Watsons, the first this year Routine Sale ... Up to 50% discount

And the [South Korea gimeunji financial newspaper reporter] GS Retail Health & Beauty Watsons store specializing in progress up to half off the first event in the year to come.

The first one to be held in two months Watsons stores nationwide and online shopping discounts up to 7 days from the event is scheduled three days for the large-scale, such as spring seasonal skincare products representative brand of skin care Masks, color makeup and fragrance brand engagement.

The sale period for the best-selling "Dr. Brightening not line up, '' Mamonde rose water ',' bio-oil ',' nine months moisture barrier gel cream, a showcase project of 1 + 1 set.

In addition, eodik Painted Pink Edition Shadow Palette ', sells a variety of discounted makeup products such as' Clio Nudism water cushion grip.

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Able C & C Misha, up to 50% discounts on 'Spring Season Sale "

Missha brand of [South Korea gimeunji financial newspaper reporter] Able C & C should rush in Seir spring season. Able C & C said that one days conducted in the spring seasonal sale selling products of Mischa up to 50% discount.

In five days from the day of the sale proceeds that day, 1,400 kinds of products are sold at up to 50% discount.

The Style Lucid Nail Polish First, no real style Gel Nail, Nail Polish Gela tick four days before such products are 50% off. Misha modern shadow Some items, such as shadow and signature triple Lips, Lips, some products were also prepared at half the price.

Good mask sheet pack and seasonal skin care products are also sold at half the price. Pure Source Sheet Mask cell, hub, naked sheet mask, oil fits masks and Pure Source Sheet Mask Packs are pocket packs were included.

3-month and three purple ample popular base makeup de Liege selling next-generation original tension being released in the fact becomes cheaper by 30%. Leaving the prism shadow a la carte is also a popular discount of 30%.

Promotional gift in commemoration of new product launches are also in progress at the same time. Misha can get a set consisting of four kinds of miniature city fluids, emulsions, essences, creams, etc. buy a flowing mass whitening whitening series launched in herbal products.

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Suicide claims sanctions' equity controversial "chopping up ... But Samsung Life, while teachers

[Korea gimmingyeong financial newspaper reporter] can think FSS, Samsung, Hanwha, a suicide unpaid claims Kyobo's castration of the controversial "equity", including sales made some stops on the jungjinggye life.

23 days FSS issued a chief executive officer (CEO) liberal warnings and stop some operations, such as Samsung, Hanwha, jungjinggye in Kyobo Life Insurance Some payments have promised to commit suicide by opening the Sanctions Committee.

Accordingly, the Big Three insurers have been unable to sell the flagship products such as 1-3 months Accidental Death ensure that the life insurance included. In particular, Samsung Life is reportedly a big hit, etc. jaesinim Kim, Chang - Soo, President of the Board of Directors reappointed determined to be opaque.

The Financial Supervisory Service had imposed with a penalty 8 billion 300 million 9000 million won ~ 9000 million won four each. Down exactly sure what level of disciplinary sanctions by each insurance company did not say simuiwi suicide just before full payment claims the doctor said Kyobo reportedly determined the sanctions rather low level for life.

In particular, suicide claims three unpaid four horsemen of Samsung Life Insurance is one of the highest levels for sanctions promised payment largest. Samsung Life said in a somyeongseo last month it would pay the unpaid insurance suicide September 2014 FSS are based on the recommendations made payment for unpaid claims suicides from 2012 to 2014 for our customers. Also it starring agreed to fund the Foundation for Suicide Prevention outstanding cases from January 24, 2011 made possible sanctions such as fines for the violation of the Terms of Insurance Business until September 05, 2012.

This is the count returned all original Hanwha, Kyobo Life Insurance two suicides that occurred after September de facto commitment to an expanded position than payment for unpaid cases since January 24, 2011 2012.

However, despite the efforts of these Samsung Life Insurance and Financial Supervisory Service (FSS) it decided in Samsung Life △ Chief Executive Officer (CEO) censure warning, △ suspended sales of some jungjinggye the highest level of the three companies, including three months. Insurance industry officials 'getnya will not getdaneun swallowing a two FSS example by lowering the high sanction strength in the industry No. 1 Samsung Life' and predicted for this care.

