Cash payment instead of the card, smartphone ... 376 trillion won last year's daily average

[Korea Jeongseon financial newspaper reporters - credit cards, showed that significantly increasing the use of non-cash means of payment such as smartphones.

According to the Bank of Korea announced one day 'Payment of the 2016 settlement trends "material payments due to non-payment methods of cash last year increased by 8.1 percent to 376.1 trillion won per day than in 2015 (347.8 trillion won).

The Bank of Korea analyzed that "large sums of money transfers using factors such as enlargement and card payments as long as the universalization of financial institutions through the financial network."

Card using earnings 2.104 trillion won (per day) increased significantly by 11.8% year-on-year.

Especially credit card earnings (excluding cash) is one trillion rose 10.9 percent to 677 billion won. Utilization of credit card mobile smartphones has surged 51.7% or 460 billion.

Check card income, higher deduction rate has increased by 15.2% to 424 billion won. On the other hand, prepaid cards fell 3.5 percent to 22 billion.

Full results from the use of payment cards credit cards were the overwhelming proportion to 79.7%.

Yiyongaek day average personal credit card at a convenience store last year jumped 32.8 percent to 150 billion won. Supermarket (9.5%), airlines (16.2%), duty-free shops (10.7%), transportation (9.3%), health care (10.0%) is also higher growth rates.

In the case of payment per check card, but to give 3.5% ₩ 24,342 more than in 2015, credit cards were only increased by 0.1% in 4564 won four.

The Bank of Korea was evaluated as' that will replace the card with cash at convenience stores, supermarkets, public transport continued tendency of small yiyongaek.

Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Instead of securities and fund post-management services ... Masters Fund Care Lab releases

The [South Korea nine hyerin financial newspaper reporter] loss for the Fund Investors are released to wrap accounts offer a variety of 'healing' service.

Daishin Securities for customers to move funds coming losses occurred 27 days said showcase the 'Masters Fund Balance Care Lab "that provides a range of personalized services, including asset management fund sales fees refunded.

Masters Care Lab Services Fund created to strengthen the follow-up service for its customers that holds the fund incurred losses. In this situation, more than half of the equity funds, which recorded negative returns, I lost a service designed to give practical help to restore confidence in the recovery of customer accounts.

The service comes to escalate the losses that I have a third-party funds, it is possible to get your own personalized asset management services through branches unyongyeok. The biggest benefit is that it can be exempted from paying the remuneration fund securities. Just a cheap discretionary investment fund sales commissions instead of relatively expensive repair is able to maintain the fund.

Surveillance also provides differentiated services for customers that can be nervous that funds are well managed. A report containing analysis of the current situation and causes of losses and prospects, strategies, plans, etc. for the funds provided on a regular basis. In addition, the information obtained to fund a live interview with the fund manager can receive through unyongyeok charge.

Up Customer egen also offers exclusives RP buying opportunity provided by the annual rate of return of 3% due 3 months. One product subscription amount: 1 ratio can bribe the RP and CPU up to 1 billion. For example, customers who subscribe to 50 million won to fund Care Lab customers are the exclusives RP Up $ 50K and have the opportunity to bribe, 100 million is also possible to subscribe to a 100 million won as much as possible.

This service is the minimum subscription amount is 10 million won to the service of high-risk rating, the minimum subscription period is one year. Midway redemption is possible at any time, no additional fees.

South hyeongmin lab division director of "fund Care Lab manages valuable asset and service prepared to gain the trust of your customers and investors that are left in the state is being lost," said, "We better financing that could be called to keep the assets of investors It said it would continue to provide services ".



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

[Instead of weeks recommended stocks, securities] Zinc · All tours and mobile appliances

[Korea goyounghun financial newspaper reporter]

◇ Korea Zinc

- 4Q11 earnings are expected to meet later to achieve maximum results in normalization of margins and favorable exchange rates, third quarter 2011 earnings.

- Separate reference year guidance for sales and operating profit, respectively 4.8 trillion won (-4% yoy), 570.9 billion won (-17% yoy) as proposed.

- Guidance due to disappointing share price plunge presents a good buying opportunity as the current judgment, no need to shake.

◇ all tours

- Business package this year and expect strong things, May is likely to exceed the company's expected profitability in the high season.

-2014 Years from its subsidiaries is also structural deficit gidaedoem core earnings were free tours. The tour is free haeteum significantly reduced losses in the second half of 2016 the volume growth, improved cost ratio, a booming market, covering fixed costs.

◇ mobile appliances

- Domestic manufacturers of the above three Navigation ODM supplier and the German BMW, AUDI black box, HUD, ADAS half the genuine.

- Expected to be a full-fledged black box, HUS, ADAS sales amid growing sharply autonomous market.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com