ISA 3 months yield of subscribers leaving ... I climbed seventh month duration

3 months yield of [South Korea nine hyerin financial newspaper reporters - one imhyeong private wealth management account (ISA) model portfolio (MP) was converted to the end of January plus a rate of return. On the other hand, ISA subscribers sungam trend through securities companies showed sustained second last 7 months from July. The ISA also dwaetgo subscribers two months sungam trend continued through the Bank, in January turned out to be sungam stay beyond 20,000.

According to the Korea Financial Investment Association two days 0.89% -0.28% points higher than when the last disclosure (end-December basis) 3 month return of 0.61% over the last three months of the end of January a total of 25 companies released 201 model portfolio (MP) rising sun turned to positive yield only about three months.

In the last three months yields trend the end of October last year, -0.13%, -1.22%, end of November, was recorded December 31 -0.28%. The average yield of 0.76% brokerage MP, the Bank recorded a 0.34%.

However, private wealth management through a brokerage account (ISA) showed a sustained trend subscribers sungam seventh month.

Securities ISA subscribers this past July 1, only 12 people since the beginning sungam August -3945 people, people in September -2979, -5737 people in October, November, -3855, -6836, December, January, sungam personnel recorded 5289 people.

The ISA subscribers 2 months sungam trend has continued through the bank. The original ISA subscribers Bank has been a net increase followed a trend until the end of November last year. However, it recorded 3759 people sungam 20,000 people since January recorded in December last year, 8209 people a sense of the first order.

Securities firms and banks full of ISA subscribers in January to escape the aftermath of the end of ISA 2.36 million cumulative subscribers in 1712 people, 9076 decreased by 2 10 000 people compared to the end of December last year (239 10 000 788 persons).

Industry insiders pointed out that subscribers are leaving lasting less attractive because of its ISA product compared to other products. ISA is contrary to the national experts lacking the tax benefits than the United Kingdom or Japan, subscription restrictions or qualifications and intellectual ropdago most demanding.

Capital Market Institute songhongseon researcher 'ISA is a long-term investment because products because yields disclosure materials released each month is not significant, it said, "But the market reaction yireotda to be released a year is not severe financial authorities and financial institutions he said it will accept. "



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

The introduction of new public offering funds when setting performance fee, apply self-funding

[Korea goyounghun financial newspaper reporter] Finance Authority plans to apply the guidance set at the initial public offering fund performance fees for asset management companies or to invest his own funds.

Financial Supervisory Service announced the "Measures to improve market order for funds to establish" such a plan containing two days.

The industry has invested significantly reduce the small-scale funds to dalhadeon 815 June 30, 2015, the end of '12 2016 126 pieces. FSS has strengthened the institutional and managerial support to ensure a smooth and organized a small fund, Parallel and administrative maps. Until now it has integrated 174 small fund similar to the funds.

FSS has been pursuing a public offering fund larger strengthen the operational responsibility for the operation and management capabilities focusing on fund managers. In this amendment shall apply during the new fund set up self-funding and performance fees for asset management in order to strengthen the operational responsibility.

Since July last year, has one bar divided into six stages of severity, from the previous Step 5, and to select a rating based on the volatility (the last 3 years annualized standard deviation of weekly returns) restructuring fund risk rating system. In addition to 75 full-time professional private management companies and securities companies had entered five newly Management Business.

We will continue to be improving the availability of funds, risk rating, it is only a complement to ongoing major push to revamp the plan.

It was related to the maintenance system to stop the service - one can move companies to fund one visit that was introduced in February last year. As a simplified procedure for moving the company last year, fund sales conversion rate has increased by 5.7% yoy.

In addition to strengthening compliance with asset allocation, including pre-checked and unsound business practices, disclosure of investor funds were also centered maintenance. Plan to reorganize the way funds information available to investors using asset management and sales company mainly convenience and usability are also at the center of the review.

FSS ryugukhyeon Asset Management Bureau explained that, "We will check the adequacy of the system and maintenance fees for the IPO fund raising confidence and induce competition among sellers and asset management."



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

KB Securities, a subsidiary savings bank re-sale of modern propulsion

[Korea goyounghun financial newspaper reporter] promotes KB Securities interim Fused who had stopped to re-integrate former subsidiary of Hyundai, Hyundai Securities Savings Bank sold.