Such sanctions Financial Supervisory this forced bulgeojil 'equity' controversial compared to the precedent by imposing only fines of 100 to 700 million won five companies, including last year's suicide claims the MetLife does not pay on time, Hungkuk, Shinhan · PCA · Chubb Life Life It is not the situation. In particular, the FSS has not put up any sanctions for the suicide death disaster guaranteed to sell on the goods contained in the Postal Insurance, as Rider and private insurers. Postal Insurance is Samsung and Kyobo Life Insurance, Hanwha, and also devoid ileon hemisphere about suicide, some insurance payments paid or former cases, like other insurers.

The information passed by the sanctions simuiwi of the Financial Supervisory Service (FSS) is determined by the financial wiwonhoeeul. Officials said it would be referred to the sanctions in circumference inside the Finance Committee. Plenary Session of the Finance Committee seems to be jejaean for these insurers within at least 22 days as scheduled for next month, 8 and 22 final.



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LF half-club, open 17 anniversary of up to 89% 'previews' discount

[Korea gimeunji financial newspaper reporter] celebrates 17th anniversary open six days a mall half the club's LF series online store operators try sickle coming. Five days ahead of them to open the exhibition's preview discounts up to 89% discounts on popular brands of clothing and goods to.

Scarves and dresses, T-shirts Day of sseoseu flagship product is sold in Ireland since ₩ 14,800, and ganjeolgi Item 30 species of millet and M. limit is available for purchase from ₩ 24,650. Morris is coming home in one piece ₩ 29,800, leggings and sweatpants, t-shirts One on one can buy from Adidas ₩ 39,000.

During the event can be purchased inexpensively department store brand products. Premium Benetton and Sisley Young Casual each up to 50-60%, womenswear brand Sha Tin, Lynn, BC busy (BCBG), Max Cartier belt Geo ganjeolgi knitwear and dresses, jackets, etc., three days up to 80%. Wonder Bra underwear brand, the other crew, men's underwear is called swiban also available at a discount.

Specials of the popular footwear brand also vary gotta be ready. Geumgang in the Women's Leather Mary Jane three kinds are ₩ 79,900 fizz men sneakers ₩ 72,980, elkanto leather pumps is 10 006 4900 won Comfort Sol Boat shoes mook can live to ₩ 69,000. Sell ​​high taxes, misope, Elizabeth, Sarah also women's shoes such as pumps and special.

In addition to Indian Spring jackets and shirts, knitted, suits, etc. 85% of the men best discounts and spring outdoor products up to 65% of men and women windscreen of Lafuma, T-shirts, etc. functional clothing and hiking boots, such as the winter season off items was 82% It can be purchased inexpensively.

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Kyobo Securities Dangsan Station points, four days next month, overseas futures Yeouido up seminars

[Korea goyounghun financial newspaper reporter] Dangsan Station Kyobo Securities said that point is 28 days coming March 04, 2 pm overseas futures investment strategy seminar held in Yeouido headquarters Vision Hall.

The seminar will be conducted by international investors presents lectures as an investment expert John Kim (aka Jaguar) Mr. 'success in overseas futures trading' theme.

Participation is free and you are more inquiries Kyobo Securities in point Dangsan Station.



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Jeungseonwi, disclosure violations up to 2 billion won fines imposed on the Daewoo Mirae

[Korea goyounghun financial newspaper reporter] Financial Services Commission under the Securities and Futures Commission decides on the agenda to impose fines 2 billion won in Daewoo Mirae Asset disclosure violations caught by conspired to asset-backed securities that were sold 28 days (ABS) products like private equity.

Jeungseonwi according to the original bill passed the jejaean of the last 20 days deliberation in the capital market research Committee fines two billion won. Daewoo Mirae Asset has sold 72 Vietnam landmark building related to the ABS 500 last year.

But that was controversial things tricky taken a de facto private format in a way that makes the sale of 15 special purpose corporation (SPC). Proceed with a private placement funding scheme without submitting a notification obligations of the public offering of securities products that the product was sold ruins.

