Bank recapitalization ankle caught Kay

[Korea Jeongseon financial newspaper reporters: "If the bank is important, because ownership trust to find new shareholders ..."

Sales start ahead of this month 'No. 1' K bank has internet banking professional is not easy to complain Increased ownership In the current Bank Act restrictions.

According to the current banking law Bank holds stakes in non-financial Business Operator (industrial capital) is limited to 10% (based on voting rights 4%). K Bank is limited to increase its stake according to the "separation Eunsan (holding shares of Industrial Bank capital requirements) Although named after KT.

Kay says the bank is planning to add a capital increase pursuant to the initial capital of 250 billion won 2-3 the next year ready to rush to the capital increase sales immediately after the start of years. The business environment variables to claim a one currently operating the first year is reported to be no herd.

But in the end, to establish a procedure for the loan funds to increase the capital. Difficult and even increase dramatically over the customer deposit does sewooji my other benefits of high interest rates or differentiation, launched earlier called debentures issued anahseoda not even nokrok. K. Shim, Sung - Hoon bank haengjang has been described as "starting capital of 250 billion won, but at a scale that can not be lending conditions as IT systems development and labor, etc." In the last month, 20 days Assembly Political Affairs Committee hearing.

The National Assembly, information and communication technology (ICT) companies, such as eye opening five bank shares held restricted nonfinancial's flagship to lead the Internet specialized bank 34 to the Banking Act amendment not, Internet banking Special Act that are pending release to 50%. As the two passed the bill collapsed in Congress eased temporarily separated Eunsan debate the pros and May is the situation again deferred to the next government after the launch.

K Bank launched in two months if you plan right now is the inevitable communication to shareholders and buy additional investment Since the end of the year. Even won a major non-financial businesses such as KT want a capital increase gotta do is increase the stake of other shareholders not accompanied by changes because it violates the current Banking Act.

For example, depending on the Act on Special Cases If KT could not increase its stake to 34% can increase the 850 billion won. However, when applied as the current interest rate (8%) KT may add up to 20 billion won investment, KT et al. And the remaining 20 companies, each division must be in accordance with the stake.

Kay bank when officials given the "stake be the case that that may inadvertently cause silgwonju lovable There is also a startup added contributions burdens jungen low minority shareholders," said "the Internet specialized bank introduced the spirit to come out existing shareholders responsible shareholders from ICT companies should look for such a role, "he said.

The importance of stable governance is represented abroad Internet banking professional success. According to the case study and implications of international Internet professional banks' Report of the Korea Institute of Finance, the Internet specialized bank to 'survive' building a stable revenue base Besides loans growth potential revenue and cost structures, business models, business philosophy, ownership, governance the various parts such as architecture, technology was equally important role. The report said analysis "American Charles syuap bank ', as can be seen in Japan' equity banks' practices stable ownership, governance increases the likelihood of success of internet banking professional."

When the tip of the separation mitigation Eunsan 'gold dust solidification of the majority shareholder, and related concerns, Kay bank "fundamentally does not matter even stop to 0%," the credit facility limit on possible shareholder to 25% of the current capital position is. Provide a seamless offering loan financing and is interpreted as a commitment to a stable governance in banking.

Kay bank official said, "It is against the principles and spirit of the professional internet Eunsan separate Ioannina Bank Eunsan situations that require separation of deregulation in order to see and stable management in the industrial development perspective."



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Presidential political stock market outlook ... Policy attention temaju injury

[Korea goyounghun financial newspaper reporter] the Constitutional Court in the last 10 days was sentenced to impeach former President Park Geun-hye. Domestic markets breathed a sigh of relief to ease political uncertainty. Sharply early in the atmosphere in accordance with the policies of presidential candidates hyeongguk leaning Agencies are also increasingly likely to move markets.

13 days, according to financial experts expects to stay in the short-term effects, yet exert a positive influence on stock markets. December 9 last year as Congress began impeachment impeachment prosecution decisions have led to a contraction in consumption, including Psychology.