Two days, according to the financial investment industry, KB Securities said it received a LOI to sell out the public bidding announcement of the sale organizers accounting firm EY Hanyoung the end of March to the modern day savings banks.

Modern Savings Bank with the acquisition of KB Financial Group is a 100% subsidiary of Hyundai Securities, Hyundai Securities was the grandson of the former company.

KB Financial betrayed its intention to sell its modern Savings Bank in September last year that duplicates the KB savings banks and businesses. Two savings banks are also operating the same area as Seoul and Gyeonggi Province. But at the time known as Rush & Cash products from Japan, Hong Kong private equity funds such as the Pacific Alliance Group (PAG) it is participating in the end insujeon fears.

In addition, KB Securities is seeking another subsidiary Hyundai Investment Manager is also the sale of Hyundai Securities.

KB Securities official said, "but review the various options with regard to asset management companies operating within the current group strategy Rajin was yet to be finalized," said, "I will decide within the market situation, taking into account a comprehensive synergy effects as soon as possible."



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Mutual Aid Association staff, operating revenue 1.1 trillion last year ... Achieve yields of 5.3%

[Korea goyounghun financial newspaper reporter] Korea faculty Mutual Aid Association announced the 2017 and 2016 management plan fund performance.

According to staff two days going through the Mutual Aid Association Fund The revenue last year, said that the 1 trillion 88.9 billion won to exceed the goal of 20% compared to revenues. 735.1 billion won profit in earnings generated abroad have led the alternative investment division showed a profit last year.

Fund achieved a return of 5.3% and surpassed last year's target. Mutual Aid Association side Given the difficult investment environment last year, said high levels.

Mutual Aid Association's staff late last year, total assets were recorded 29.2205 trillion won. This is compared to the previous year increased 2.5604 trillion won level.

Mutual Aid Association is a faculty fund assets 22,000,000,004,218 billion in total assets is 77% level. Last year, fund assets are invested in local domestic 64% foreign 36%, 50% alternative investments by asset class, bonds 33%, consists of a share of stock by 17%.

Also enforce the agreement and equity investment as the world's largest alternative investments managers in Blackstone, Brookfield.

This year, it plans to respond to Breck sheet, Trump administration, the prospect of the US Federal Reserve will continue raising interest rates based on prevailing global uncertainties faculty Mutual Aid Association is expanding new investment-driven reliability and flexible asset allocation strategy.

Gangseongseok stability Korea faculty Mutual Aid Association CIO is "in the phase of uncertainty and volatility expands depending on the market situation will require a flexible portion controlled," said "Given the current situation of senior, mezzanine mortgage loans, private lending funds, direct trending he said it would have focused heavily on portfolio assets damgil ".

Faculty Mutual Aid Association has raised total assets by 31 trillion won this year's target figure, 24 trillion in assets under management Funds each 2.3 trillion won to 293.4 billion won compared to the previous year, 2.218 trillion won.

Munyongrin Chairman said, "not only in Korea but also to expand through constant growth through a global network of investment institutions abroad in 2020, 80 members people, will achieve 40 trillion won of assets."



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Koscom, 39% of the total office party shuffled hi ... 42 people, new telegram

[Korea goyounghun financial newspaper reporter] Koscom was shuffled personnel department, team leaders, nearly 39% of the entire party positions.

Koscom said that the last two days, depending takes effect on who would come to "departments, such as team leader positions management principles" issued in 2015 the entire office party credentials, and telegram 42 out of 107 people, as follows:

This is due to personnel innovations such as performance-based personnel evaluation, position jeongnyeonje introduction of jeongyeondae president. Koscom was appointed General Manager of Business Strategy seokdong one day with regular personnel department, team leaders with executive executive managing director.

The following is a personnel information.