The penalty is two billion won to its current maximum amount for the securities regulatory notice Not submitted. Sanctions for Daewoo, Mirae Asset is expected to be finalized at the regular meeting of the Finance Committee next month, 8 days.



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O2O stand up to augmented reality ... Platform expansion card companies

[Korea before lower cervical financial newspaper reporter] went on to hold membership card companies have expanded outer 'non-face-to-face platform. In O2O simple life insurance services, and further appearances by car finance non-face-to-face that the wider range of services. And launch the app to take coupons as augmented reality game based on Pokemon and sensational that is popular in order to prevent customer churn.

Payment is easy to use growing trend. According to Shinhan Card, Shinhan Card in the amount of payments in the last year of its payment app FAN is 5.6 trillion won, 7.3 million people are members. KB Kookmin Card Payment App gotta 'K- motion, join members of the end of December last year, 5.78 million people and was used in recording the amount of 4.267 trillion won a year 2016.

Beyond the 'first generation' approach was simple pursuit of existing payment card companies have been in non-face-to-face is the only platform to evolve into a form that brings together a wide range of services.

Using a variety of non-face-to-face services and platforms is a strategy that (Lock'in) to derive its customer lock-in card payments.

◇ reorganization for non-face-to-face expanded and cultural innovation

For non-face-to-face credit card companies are promoting digitization carried out a reorganization. Flexible thinking is dramatically remind idea naondaneun services.

Shinhan Card has announced a 'start-up type tissue culture innovations. Deputy manager, such as grade-oriented corporate title is simplified to "Manager (Manager) 'and' Pro (Pro) 'instead of disappearing. Shinhan Card is called "future Shinhan Card DT (Digital Tranformation) sector is to be reorganized into a digital standalone company in-house rather than a simple division will be transformed into a national and international ICT companies with the same organizational culture, start-up type organization with the working environment." He said.

KB Kookmin Card has rebuilt the organization's incorporation of digital business units related to digital headquarters group. In this regard it had to change the existing pin-tech businesses in the digital business. Establish a company-wide digital strategy and marketing plans, as well as promote the digitization process of systematically and effectively.

I've created a dedicated team within the Digital Marketing platform services for competitive advantage. Customer-friendly default for new digital channels, digital channels implemented by non-face-to-face oversees the recruitment, including through the channel.

◇ platform upgrades, augmented reality service launched

Credit card companies are basing app service that benefits beyond a simple card.

One card naenwatda the 'one 1Q pay' (hereinafter '1Q page') to see all the easy payment and point queries, transactions. '1Q page' is a simple existing mobile payment app 'Moby and pay with one card using the app alerts "box Moby' one card integration platform to integrate new releases.

1Q page 'get another' is a 'lottery' of one card. If the application provides a single number, like lotto money to the winners from such as 15 and so on. 1Q page Alliance members' 1Q PASS 'invitation is only for the necessary O2O services to customers based on big data, and can be easily payment by .'1Q PASS' In the 11th arrondissement, Wemakeprice (shopping), parking Night and service-oriented Everyday tips such as (Parking). There is also introducing a service that combines game principles and benefits. The '1Q page "can be used" one money GO' services. "One Money GO 'service is a service using the principle of augmented reality to get the benefits of real-time financial services and other affiliates of Bank KEB one person in the vicinity.

One card was equipped with a coupon service that returns money to the card issuance Annual fee for this service up to 3 million. Hyundai Card has introduced the 'Hyundai Card Joker (JOKER)' using augmented reality principle. Hyundai Card is a joker app to catch Pokemon and coupons related to merchant like.

KB Kookmin Card has expanded the offline uses. Last year signed a strategic alliance with Samsung Electronics launched the "App touch card payment" service apply the magnetic secure transmission (magnetic Secure Transmission, MST) technology, the industry's first app pages Samsung Card in September last year.

◇ car sales channel from personal consumption analysis

O2O services to the credit card companies have started introducing a range of platform services.

