KB Kookmin Bank, providing a stepping stone home loan internet application implementation

Today announced the implementation of [Korea sinyuncheol financial newspaper reporter] KB Kookmin Bank (Bank Yun Jonggyu) services to apply for the coming of Housing and Urban Fund provided a stepping stone home loans from 28 days to internet banking.

That person may apply to the Internet is that you can determine the annual income workers with earned income tax withholding receipts or Certificate of Income, including the self-employed.

How to apply for a loan, check eligibility, loan amounts, interest rate, etc. through internet banking and you will visit a branch to submit the relevant documents. If you have an existing visited several banks, but uncomfortable to talk for a long time, once visited the branch to the new service launched this convenience becomes possible loan

Higher. In addition spouse should visit the bank, but not to visit the separate needs becomes possible to confirm via a certificate.

Home loan is provided a stepping stone to a house purchase loans with low interest rates supported through funding from the Government for Housing and Urban stable housing for workers ∙ people, lending targets homeless three weeks, the loan limit is up to 200 million won.

Meanwhile, KB Kookmin Bank has a bar underwent an Internet service loans in the past year crutch charter capital of banks in July the first houses in the city charter fund loans.



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We carried out banks, adding more than 55 years focused voluntary retirement

[Korea Selected financial newspaper reporters - our bank conducted two additional voluntary retirement and accelerate workforce restructuring.

According to the 26th financial institutions, Woori Bank is expected to receive an additional voluntary retirement application targeted at over 55 million employees subject to wage peak. The estimated size is observed by about 300 people.

Our banks have - gaming voluntary retirement under the name of "the former support system. Usually once proceeds through labor negotiations last year, more than 310 employees retirement application in December each year, leaving the bank next month.

Our bank is known to increase the added scale voluntary retirement business normalization implementing arrangements (MOU) severance payment of a termination of the level of the last 12 as Ta succeeded in privatizing January Deposit Insurance Corporation. Our bank has also secured a record first quarter (January-March) net income, earnings surprise, rising nearly 44% YoY to 637.5 billion won afford to pay.

Woori Bank official said, "did not regard the specific allowance determined yet specifically will be consultation between labor and management."

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KB Kookmin Bank, holding hands and toss simple exchange service launched

Announced [Korea sinyuncheol financial newspaper reporter] KB Kookmin Bank (Bank Yun Jonggyu) The 26th Karlovy Vary partnered Shinkawa leader of publicity Pins tech companies in the simple toss (Toss) app provides currency exchange services.

Easy Toss (Toss) apps members to provide a currency transfer services if you can apply for a mobile exchange service, KB network exchange services in all KB Kookmin Bank without installing any bank currency exchange app and receive foreign currency real in the KB Kookmin Bank, all branches is.

Certificates Login, omitting the secure media application for certification step was streamlined KB Kookmin Bank, as well as toss (Toss) may be 21 that are affiliated with remittance services financial transactions customers easy as all the high rates woodaeyul and easy to use currency exchange services. Applications can call can apply for 365 days a year at the maximum of 1,000,000 won a total of 20 calls, and one day, including the US Dollar, Japanese Yen, Euro, Chinese yuan and may be subject to exchange preferential treatment to the introductory up to 80%.

On the other hand, Vary Republica is located in areas easy transfer leading such topped the pin-tech enterprises, the February cumulative remittances 3 trillion won last operating a toss (Toss) Apps services that can be easily account transfers without certificate and security card It was established.



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KSDC holds IR concert for successful crowdfunding company

[Korea financial newspaper goyounghun News] Korea Securities Depository will last 25 PM Gangnam M Pot Korea's growth financing and co crowdfunding successful companies and venture capitalists in (VC), angel, etc. "Good crowd for supporting investment matching between investors Funding He said IR held a successful concert company.

The ceremony is about 150 people, including as to support the subsequent funding of the crowdfunding success growing financial company in Korea, Mirae treatment, Shinhan Investment Corp., Korea Investment Associations private institutions such collaboration is a group of investors were invited to participate.

The IR concert is significant that the securities are capital market investors to participate in their massive personal asset of the Wealth Management Group showed interest in the venture capital ecosystem. It provides a wide range of investment opportunities to investors in the capital market through the excellent crowdfunding successful companies, and ultimately is expected to get the Seon Sunhwan that can help anyone start-up SMEs.

Wednesday Lee Byeongrae Depository CEO, said, "This support will allow businesses to make better crowdfunding success can be a real help to businesses successfully crowd-funding through the collaboration of the players and the capital markets continue to grow constantly in the capital markets."



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1Q11 ABS release of W13.9trn ... 3.2% year-on-year increase

The total amount of ABS, Asset-Backed Securities issued in the first quarter of this year was KRW 13.9 trillion, up by KRW 500 billion from the same period last year. As a result of the increase in the issuance of Korea Housing Finance Corporation and card companies, the total amount of ABS issued in the first quarter was 171.3 trillion won.

According to the Financial Supervisory Service (FSS) on March 26, the total amount of ABS issuance in the first quarter of 2017 increased by 50 billion won (3.2%) from 13.4 trillion won to 13.9 trillion won in the same period of last year. The Korea Housing Finance Corporation issued 9 trillion won (total 64.8%) of MBS based on mortgage loans. Mortgage backed securities (MBS) are ABSs issued by the Korea Housing Finance Corporation as mortgage-backed bonds.

Based on the NPL, installment finance, etc., the financial institutions are estimated to have 2.7 trillion won (19.4% of the total) and the general companies have 2.2 trillion won (15.8% of total) of ABS Issued.

ABS issuance by asset holders increased for public corporations and general companies, while financial companies decreased. The Korea Housing Finance Corporation (KBFG), which is a public corporation, issued KRW 9 trillion in MBS, an increase of KRW 300 billion, while ABS of banks, securities firms, and other companies decreased by KRW 100 billion. General companies issued ABS of KRW 2.2 trillion, an increase of KRW 300 billion based on terminal installment bonds and air freight bonds.

By asset securitization, the base of loans and receivables basis ABS increased, while the corporate bond primary-bond secured securities (P-CBO) decreased. The base ABS loans issued KRW 9.4 trillion, an increase of KRW 300 billion. The base of accounts receivable ABS increased by KRW 300 billion to KRW 4.3 trillion, while the P-CBO based on SME corporate bonds declined by KRW 100 billion.

The issuance of MBS on the basis of the housing mortgage loan of the Housing Finance Corporation increased by 300 billion won compared to the same period of the previous year because MBS issuance based on the increase of mortgage loan (bogeumjiri) sales in the second half of last year increased steadily since the third quarter of last year to be. The total ABS issued by women companies (credit card companies, installment companies) was 2.1 trillion won, similar to 2 trillion won in the same period of last year.

According to an official from the Financial Supervisory Service, "The card issuer increased its overseas ABS issuance to 1.60 trillion won due to the interest rate hike and improved overseas issuance conditions." On the other hand, installment financing increased due to issuance of installment financial bonds, "He said.



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