□ new

◇ Business

△ seokdong a management strategy Division

◇ department

△ Information Division choejingyu

△ risk management gwonhyeongwoo

△ data center section songjeongrae

△ sales hangihwan Part 2

△ Tech Research pin jeongdonguk

△ future business hongdongpyo

△ Secretary hainho

△ Auditing Department choehongbeom

◇ Team

△ liquidation business team jogwangsu

△ PB team regular business account right

△ media services team bakmunho

△ Business team Hwang Do-yeon

△ Information Service Team 2 ryujiho

△ electronic certification services team gimseongdeok

△ Network Operations yunhyeongap

△ BCP small team sunmin

△ Big Data Team jeongwontae

△ finance Venture TF team joyoungmin

△ Future Business team gimheungjae

△ audit team one gimgwangguk

△ Busan Center chonggwaltim songukho

□ Telegram

◇ department

△ Foreign Cooperation maximum tilt

△ TF Financial Services joseungchan

△ electronic authentication business yigiseop

△ sales jeonryakbu baeyongho

△ R & D unit shifters

△ management Armory heosuyoung

◇ Team

△ Strategic Planning kind hojeung

△ management team gimseonggye

△ the financial accounting team pestle

△ expertise is Public Relations

△ Busan Team yiyunsang

△ network services team yigyucheol

△ Risk Management Team Lee, Cherl - Ho

△ cloud development teams TF Kim, Sung - Chul

△ infrastructure management team singyeongho

△ Sales Team gimeungseok

△ Capital Markets Marketing team yijuwon

△ two overseas teams yutaebin

△ Platform Team Lee Jun - Ho

△ platform content team gimdeokgi

△ Technology Planning Team bakhyeongu





Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Choejonggu the next president of Export-Import Bank intervention Seoul Guarantee

[South Korea's Choice Financial News News] Korea choejonggu next to the Export-Import Bank (60, photo) became the affairs of Seoul Guarantee SGI CEO.

According to the banking industry in two days, the Ministry of Strategy and Finance recommendation was recently appointed as the new president of the Export-Import Bank choejonggu. Export-Import Bank is appointed by the President after the disclosure Heritage Ministry Secretary of State. Hwanggyoan acting seems to exercise the appointing power.

Choejonggu president graduated gangreunggo, Korea Trade Department Born in 1957 and entered the administration office notified circuit 25.

Director of Finance and Economy foreign capital, international finance manager, part description, such as through the International Finance International Finance chief hearing officer, served as the international economic officer (Secretary).

Since after the Financial Supervisory Service (FSS) Senior Vice President since January last year, it has custody of Seoul Guarantee SGI CEO.

Export-Import Bank of the term of office is three years.

Yideokhun haengjang which comes five days term finish is hosting a three-day yiimsik afternoon.

Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

FKI hyeoksinwi complete configuration ... Are those fears justified, including former Secretary of bakjaewan

[Korea's financial standing hyomun newspaper reporter] Federation of Korean Industries (FKI below) has appointed additional external personnel three people, including those fears justified, based around bakjaewan Minister, Kim Ki-young former President Kwangwoon by the Federation of Korean Industries Innovation Committee. With this appointment the Federation of Korean Industries said it has completed the innovation committee.

FKI "was appointed to the committee through the difficult process of persuasion" for the external members ", yet equipped with the objectivity and neutrality of learning, virtuous, as well as people with different experiences," said he said.

FKI chairman Huh Chang-soo Innovation Committee, while finishing a commissioned, said "the road of innovation balhigetda poignant reflection", "We will promote the daehyeoksin pursuant to hwangoltaltae," he said.

He added, "The FKI external members deulkkeseo dont contribute to innovation and innovative solutions frank opinion," he urged.

This innovation FKI committee chairman Huh Chang-soo, my. This name, with six external members gwontaesin new FKI Vice Chairman Standing Committee shall operate as a facilitator taking shape.

On the other hand, innovation is the Commission considering urgency of the matter, as soon as possible to discuss FKI Status Progress and innovation, including innovation, directions and plans, and reportedly soon launch a consultation process on the outside all walks of life. Innovation Committee is expected to finalize the inside FKI innovation based on the opinions and discuss the results.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Cash payment instead of the card, smartphone ... 376 trillion won last year's daily average

[Korea Jeongseon financial newspaper reporters - credit cards, showed that significantly increasing the use of non-cash means of payment such as smartphones.

According to the Bank of Korea announced one day 'Payment of the 2016 settlement trends "material payments due to non-payment methods of cash last year increased by 8.1 percent to 376.1 trillion won per day than in 2015 (347.8 trillion won).

The Bank of Korea analyzed that "large sums of money transfers using factors such as enlargement and card payments as long as the universalization of financial institutions through the financial network."