Shinhan Card has developed the 'FAN Pei bots' that analyzes the customer's personalized consumption. It seems that regardless of the product's sales page edition bots can be expanded as a marketing channel is the entry Shinhan Card.

Shinhan Card official said, "We expect this guidance to induce customers of a reasonable consumer consumption analysis reports on various aspects of big data is combined, as well as a comprehensive diagnosis of the overall consumption through FAN Pei bots, Shinhan Card has held" She told CNN that "the best products, services and sustainability will continue to develop into sophisticated marketing channel that featured merchants".

In addition to this, Shinhan Card has opened a used car marketing platform Shinhan Card tucha car. "Shinhan Card tucha car 'is a conjunction used cars online and offline (O2O) that runs a direct service. Shinhan Card's strengths through a variety of affiliate link is also provided haneunge features additional benefits.

Samsung Card has introduced a 'direct auto' auto financing platform last year. Several steps when buying a car without introducing financial instruments Options Compare Prices per vehicle, used car finance can limit the query, the query quote Vehicle various financial products and services for automotive customers selected at a time. Samsung Card is pursuing sell direct insurance.

O2O service franchise also continues to expand. Our card has been operating within the zone O2O smart app. When you log in to our app, select the smart card from the service O2O zone it is possible to immediately pay with our card. Discount coupons during checkout and may receive additional points, value-added services.

Our cards are expected to be effective in promoting and increasing sales of the promising startups that partner. Our cards are nagagetda strategy is to develop it as a win-win business model.

Lotte Card has been operating a distribution subsidiary benefit rich 'quick order' O2O platform. T map lives O2O variety of comforts such as taxi services, as well as the advantages it offered Lotte Duty Free Shop and the Internet dot-com, Interpark Tour, including Korea Bence additional benefits when using affiliate iPhone Apps in quick order. This year is a convenient service features available with no additional subscription and login using quick order service in conjunction with Lotte Members will also provided.



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Gimnamgu Vice President, Investment Management, Korea Investment TDF care fund 'No. 1 Up

[Korea goyounghun financial newspaper reporter] gimnamgu Korea Investment Holdings and joined the vice president in the first arc of the Korea Investment Trust Management, Korea Investment Funds TDF care.

Korea Investment Trust Management opened a 27 days right of the target date funds (TDF) launched 'Korea Investment Fund No. 1 TDF take care of registering the event.

In the event held in Yeouido, Korea Investment & Securities Sales Department first floor, gimnamgu Korea Investment Holdings vice-guided johongrae of Korea Investment Trust Management president joined the "Korea Investment Funds TDF care.

Kim, vice president of "long-term performance of investments in low-growth trend continued and increased life expectancy is more important," he said, "The launch TDF is prepared to find the optimal solution in this investment environment."



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Bank lending rates only to households up to 23 months

[South Korea's Choice Financial newspaper reporter] showed that household lending interest rates of banks continues to rise.

According to the Bank of Korea, the 27th announced, in January 2017 financial institutions weighted average interest ', January household lending rate (the newly extended basis) of the deposit money banks was 0.10 percentage points higher than last year's December annual 3.39% did.

Household lending rate rose second consecutive five months after the right to 3.03% in September last year. In particular, household loan rate in January was the highest level in 23 months since February 2015 (3.48%).

Mortgage loan rate of household lending is rising second six months rose 0.03% points to 3.16% from the previous month continues. Group lending rate rose to 0.01% points to 3.17%.

Guaranteed loans (3.23%) and general credit loans (4.51%) also rose by 0.16 percent points, 0.07 percentage points, respectively. For savings, mortgage loans rose 0.02 percentage point to 3.00%.

Last month, fixed-rate share of bank household loans fell by 0.04% points higher than in December last year, 38.6%. Fixed-rate share is falling since the second half of last year fell from 57.8% in July and 55.8% in August.

US Federal Reserve (Fed) is not only carried out a surprise rate hike last year and continues to be the burden of rising interest rates Following the austerity heralded the era of the households received loans with floating interest rate floor is large.

Corporate lending interest rates continued to rise.