Moody's was flat dwaetdago gotta eliminate a major factor of political uncertainty as a result of impeachment, saying in a statement to elect a new president to focus limited upward risk to the forecast of 2.5% economic growth in 2017 in Korea.

One financial investment joyongjun Research Center, said, "gotta relieve the uncertainty of the market seems to be reflected in this part," he was diagnosed as "a big change in fundamentals than place-based elements of long-term corporate earnings will be affected."

NH Investment & Securities gimbyeongyeon Institute "since 2004, dismissed Roh impeachment Kospi slumped made the subsequent rapid recovery" and "at the time of the election law in that it was an impeachment prosecution of violations, the impeachment reasons due to corruption Park Geun-hye President and the causes and consequences said will be different. " 2016 Brazilian chef before heading later quoted the president impeachment Brazilian stock index recorded a rise. She was involved in the impeachment as spite, corruption symbolism of the first ever female president. Rather, policies and expectations resurrection drove the financial markets higher.

SK Securities handaehun researchers "No. chef presidential impeachment is after the vote in the House Brazilian stock market, which had rebounded," said "of course, oil prices and the rising prices of iron ore jwotjiman impact on the stock market rises politics to solve also shares reversal of uncertainty He explained that it was decisive. "

Joyongjun center Zhang pointed out, "it is correct but positive impact on the early presidential election is important to share daily expenses so you do not need to ilhui policy because corporate profits."

There was also due to the early presidential political opinions rea be affected by the policy of the presidential candidates.

Kyobo Securities Kim, Young - Joon Research Center, said, "The impeachment temporarily Korea's economic focal point when quoted together, we will be the next presidential election political situation," said "already face seonbanyoung the price, but would be resilient to the upward flow due to the expectations for the next generation of government." He was diagnosed.

Mirae Asset Daewoo investment strategy gimhakgyun department also "Financial markets have adversely affected has the political autonomy is not it," said, "but going in the meantime, shares the global average level may be affected by the policy due to the early presidential election mode," he said.

Past 1 years after the election stock markets showed strong were the situation to take a peak in the second year of the term. The share price rose five times since the presidential election of six cases in the 13 to 18, there was no significant impact on the market one occasion.

Cape gimyugyeom Investment Research, said, "expected to enhance interest in the policy commitments of pre-candidate Moon Jae-in, and keep the current overwhelming approval ratings leader," said "in this regard is the time to focus attention on sectors and stocks."

In Daishin Securities side of this possibility of impeachment cited also momentum to the Kospi is lower analyzed would rather build global issues such as the next scheduled Federal Open Market Committee (FOMC) meeting, deadline debt limit of the US negotiating determine hyangbae the KOSPI.

Daishin Securities yigyeongmin researchers "mentions Looking at the commitment of leading presidential runner domestic activated for economic stimulus," "if you entered the presidential race is expected to ease domestic activation and the fourth industrial revolution, the center of economic stimulus policies," said Diagnosis did.

Last 7 days ago representatives statement saying think of daejeonhwan, structural reforms of the economic paradigm major surgery is required to open the national growth period has said that the need to secure the country's competitiveness according to the fourth round of the industrial age. In addition, policies for small and mid-caps momentum is expected to lead to positive price changes.

The researchers "are candidates yijaemyeong one people only referred to the recent military authorities have one thousand people exactly Saad placed opposite of the supreme leader is rushing Saad place" and "is likely to Saad retaliatory sanctions on China stronger than weaken look high," he said .



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Eui Sun Chung project ohnik kids 'delay'

[Korea's financial standing hyomun newspaper reporter] Eui Sun Chung of Hyundai Motor Group vice-president in the last '2016 Geneva Motor Show, "" project, children ohnik "the declaration said one year has passed from the point haejyeotdaneun crisp light and shadow. The situation is a problem that, compared with other global companies that demonstrate the performance flagship of the Hyundai-Kia Automotive Group's future car strategy to autonomous level of 43-4 years behind coexist.