Card using earnings 2.104 trillion won (per day) increased significantly by 11.8% year-on-year.

Especially credit card earnings (excluding cash) is one trillion rose 10.9 percent to 677 billion won. Utilization of credit card mobile smartphones has surged 51.7% or 460 billion.

Check card income, higher deduction rate has increased by 15.2% to 424 billion won. On the other hand, prepaid cards fell 3.5 percent to 22 billion.

Full results from the use of payment cards credit cards were the overwhelming proportion to 79.7%.

Yiyongaek day average personal credit card at a convenience store last year jumped 32.8 percent to 150 billion won. Supermarket (9.5%), airlines (16.2%), duty-free shops (10.7%), transportation (9.3%), health care (10.0%) is also higher growth rates.

In the case of payment per check card, but to give 3.5% ₩ 24,342 more than in 2015, credit cards were only increased by 0.1% in 4564 won four.

The Bank of Korea was evaluated as' that will replace the card with cash at convenience stores, supermarkets, public transport continued tendency of small yiyongaek.

Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Last year the number of unfair transactions surged 36.2% 177 Articles ... Use half undisclosed information

[Korea goyounghun financial newspaper reporter] unfair transactions last year, the number of notified cases increased by 130 177 cases a year compared to 36.2%.

1 According to the Korea Stock Exchange Market Surveillance Committee charges are unfair trade 2016 type is used undisclosed information (88 cases, 49.7%), quotes Controls (57 cases, 32.2%), illegal trade (22 cases, 12.4%), reports breach (5 cases, 2.8%), other (5 cases, 2.8 percent) of the share.

Exchange fluctuations and the management right side last year, has greatly increased use of undisclosed information activities (83.3% YoY), and capitalize on China-related themes also it said increased to one trillion kinds of price significantly. Listed company insider involved, including the largest shareholder (13), the Chinese theme, the new business-related use of false, exaggerated sex-disclosure reported cases (22 cases) were also on the rise.

KOSDAQ (107 cases, 62.2%). By market securities (47 cases, 27.3%), derivatives (12 cases, 7.0%), Conex (6 cases, 3.5%) were in order. 142 cases of alleged events notified 53 cases were unheard of (37.3%) were exposed in the past 16 unfair trade cases were subject to unfair competition repeat at least three times.

Unfair trade stocks scale By small caps 84 companies (59.2%), mid caps 32 companies (22.5%), caps 13, four (9.2%) Price regulation of the companies have been very Sector compared to 19 times or more difference to the small caps are unfair It was the main target.

Type scale undisclosed charges listed shares 49.3 million shares, 33.4 million shares fraudulent transactions, quotes one trillion kinds were 19.6 million shares net.

Alleged unfair trade last year, the main event was characterized by the largest shareholder involvement, change management control, etc. temaju events. Involved mainly by suspected this (54 cases, 35.1%), the largest shareholder or its related parties showed most, quotes, fraudulent transactions involving cases for undisclosed information available, stake expensive disposal, etc. of the access to information easier was the number .

Frequent change is the largest shareholder, despite the high probability of future act as negative factors, investors were often recognized as a short-term boon. China to attract funding and business expansion in China, including 40 cases, or positives gender information was also discovered using undisclosed information and quotes using one trillion kinds of events.

Exchange Market Surveillance Committee investors are the main features of unfair trade caused stocks have urged caution about stocks that appear to overlap enemies.

Capital stock price percentage change in the number of shares traded small caps of less than 100 billion and more than 200% in volume regulation, or operating loss, net loss incurred businesses should be especially careful. In addition to the frequent need careful management control fluctuations or even businesses that corresponds to the limit now, less than a 10% stake in the largest shareholder, total liabilities more than 10 billion won needed funding.

Exchange Market Surveillance Division psychological part namseungmin leader explained, "it has conducted an intensive monitoring for such stocks surged more than reinforce preventive measures, including monitoring of the high probability event occurs unfair trade, and political temaju".



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Jeonbuk Bank fixed deposit limit of 300 billion won exclusives "

[Korea sinyuncheol financial newspaper reporter] JB Jeonbuk Bank Financial Group (Bank imyongtaek) to repay the support of the customers from March 2

3 for general corporate private customers (including sole proprietors) and until March 31 to conduct a "customer time deposits thanks exclusives. The term deposits are exclusives were planning to capture a sense of appreciation for the House customers, and CPU limits are exhausted, there will be early shutdown limits total 300 billion won.