January bank lending rates is now four months was up 0.01 percent point rise to 3.55%. Enterprise lending rate (3.20%) and SME lending rate (3.79%) all rose by 0.04 percent points, 0.02 percentage points.

The total lending rate of banks rose 0.07% points to 3.51%.

Whereas interest rates were controlled banks received from the property.

Bank savings interest received in January fell by 0.05% points to 1.51%. It is the first time since August last year rates have fallen reception. All time deposits (1.47%) and time deposits interest rates (1.53%) interest rate fell by 0.07 percentage points and 0.01 percentage points respectively.

The difference between the lending rate and deposit rate Bank (NIS) has been expanded 0.12% points to 2.00% points.

In the case of non-banking financial institutions deposit rate Mutual Financial (1.63%), credit cooperatives (2.00%), community credit cooperatives (1.95%) have climbed by 0.07% points, from 0.01 percentage points and 0.02 percentage points respectively. On the other hand Mutual Savings Bank fell 0.04% points to 2.12%.

In the case of non-bank mutual savings bank lending rates have risen points or 1.09% to 11.75%. Credit unions were also counted as a delivery rose 0.08% points higher than 4.60%.

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Dongbu Securities Co., opened pursue ELS 4.5% for up to three days, including two kinds of conspiracy

[Korea financial newspaper goyounghun News] Dongbu Securities is coming equity-linked securities (ELS), including a total of 2 species, 1 species and equity-linked derivatives of the KOSPI200 index as underlying assets combined four (ELB) that KOSPI200 leverage indices as underlying assets for up to three days It said that 27 days to sell the product.

That KOSPI200 leverage indices as underlying assets "East Happy plus equity-linked securities (ELS) Article 1819 times' three-year product with a four month period early repayment valuation and due early repayment of the basis of the valuation valuation price and expiration the evaluation price of 88% of the initial reference price (4 months), 85% (8 months), 82% (12, 16, 20 and 24 months), 77% (28, 32 months) or more if the principal and annual 4.50% this revenue is paid.

The rate of return on capital and 13.50% (4.50% a year) will be paid if the expiry reviews on the expiry of not less than 65% of the initial valuation based on price. However, the expiry reviews could see the loss of principal in accordance with the decline of less than 65% based upon the initial reference price of the assets.

'' Eastern Safe agent 432 times equity-linked derivative-linked bonds (ELB) '' to the KOSPI200 index as underlying assets can pay at least 102.00% of the principal revenues even during fall as well as rise of the underlying asset to maturity 1.5 years Products call out a camel (Knock-out call) products designed to help. And if the closing price of the underlying asset, index KOSPI200 during the review period increased by more than 118% of the initial reference price ever paid of 2.00% and 102.00% of the principal payments due, even if the price is less than 100% rating.

Also, have never risen to the underlying assets exceeds 118% of the initial reference price during the review period, when maturity rating the price of the underlying asset is in a less than 100% exceeded 118% of the initial reference price, commodity payments as its yield to maturity the maximum possible return of 5.60%.



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Shinhan Investment Corp., seeking up to 8%, including three kinds of lizards ELS Competition

[Korea financial newspaper goyounghun News] Shinhan Investment Corp. all underlying assets if you do not decline by more than 30% for one year (12 months) after signing up, including Lizard (Lizard) step-down type ELS can get up to 8.00% profit today announced sales for up to three days comes the equity-linked securities (ELS) goods of all three species.

This time released 'ELS 13461 Lake' is the S & P500, HSCEI, EUROSTOXX50 a three-year product of the step-down structure Lizard underlying asset. Close to 90% of the reference price of the respective underlying assets in one early redemption evaluation (6 months), 85% (12 - 18 months), 80% (24 months), 75% (30 months), 60% (36 months) If the proceeds are less than the goods and repay the principal amount of up to 12.00% (4.00% a year).

This product also is If you have not fallen cases, less than 12 months time in secondary early repayment valuation All underlying assets 70% of the initial reference price based on the closing price until after the subscription fails to satisfy the above conditions, there is feature called 'Lizard' It is paid an annual 8.00% with principal repayments and automatic early. In other words, when early repayment over a year after joining the Lizard barrier may seek twice the annual rate of return of 8.00% of revenue.