◇ 'Level 4 autonomous, building full lineup'

Ohnik future car strategy, projects the children of the Hyundai-Kia Automotive Group has obtained various accomplishments over the past year. First opened in January 'CES 2017' child ohnik autonomous vehicles in the US Society of Automotive Engineers in Las Vegas (SAE: Society Of Automoive Engineers) completely autonomous level approved. In other words, it demonstrated a level four autonomous.

At the time of the Hyundai-Kia Automotive Group said, "Kids ohnik autonomous vehicles served at CES 2017 as can be seen in the assessment of the US Society of Automotive Engineers virtually complete autonomous vehicles," he said "The autonomous car ride last March announced a project kid second ohnik move, "he said.

As well as child friendly ohnik in car parts has built a full lineup recently. Hyundai last month 27 days 'child ohnik plug-in (Plug-in)' With the launch of eco-car lineup announced that it has completed the deployment of 'hybrid-plug-in hybrid-electric'.

Hyundai officials have a "domestic car's first eco-car-only model, was to set a new standard in child ohnik a full line-up equipped with a global eco-car market" and "vehicles and the Republic of Korea Brand phase of imposing by the competition of the world's leading in the global market he said step increases will give. "

As well as distance traveled over 320km electric cars it will introduce next year. But it is relevant launch vehicle is determined to show their children the basic ohnik single charge of mass production of electric cars over a distance of 300km is the plan.

Hyundai Motor official said, "You can not say ohnik 320km mileage vehicles are just kids," said "The launch vehicle is determined next year, but plans are firm," he said. Evaluation of the child ohnik abroad reportedly positive. There, according to industry for power consumption and maintenance costs in the United States to evaluate the child ohnik is rated superior. Industry insiders, "ohnik child is in the United States has received a superior rating" and "ropda smooth and more even than that recorded annual sales of 10,000 units with rated Lake," he said mentioning.

◇ mileage hold cost competitiveness required in accordance with

Yirwotjiman this past year, many children and ohnik project of the Hyundai-Kia Automotive Group are still challenges bandits. Once charging is still insufficient in terms of mileage feel, it is pointed out that the autonomous software technologies developed urgently.

First of children traveling ohnik Electric amid the mass production electric vehicles this year, with more than 300km mileage marketed in earnest distance that still lack a lot of opinions. In fact, a half driving distance compared to the Chevrolet Volt EV reservation from the beginning of the month. Senior Research Fellow yihanggu industry's "Electric Eye ohnik relatively one-time charge mileage is short compared to other cars," said "has a short driving distance to the bolt bihaeseodo EV" it said.

He added, "This year the global auto sales are expected to account for approximately 96 million level in the case of middle electric vehicles as predicted, 1% or more of the total sales volume to reach 1 million" and "EV popularization power if you achieve the electric proportion of 1% or more gotta expect the pool to be undertaken over 300km mileage vehicle development in the next year HMG side, "he added.

In addition to securing mileage it is also pointed out that maintenance costs due to increased battery capacity issues. For battery electric vehicles eventually improve the ability to influence the success or failure in the position to talk yangsancha maker Hyundai Motor Group is also worried that the cost adjustments accordingly as improved battery capacity, density and weight.

And Taebong HI Investment & Securities director worries about the order to secure the 300km or more travel distance is evaluated to "eventually electric cars How seated and that the success or failure to adjust the price of the battery," said "existing vehicle design structurally pure electric vehicle mileage is 170km price he said mandatory ".

Even in the autonomous car parts Mijin pointed out that software development is raised. Although the level of implementation in the four autonomous CES 2017 in January, and talk to other companies that still do not have enough self-driving technology in comparison. Yihanggu Senior Research Fellow, is the "Hyundai's industry-autonomous driving technology is estimated to be 3-4 years behind compared to other competitors," said "ADAS's (advanced driver assistance systems) Level 2 autonomous car which is represented by technology software sufficient at least one level 3 technology, said the lack rating yet. "

He added, "Of course, come 2020 jungyijiman promote such self-Connected card OS development, radar, sensors, etc. Level 3 or higher software technology requires further development," he said "in the autonomous and highly advanced software development should be priority." he added.