Sign up special sales amount of individual deposits within 300 million won more than 300 million yuan, general corporation can sign up within more than 3 million won and 500 million won, period may be up for 12 months. Special sales rate topped gives additional preferential interest rate of 0.01% ~ 0.05% for one year to meet the market interest rates to the notice irregular deposit annual interest rate of 0.50% exclusives, as well as certain requirements. Preferred conditions include Smart Banking normal individual customers or corporate internet banking subscription time top corporate clients, the past month than credit card customers, CIF based on the Bank's first new customer, a regular installment subscription customers, accounts in Jeonbuk Bank in Malta to join the point payment by adding each year by 0.01% preferential entry for the registered customers and it is possible to move goods up at all branches Jeonbuk bank.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Financial Services Commission, last year's fourth quarter of 2.2478 trillion won of public funds recovered 67.8% recovery rate ...

[Korea hyerin nine financial newspaper reporter] Financial Services Commission has announced that one days recovering public funds of 2.2478 trillion won in the fourth quarter of last year.

Deposit Insurance Corporation has held a number of 20 billion won to 2.2278 trillion won our stake in the bank, as Mr. Kay anaen loan interest income.

As a result of the financial crisis a total of 168.7 trillion won in public funds were recovered 67.8% amounting to 114.3 trillion won. Recovery is the level rose by 1.3% points compared to the end of September last year.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Galaxy S7-edge, top smartphone MWC selection of books

[Korea ohahreum financial newspaper News] Samsung Galaxy S7 edge 'in the MWC 2017 held in Barcelona, ​​Spain World Association of mobile operators (GSMA), which has won the' Best Smartphone 'on the 27th (local time).

World Association of mobile operators (GSMA) is to select the product received a lot of love to the most innovative and consumer of smart devices to date will be announced as the best products.

Galaxy S7 edge "is to improve the design integrity of metal, glass consumers with smartphones containing all the various functions you want, 'dual pixel' powerful mounting the image sensor camera, display, IP68 waterproof and dustproof, wireless charging, the Samsung pay, etc. It was equipped with.

Samsung's Wireless Business Unit, managing director of commodity strategy team bakjunho "in recognition of its innovative design and the edge of the Galaxy S7 honor," said said. "I will try constantly to showcase the products that exceed the expectations of consumers with new mobile technology."





Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

The Bank of Korea "monetary easing household debt continued watching ..."

[South Korea's Choice Financial News Reporter] The Bank of Korea said it is 28 days, will continue the monetary policy easing.

The last 15 days the National Assembly limping after again Wednesday morning opened the 349 times Congress (extraordinary session) Strategy and Finance Committee plenary session on the work status report The Bank of Korea monetary policy normalization trend of 'internal and uncertainties and the impact of other circumstances, the US Federal Reserve (Fed), I will carefully check the rising household debt, etc. "he said.

The last 23 days the Bank of Korea Monetary Policy Committee froze the key interest rate to 1.25% per annum. This base rate is maintained after the cut-point to 0.25% in June last year, 8 months.

Consumer prices are forecasted as "agricultural price inflation, but is gonna slow down, the effects of petroleum (including natural gas) prices expected for the time being, etc. represent the same level as currently. Oil prices had "for the time being expected to fluctuate at about $ 50 a barrel.

The Bank of Korea plans "continue to have significant operations in financial stability, but access to medium-term inflation target (2%). Conducted a 'one government bond purchases, monetary stabilization securities market stabilization measures, such as reduced response to market interest rates soared, and plans to "after the US presidential election deal with the financial markets volatility.

Household loans' last year after December housing transaction volume decreased loan interest rates rise, narrowing increment in risk management and strengthening of the bank "but reports that" just non-bank household loans continued to rise above the usual level, and keep an eye doendamyeo .

According to the Bank of Korea household credit balance at end-2016 surged 141.2 trillion won (11.7%) than the end of 2015 to 1344 3000 1 trillion won (1203 1000 1 trillion won). The household credit balance exceeded 1,300 trillion won for the first time since 2002, the Bank of Korea started to come up in household credit statistics.

