[Korea financial newspapers around the lower cervical News] # b who lives in Incheon using one card 1Q Daily card received two consecutive marketing phone card loans. If you only check without credit checks cut interest rates to 30% urged me to use said card loans bear interest rates low. Yesterday received a call nyago do so enters the FSS sanctioned lending conditions tighter next month would be good idea to arrange the funds before the loan was difficult again encourage the use of card loans.
The financial authorities are scrambling to household loans chongryangje enforcement, card loans of spirals additional provisioning system provided including household loan growth suppression policy on multiple debtors, one card is performed before a full-fledged system called card loans. Naesewoomyeo low interest rates have encouraged to expand the marketing of card loans to fund books ahninya hanging the FSS sanctioned before starting a business card loans has been raised pointed out.
According to the 31st card industry, single card and the last 16 days the FSS but progress card loans appropriateness status checks intended for one card, the card loans marketing is still in progress.
In fact, one card is higher than the growth card loans last year. According to the Financial Supervisory Service, in 2015 the end of 1.547 trillion won asset that was one card, card loans grew 21.6% to 2.88 trillion won late last year. Where increased more than 20% of KB Kookmin Card is the only one of the seven cards issuer. KB Kookmin Card also received the Financial Supervisory card loans appropriateness status checking with a single card.
Financial authorities are looking at the promotional rate cuts in household lending increased risk causes. Card loans customers receive once again re-aged loans as card loans is the case of many factors that fall into the swamp of household loans.
Lotte Card has received significant management measures from the Financial Supervisory Service Such reasons.
According to the Financial Supervisory Disclosure, Lotte Card has continued to conduct promotions and discounts on card loans using interest rates to continue to increase the handling balance of card loans received significant management measures.
FSS 'Lotte Card since June 2014 card loans treat the target selection criteria and available also through such change calculated based on expanding its card loans available destinations and available limit, 40% to 50% compared to card loans using interest rate discount (normal rate ) continued to carry out promotions such as card loans and handling balance is constantly increasing, said "card loans in the future to strengthen the handling and utilization target risk management set up properly, the calculation basis as possible" he said.
Card Industry insiders, while the credit card company has won admission to superior customer uses a card loans, but substantially jeosinyongja uses a card loans increasing risk "he said.
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Friday, March 31, 2017
FSS card loans suppressed before pulling one card sales
The Export-Import Bank, last year's net loss of 1.4692 trillion won ... Founded after the first deficit
[Korea Selected financial newspaper reporters] found its first deficit since the Export-Import Bank of Korea was founded.
According to 31, 2016, the Export-Import Bank of the audit report is published on the homepage, the Export-Import Bank recorded a net loss of 1.4692 trillion won last year.
Switching losses in 2015 were 41.1 billion won in profit.
It is the first time since its founding in 1976 the Export-Import Bank recorded a deficit on an annual basis.
The Provision gravity is interpreted as a significant increase in effect in accordance with the shipbuilding industry restructuring. Credit loss provisions jumped threefold from a year ago to 3.2343 trillion won last year.
Last year, the Bank for International Settlements (BIS) capital adequacy ratio of the end of the Export-Import Bank was 10.7%.
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Shipbuilding and shipping ... insolvent aftermath Acid, mercury, last year's deficit 5000000000000
[Korea Selected financial newspaper reporters] found to have recorded a deficit both national banks and the Export-Import Bank of the Bank exceeds 5 trillion won last year.
According to 31, 2016, the Export-Import Bank of the audit report is published on the homepage, the Export-Import Bank recorded a net loss of 1.4692 trillion won last year. Switching losses in 2015 were 41.1 billion won in profit.
It is the first time since its founding in 1976 the Export-Import Bank recorded a deficit on an annual basis.
Industrial Bank said figured the loss of up to 3.6411 trillion won last day through the annual Management Disclosure 2016. The largest deficits since the financial crisis in 1998.
The Industrial Bank and the Export-Import Bank recorded a large deficit attributable to large surge provisions, including restructuring costs of shipbuilding, shipping, etc. ailing Daewoo Shipbuilding, STX Offshore & Shipbuilding and Hanjin Shipping.
Not only can the soundness of national banks grow worse nationals burden on government support. In this regard the Korea Development Bank said that "there is far accumulated profits can not digest itself last year without loss of government funding.
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Han Dongwoo maintenance last year 1.572 billion won top banks
[Korea Selected financial newspaper reporters] who showed that among the most conservative former Shinhan Financial Group Chairman Han Dongwoo the last banking chief executive officer (CEO).
According to the annual report submitted 31 days, a financial holding banks to the Financial Supervisory Service, Han Dongwoo former president together to pay 733 million won and 838 million won bonus was 1.572 billion won a year maintenance. The payment and whether payment is determined in accordance with the long-term performance linked shares 22 000 to 2016-2019 term results, and Shinhan Financial Group shares.
Hana Financial Group Chairman Kim Jeongtae, which accounted for the highest salary in 2015 received a total of 1.321 billion won to pay 682 million won, 637 million won bonus.
Yun Jonggyu KB Financial Group President and KB Kookmin Bank received 1.024 billion won last year. 554 million won from holding a 470 million won from the bank.
Bank was among the most conservative of this Article mercenaries SFG current president. Article mercenaries President of salaries and bonuses totaling 218 million won last year received 760 million won 985 million won. 1 feed 19,500 long-term performance linked shares.
Bakjinhoe Korea Citi Bank has received 980 million won. Salary bonuses (559 million won) than (408 million won) are more common.
Hamyoungju KEB Bank is one of 929 million won, we yigwanggu Bank is 674 million won, Park Jongbok SC First Bank has received 580 million won.
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Thursday, March 30, 2017
Daewoo Shipbuilding & Marine Engineering, audit opinion 'limited' ... Financial authorities, "added support as scheduled."
[Korea goyounghun financial newspaper News] Daewoo Shipbuilding & Marine Engineering from the external auditors of Samil received a 'limited due to the limited scope audit "opinion on last year's year-end closing audit report was published correction 29.
Once designated as a gotta limited opinion Management Company is stopped trading stocks. However, Daewoo Shipbuilding has already been trading stocks accounting fraud allegations standstill since last July. This impacts on the designated managing stocks are expected to be minimal. 2017 When businesses receive a second consecutive year to year Limited comments may be traded abolished. Management Company specified when DSME are excluded from the KOSPI 200 constituents.
This is going to be accomplished on debt restructuring, securities to repay the principal amount of the overall shipbuilding industry crush was pointed out that easy.
Wednesday DSME in relation to that received an audit opinion 'limited' Son Byeongdu finance committee standing committee members is "I will push as planned Daewoo Shipbuilding Restructuring Plan assumes the loss sharing of stakeholders," he said, "Daewoo reason Shipbuilding received limited feedback the solution eliminated by early closing time will be resumed in September, stocks trading, "he said.
Daewoo Shipbuilding side seeking to improve its financial structure to address the limited comments, said it would fulfill the lexical plan.
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