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Forecast, sets out the first week of nosahyeop ... And annual salary range of issues

[Korea gimmingyeong financial newspaper reporter] Deposit Insurance Corporation is expected to embark on the first week of nosahyeop. Adjust the water level seems to be focused on the annual salary last year was passed and discussed.

Forecast is introduced through the first labor agreement and annual salary of the last nine public financial institutions. But more problematic, such as promoting consultation with union leader assertive without obtaining the consent of the existing members chairperson reportedly float can not go one millimeter long seemed resigned.

Since forecasts union was elected Chairman by voting hanhyeonggu celebrating the inauguration of the eight chairpersons 23 days last month. Hanhyeonggu chair in the 2-3 (2003-2009), the person who served as the chairman, with the exception of forecasts in the public sector relocation at the time of the participatory government and sikineunde launched an integrated union to convert the irregular at the time of 200 full-time center He played a role.

In the subsequent eight hanhyeonggu goes first Chair inaugurated nosahyeop this will be a water level control for focus and annual salary discussed. Officials said forecasts called 'annual salary and will it travels because it is already being implemented talk about specific details, such as the range of measures.

Coordinate matters in this agreement are expected to be finalized in early April after a period of meditation. Forecast union is expected to serve as a long-term financial office workers gongun law and commits to improving the working environment atmosphere to start the discussion this goal.



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LG signature products before, 'iF Design Award' awarded feat

[Korea ohahreum financial newspaper reporter] LG Electronics has won a total of 32 awards, including 1, 31 bonsang gold medal in the 'iF Design Award 2017 "and proved the design competition.

'IF Design Award' has been organized by the "German International Forum Design, the International Design Competition in world authority since 1953. This year's exhibition was designed in 5500 more than 59 countries in the world.

Wireless LG vacuum cleaners' code zero ssayiking "received the Gold Award. Bonsang has won include 'LG signatures come Red TV W', 'g', 'V20', 'Bluetooth headset.

In particular, premium home appliances in 'LG signature' of the case last year, the 'LG Signature Refrigerator', 'LG signature Washer', 'LG signatures come Red TV', 'LG signature air purifier, including the winner to lead this year, has recently launched a' LG signatures come Red TV W 'also received bonsang. This signature ago LG products, LG Electronics released so far achieved the feat, which won the 'iF Design Award'.

This year's winner of the gold medal to implement the "zero code ssayiking 'is to guarantee free" smart inverter motor, wireless vacuum cleaner to the mounting of the world's highest suction power (maximum 250 watts) for 10 years. Also equipped with the world's first laser sensor and a gyro sensor, users do not try to avoid obstacles cleaner vacuum cleaner themselves and applied the "Auto moving 2.0, followed by the user.

Judges Auto Moving the ability to control a user-friendly cordless cleaner handy device while using a new concept for the said products were said to evaluate user experience while providing emotional comfort.

On the other hand, it won two bonsang communications sector and also in the interior construction sector 'LG Signature Gallery (LG SIGNATURE Gallery)'. "LG Signature Gallery has received rave reviews from visitors found the exhibition to exhibition space last year joseonghan the outdoor garden of the exhibition IFA 2016 in order to inform the consumer electronics, LG Electronics premium brand 'LG signatures.

'IF design awards (iF Design Award)' is 'red dot design award (Reddot Design Award)', 'IDEA (International Design Excellence Award)' and with the world's top three design awards are being evaluated.

LG Electronics nochangho Design Center, said, "was the LG design is highly regarded centered on nature and users of products based on an understanding of the customer," he continued with a distinctive design of the "LG Electronics just beyond the expectations of our customers emphasized that the launch will. "



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