In the case of corporate loans dwaetgo 'market slowdown, the slowdown in credit growth, etc. gyeonggyegam of the corporate restructuring "it was assessed that" just increased this year in January, equivalent to the width of seasonal factors.

In particular, it makes an effort to strengthen research sector. The Bank of Korea is in progress, such as "protectionist effect reinforced on our export analysis" is, of course, we as a mid- to long-term challenges of the economy, demographic impacts and policy challenges of aging ',' improving labor market structure, domestic demand-based expansion of research ' and. Major central banks, international organizations, the Bank of Korea conducted under the joint research, including 'cross-border spillover effects of monetary policy effects through the financial sector.

In addition to '' coins free society 'pilot projects carried out', 'bank specializing in the provision of Internet payment system participation support' such as payment systems also improve efficiency. This year reconstruction and renovation of the Bank of Korea headquarters building is also promoted to the first half of 2020 from the second half of the year.

Meanwhile, the Bank of Korea Monetary Policy Committee meeting will be reorganized this year. Based on the monthly interest rate decision meeting decided monetary policy direction is reduced 8 circuit open, macro-financial stability, the situation in check meeting will be held four times a year.

Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

One financial investment, etc. Better Choice ELS raised a total of more return on five kinds of recruitment

[Korea financial newspaper nine hyerin News] One financial investment for early repayment time of two compared to the coupon more derivatives products of 5 species including Better Choice ELS to pay a higher interest rate offer by March 03, 13:30 said that recruitment to 28 days.

First, Hong Kong Index (HSCEI), the European Index (EuroSTOXX50), South Korea Index (KOSPI200) an underlying asset at a high of 50% of the low index rate of rise early repayment conditions are met during annual 5.60% and the three underlying assets of the early repayment time performance by the recruits 'one financial investment ELS 6903 times' that pays a coupon. And increase the asset base significantly expand the annual rate of return features, the only one selling a financial investment. Maturity given the opportunity to repay a total of six times every three years and six months. Repayment terms is more than 90% of the first reference value (1-2 phase) / more than 85% (3-4 J) / 80% or more (5 car ~ maturity) and is dissolved is 50%.

In addition, the Hong Kong recruitment index (HSCEI), the European Index (EuroSTOXX50), 'a financial investment ELS 6902 times' index for Japan to pursue a coupon of 3.70% a year (NIKKEI225) as an underlying asset. Maturity given the opportunity to repay a total of six times every three years and six months. Repayment terms is more than 90% of the first reference value (primary) / 85% (second) / 80% or more (3-4 J) / 75% (5th) / 65% (expired), and there is no dissolved . However, Lizard ELS paid under the liquidation of one year coupons of the day opened 7.40 percent that if you have not fallen to less than designed for early repayment for 12 months the price of the underlying asset is 65% of the initial reference price (Lizard coupons General Offer it is characterized by two times payment).

Recruit the US indices (S & P500), Hong Kong Index (HSCEI), 'a financial investment ELS 6905 times' to pursue annual coupon of 5.20% for Europe Index (EuroSTOXX50) as an underlying asset. Maturity of 3 years and every 6 months is given the opportunity to repay a total of six times longer repayment terms are 90% of the initial reference price (primary) or more /87.5% (secondary) over /82.5% (3-4 cars) / a 77.5% (5th) / 65% or more (expires). Is dissolved is 47.5%.

It may also offer payment formula ELS. And the European index (EuroSTOXX50), Hong Kong Index (HSCEI), one of Japan Index (NIKKEI225) as an underlying asset, a financial investment ELS 6904 times' pursuit of an annual 6.36%, and 45% is dissolved. There are opportunities due repayment of a total of six times and every three years and six months. Repayment terms is more than 95% of the first reference value (primary) / more than 90% (2-3 phase) / more than 85% (4-5 J) / 80% (expired), and monthly payment terms are over 60% to be.

Finally, we offer a 'one financial investment DLS 1794 times' to pursue an annual 5.10% two crude oil (WTI / BRENT) as an underlying asset. Maturity of one year and given the opportunity to repay a total of three times every four months. Repayment terms of more than 85% of the first reference value (primary) / 80% or more (the second-expiration) is dissolved in 55%.

