter consolidated sales (+ 47.1% YoY), operating profit of 9.5 billion won (+ 88.1% YoY), net 6.5 billion won (1477.5% YoY).

In the case of domestic sales, despite sluggish domestic demand and domestic new orders were increased Musk customers, was enhanced with increasing direct exports volume growth momentum engage customers in accordance with international diversification.

Cosmax China posted 66.8 billion won in sales (+ 52.0% yoy). New customers in China, depending on a variety of channels, was expanded further stabilize.

The researcher added, "The results of this year's estimated sales of 945.5 billion won, operating profit of 74.6 billion won 'the second half of this year, according to a new product launch growth concentrated in the second half compared to the first half is expected, it said.



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[English education brand reputation February - 1st Cool School, second place strong English language school 3rd JLS top

[Korea yichangseon financial newspaper reporter - February 2017 English education brand reputation survey results were analyzed with a cool School No. 1 No. 2 No. 3 English durable JLS normal school.

School cooler from English education brand loved by the Republic of Korea consumer durable English, JLS top schools, Englishtown child, Hacker Institute, Pagoda Institute, YBM Language Institute, Cheongdam schools, yunseonsaeng English classes, that, minbyeongcheol schools, poly schools, Jeong Cheol in English schools, edu was the flex, English None None, of Lee Bo Young talking club, jiaenbi Institute, the Wall Street English, Mr. Lee (ECC), English classroom solutions, April brand reputation analysis for the Institute.

Korea Corporate Reputation Institute were analyzing the past month Big Data reputation for English education brand 21, years from 13 January 2017 by analyzing two English education brand big data 4668953 dog until May 14, 2017 consumers of brand consumption I found out the habit. In January, compared to 1,801,232 Brand Reputation Index rose 159.21%.

Brand reputation index for big data is to share the activities with the participation of the consumer to the brand values ​​and communicating value, social value, market value, financial value. In English education franchise brand reputation survey were analyzed to participate Index and Index communication, community index.

KT, Australian start-ups and digital healthcare business cooperation

[Korea financial newspaper ohahreum reporter] KT is for Australian mobile healthcare start-up M3DICINE (Madison, President Nayyar Hussain (chop Le Hussein)) and the last 14 AM 'global digital healthcare business cooperation in Jongno-gu, Seoul, KT Gwanghwamun Building East It signed a memorandum of understanding (MOU).

The two companies plan to promote digital health care to link mobile Stethoscopes of M3dicine Solutions 'Global Digital Healthcare' sectors held by KT collaboration.

M3DICINE is a start-up founded by physician representatives from Hussain in 2015. M3DICINE is preparing a stethoscope 'Stethee (Stephen's), which is connected to the smart phone market enters a radio in the palm of your hand weighs 110g.

'Stethee' is to provide a traditional stethoscope difficult to diagnose heart sounds, noise, blood vessels, heart and cardiovascular indicators such as oxygen saturation measurements. After diagnosis anytime, anywhere to share the measurement data and connect smart devices, and the positions diagnosed by the patient via the GPS function is automatically saved.

In addition to providing key indicators it was also included information such as temperature, humidity, and altitude capabilities. 'Stethee' has already obtained the European CE certification of medical devices (in January 2015), and 3 will also include obtaining US FDA month.

KT is planning to expand its digital healthcare solutions company held by respiratory and cardiac disease diagnostics.

Due to the deepening of the global environmental pollution smog, dust, there is a respiratory disease caused by dust constantly increasing and respiratory and heart disease ranks as the leading cause of death in many countries high hopes of KT for the introduction of 'Stethee' .

In addition, KT provides immediate on-site diagnosis and medical services available in developing countries, local health centers and university hospitals, and plans to continue to strengthen our global telemedicine project connecting the university hospitals.

KT Future Business Development Director and wheeling managing director, "We will explore various global business model with partners have innovative technology in digital healthcare" and "infectious diseases, and the early diagnosis and preventive care, improved maternal and child health environment for chronic disease It said it plans to continue to expand the digital healthcare solutions to the axis. "

M3DICINE of Hussain (Hussain) represents the "where and when the diagnosis is possible mobile diagnostic devices and Cloud EMR hospitals anywhere: to work with (Electronic Medical Record Electronic Medical Record) Switch to digital healthcare to transmit real-time medical data is inevitable be a free flow "and" KT said it will work closely with the pioneering global healthcare market. "



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Chairman imjongryong "creditor information system changes planned start in April"

[Korea before lower cervical financial newspaper reporter] April is expected from the creditors fluctuation information system to verify the changes in the debtor's gotta build private debtors have two days being reduced illegal debt collection do not know their loan information. Loans sold guidelines gotta enforcement and prevention are not covered by the statute of limitations debt collection unreasonable debt collection complete damage is expected to strengthen the debtor protection.

Imjongryong Finance Committee is 15 days' debt collection restoration measures "promoting Inspection held a meeting, told reporters.

Day imjongryong chairman discussed the Credit Finance Association, the Savings Bank Federation, checking the 'debt collection restoration plan' promotion status with the CB executives and 'loans sold Guidelines enacted measures and' creditors fluctuations inquiry system 'building measures.

Loans sold guidelines present a financial company, you need to work moneylender who comply with rules on the sale of loan sale process step by step.

Aging receivables complete disappearance from the sale of selected receivables, receivables under litigation and shall exclude selected purchases such as debt collection agencies to the due diligence regulations and guidelines. To specify the period of time during re-sale ban bond sale contract must provide clear information about the bonds and must also check compliance and implementation of the purchasing agency contracts. Establish internal control standards and specify the department must operate.

Financial authorities are expected to be sold gotta restrictions on soholhan institutions is likely illegal debt collection high or managed through strengthening debtor protection.

Creditors are also built fluctuations inquiry system.

Individual debtors are debtors to include companies in the financial system is also a positive focus on the credit history of loan sources can be queried his creditor status and change history.

When implemented on April sinjeongwon focused and register the date and time that the finance company debt information *, and is also positive to focus register your details each time, after the bond sale occurs.

Debtors are the channels through online and offline sources of credit, credit reporting companies, credit recovery committee (34 Integration Center) fluctuations can confirm the creditor information.

By creditors through the inquiry system notifications Changes clarify whether the statute of limitations completion of individual bonds, is expected to enhance the ability of the debtor's right to unfair collection.



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