Jaetekeu Q & A [How to ensure jeonsegeum]

[Korea heogwahyeon financial newspaper reporter] 1. nowadays often difficult to charter director, receives a decline in house prices have a lot of worries are a few ways how to ensure jeonsegeum itjiyo?

That is correct. I have a 3 ways. The first is how to get a confirmation slip to the date of the lease agreement with the contract. Another is how to set up a charter Jeonse building. And the last method has jeonsegeum how to sign up for coverage.

2. Is there any difference between each of those three methods?

First, the legal effect or scheduling verifications Jeonse settings are ranked. However, scheduling verifications iteunikka who can receive the transfer report, while a resident at the address and in the conditions that I have come to live simply in the registry office or community center confirmed date without the landlord's consent is the most comfortable way. On the other hand, it must be set Jeonse advantage that even if the person is live, but must have the consent of the landlord, and reduces the setup costs. So it is more burden than did the surest way to guarantee insurance cost the other inde jeonsegeum.

3. The populace must specify each would have to fit the circumstances to take advantage, consider point?

First, no home loan than the house prices will go charter jeonsegeum if less than 70% as scheduling verifications enough. But if the house with many missteps scheduling verifications shall Housing loans probability of tin can be a lawsuit you must jeonsegeum later. Therefore, if there is such a risk, you need at any cost it cost Jeonse settings. Because Jeonse have to set up, not when you receive the jeonsegeum because you can immediately apply for the auction. So the company has the most cases, Jeonse set when the lease contract housing staff.

4. This is how to ensure jeonsegeum relieve discomfort insurance iltende like that, this time down a little insurance, supplemented chronicling the system?

That is correct. Now guarantee or insurance related to the current jeonsegeum are city housing warranties handled in Seoul Guarantee Insurance Corporation. And now difficult to find even charter, and the Jeonse you would a film set or insurance contract is not easy I get the landlord agrees. So this time will change its ways. Now only it is guaranteed by Housing and Urban Guarantee Corporation until eopeotneunde requires the landlord agrees, the future will no commitment to allow the landlord agrees in Seoul Guarantee Insurance. So you organizers have very pointedly started it this time. Beginning March 6 that the insurance premium is also to lower the burden was 20% lower than with conventional insurance.

5. Two insurance should also advantageous to take advantage of how there would be a difference between each?

Compared to the first guarantee charges, for instance, assuming that two-year period, 300 million won contract charter Apartments, Housing and Urban construction warranties are approximately ₩ 150,000 cheaper than two years, Seoul Guarantee Insurance. On the other hand, the Seoul Guarantee Insurance eopjiyo the limit when you sign a charter insurance. Therefore, when you receive a charter to guarantee housing for less than 500 million won to 400 million won in the metropolitan apartment or fat Warranty Warranty Corporation of Housing and Urban zest glass. In other cases I hope that you take the Seoul Guarantee Insurance.



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