Recruitment is a limit to 3 billion won each, product subscriptions can be subscribed to at least 100 million yuan, 100 units won. Each coupon of derivatives products is not an established revenue, loss of principal may occur depending on the operating results or moderate buyback.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Industrial Bank of Korea, Financial Supervisory Service 'One Company, One School Financial Education Excellence Award finance company

[Korea sinyuncheol financial newspaper reporter] IBK Industrial Bank (Bank gimdojin) has won the Financial Supervisory Service (FSS) advanced to the organizers 'first four 2016 1 Bridge Financial Education Best Practices Awards' Best Finance Company in the said 27 days.

The Industrial Bank advances, etc. △ seconds of Highly customized financing for students. Career Education △ headquarters and branch offices via the Invitation participatory training △ in rural areas "Getting Financial Experience bus operating △ teukseonghwago target 'IBK financial and economic Camp' He received recognition.

Industrial Bank of Korea official said, "As a youth financial education, as well as the target country love card providers will do our best soldiers in the Armed Forces targeted financial education."





Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Korea Investment & Securities 5.2% a year, including eight kinds of collusion pursuing ELS

[Korea financial newspaper goyounghun News] Korea Investment & Securities month 2 to S & P500, EUROSTOXX50, HSI (Hang Seng Index) the underlying asset to 'TRUE ELS 8427 times the furnace melted power step-down type, a total of 5 billion won extent to recruit that 28 She said one.

TRUE ELS 8427 once all the underlying asset price is 93% (6 - 12 months) of the first base price every six months in an annular 3-year 6-month jogisang, 88% (18, 24 months), 83% or more (30 months) If money is repaid to 5.20% a year.

If you greet expired without early repayment if all the underlying asset price of the expiry time of more than 58% of the closing price the initial base price 15.60% (annual 5.20%), 58% of the initial base price revenues are achieved, and any one of the underlying asset at any maturity as if less, the loss of the principal amount due as underlying assets decline. When fire meets the conditions of principal loss is 42-100%.

Two won DS Division Manager, said, "If investors have to worry about index levels no loss of principal amount invested during the observation period, try to notice the maturity conditions of low dissolved-no-power step-down type product."

In the same period, including the kinds of ELS 6, DLS 2 kinds of products offer a total of eight species, the minimum subscription limit is $ 500.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Hi Investment & Securities, ELS 2 kinds of ₩ 10 billion IPO size

The complicity of [South Korea nine hyerin financial newspaper reporter] HI Investment & Securities (President of the wing can) ELS 2 kinds that the 1 pm three days from two days to a size of 100 billion won.

HI ELS 1171 call every three years six months due jogisang annular ELS as KOSPI200 index, underlying asset HSCEI Index, closing price of 90% of the initial reference price of any underlying assets in one automatic early redemption evaluation (6 months, 12 months ), if the 85% (18 months, 24 months), 80% (30 months, 36 months) will be paid over a maximum of 12.9% (4.3% annual).

HI ELS 1172 No. HSCEI Index, a three-year maturity 6 months jogisang annular ELS to the EUROSTOXX50 index as underlying assets, the closing price of 90% of the initial reference price of any underlying assets in one automatic early redemption evaluation (6 months, 12 months ), if the 85% (18 months, 24 months), 80% (30 months, 36 months) will be paid over a maximum of 18.6% (6.2% annual).

If the two products both more than 60% of the initial reference price at maturity even if they did not meet the conditions of the loan before maturity will be paid the original asking rate of return. If you just dropped to less than 60% loss of principal may occur depending on the maturity conditions.

The minimum subscription amount of goods is more than ₩ 1,000,000 ₩ 100,000 units, more information you can contact the Customer Support Center HI Investment & Securities.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

HMC Investment Securities 5.5% annual ELS offers two kinds of such complicity

[Korea hyerin nine financial newspaper reporter] HMC Investment Securities IPO will be March 3 pm 1 pm a total of 100 billion won a non guaranteed principal amount of two kinds of ELS products from March 2nd.

'HMC Investment Securities No. ELS 1638' is a three-year non-guaranteed principal product of the KOSPI 200 Index (KOSPI200), the underlying asset's Hang Seng Index (HSI) and Euro 50 index Starks (EuroStoxx50). Every six months from the date of issue of early repayment opportunity is given to a payment of up to 5.5% a year.

'HMC Investment Securities No. ELS 1639' is a three-year non-guaranteed principal product of the Nikkei 225 Index (NIKKEI225), Hang Seng Index (HSI) and Euro 50 index Starks (EuroStoxx50) as an underlying asset. Every six months from the date of issue of early repayment opportunity is given to a payment of up to 5.2% a year.

This product can be joined in the conspiracy classified as high risk, and minimum subscription amount is one million won according to separate investment banking products, HMC Investment Securities nationwide each point and homepage.

Investment questions you are smart with HMC Investment Securities financial center.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Jeonyounghyeon president of Samsung SDI, Samsung and expect cooperation

[Korea financial newspaper stand hyomun News] Samsung SDI trillion on behalf of the men around the president elected janppyeo bold jeonyounghyeon DS Division, Samsung Electronics Memory Business Division at Samsung's memory division president as the new representative. Joe is a former president expressed recently ilsinsang's two euros.

The securities industry says that this is the new president of Samsung SDI focuses on improving relations with SEC sparked by last year 'Galaxy Note 7' blast crisis occurred the second half of the year. Samsung Galaxy Note 7 explosive situation and concluded that the problem is caused by the battery supplier Samsung SDI. As a result, Samsung Electronics announced that Samsung SDI does not use the battery in the phone for the next production last September.

A securities firm said, "Samsung Electronics, Samsung SDI, whilst the former has served as the president," he said. "Jeonyounghyeon new president-designate, as well as men trillion former president of Samsung's memory division, Semiconductor born."

He added: "Of course business portfolio of Samsung Electronics samgo Samsung SDI and memory, semiconductors and batteries as the main business, the main business is different." "But the battery-Memory-semiconductor has a complementary relationship between big difference that view is difficult, "he said.

Another brokerage B officials cited in "The biggest challenge for, unlike the past, present, Samsung SDI image makeover for Galaxy Note 7 'explosion incident that occurred last year," he said, "Samsung's side responsible for the Galaxy Note 7 situation as Samsung SDI explained that because the trend is strong. "

He added "I will put the new Samsung SDI President-designate is focused on improving the image makeover relationship with Samsung," he said "I improved relations with the new president-designate, Samsung Electronics was the main business of the memory division positions of SEC expected to embark actively, "he added in.

On the other hand, jeonyounghyeon Samsung SDI, the new president of Samsung Electronics Memory Division D-RAM design team leader, D-RAM development after the former mounting through flash development implementation, strategic marketing chief last December 2014, Samsung this year in February DS Division memory He served as president of business manager. Samsung SDI President is scheduled to perform from next month.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

LF half-club, open 17 anniversary of up to 89% 'previews' discount

[Korea gimeunji financial newspaper reporter] celebrates 17th anniversary open six days a mall half the club's LF series online store operators try sickle coming. Five days ahead of them to open the exhibition's preview discounts up to 89% discounts on popular brands of clothing and goods to.

Scarves and dresses, T-shirts Day of sseoseu flagship product is sold in Ireland since ₩ 14,800, and ganjeolgi Item 30 species of millet and M. limit is available for purchase from ₩ 24,650. Morris is coming home in one piece ₩ 29,800, leggings and sweatpants, t-shirts One on one can buy from Adidas ₩ 39,000.

During the event can be purchased inexpensively department store brand products. Premium Benetton and Sisley Young Casual each up to 50-60%, womenswear brand Sha Tin, Lynn, BC busy (BCBG), Max Cartier belt Geo ganjeolgi knitwear and dresses, jackets, etc., three days up to 80%. Wonder Bra underwear brand, the other crew, men's underwear is called swiban also available at a discount.

Specials of the popular footwear brand also vary gotta be ready. Geumgang in the Women's Leather Mary Jane three kinds are ₩ 79,900 fizz men sneakers ₩ 72,980, elkanto leather pumps is 10 006 4900 won Comfort Sol Boat shoes mook can live to ₩ 69,000. Sell ​​high taxes, misope, Elizabeth, Sarah also women's shoes such as pumps and special.

In addition to Indian Spring jackets and shirts, knitted, suits, etc. 85% of the men best discounts and spring outdoor products up to 65% of men and women windscreen of Lafuma, T-shirts, etc. functional clothing and hiking boots, such as the winter season off items was 82% It can be purchased inexpensively.

Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com