The minimum subscription amount of this product is 100 yuan, the online channel (HTS · MTS · Main) through even 'taste sniper Event "to all customers cumulative subscription amount ELS · DLS more than 10 million won provided the Banyan Tree hotel getaways, etc. 4 and continue until may 28.

For more information on events and products are available at check points and Shinhan Investment website. If the two products are based on asset prices do not meet the criteria because it is linked to the price of the underlying asset return on investments decisions did not receive the contracted revenue, or loss of principal may occur.



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Kyobo Life, underprivileged university students 'hopes ladder' up

[Korea gimmingyeong financial newspaper reporter] egen have pain unusual freshman year of college is Mr. gimcheolmin (pseudonym, 20 years).

I have both my parents and brother childhood disorders that did not receive the proper care.

Take the help of around dwaetjiman will live in a nursery and spent day after day without a sense of purpose in life.

But high school was a dream start to see the presence of the memories I had forgotten he meets supporters who works as a social worker. To help people in tough situations that you will study the social welfare eotteotgetnya said Dunn played pumge the dream of college. Gotta have hope somebody wants to become a social worker who can instill the right values ​​and experience are getting bigger.

Kim had passed the last winter, Gangwon universities and Welfare Society. In the spring, with the help of Kyobo Life it hopes to start a scholarship Dasom so wanted to study social work. "It's starting to love myself and environmental welfare" that Kim is "to cherish me to be a social worker to love the people around you as much as a family dream," he said smiled brightly.

Kyobo Life has 27 days to nursery school, boys and girls home from college freshmen including 20 people, a total of more than 80 people passed the "Kyobo Life Hope Scholarship Dasom" and opened the Hope Scholarship Dasom winter camp. Located in Cheonan, Kyobo Life has won gyeseong gathered a mighty step toward a dream without losing hope in difficult environments naedinneun college is a single digit.

Kyobo Life Insurance and Kyobo deliver the desired Dasom scholarships to help disadvantaged youth since 2003 with the educational foundation they can expand their dreams for the future. And each year supports the student until they graduate from college freshmen to the starting 20 people, have good grades students will pay an additional merit scholarships.

Over the last 14 years in the hope that scholars are discharged through a total of 300 people during Dasom scholarship after graduating from the school it has grown to more than 160 of them full-fledged members of society. In the meantime, the amount of Kyobo life support amounting to 40 billion won.

After the award ceremony from 27 days 2 nights and 3 days will take place the "2017 Hope Scholarship Dasom winter camp. Through lectures of, such as colorful recreational programs for students and graduates involved 90 people have time to draw a sketch about the dreams and visions of the future.

It is also scheduled to spend meaningful time to visit and volunteer Asan Virgin bokjiwon experience the joy of sharing.

Kyobo Life is helping the online community provided hope Dasom students and graduates can actively exchange. • Scholars will have the academic as well as summer and offline meetings every year to share career information • Participation in the winter camp and experience a variety of cultural activities and volunteer opportunities through the community.



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[February 05 Lord savings bank fixed deposit prime rate up to 2.37%

[Korea before lower cervical financial newspaper reporter] February 05 showed that the main savings bank term deposits up to the prime rate increased by 0.03% points to 2.37% ww. It is a non-subscription products face non-face-to-face time deposits also increased the number of subscribers increased jimyeonseo offer high interest rates is increasing customer accessibility.

26 days FSS Financial Instruments integration compared to disclose according to the Financial Instruments at a glance ', 229' rotation of deposit (non-face-to-face) 'savings in bank fixed deposit products Pepper Savings Bank (compound interest) and the "rotation of deposit (Internet Banking smart Phone Banking) (welfare) showed the highest prime rate is the highest with 2.37 percent. This is 0.03% points higher than the prime rate up to 2.34 percent last week.

That was the next highest preferential interest rates are high commodity also pepper savings banks 'rotation deposit (non-face-to-face) "(isolated) and" Rotate deposit (banking, smart phone banking)' to (isolate) Top prime rate was 2.35%.

Pepper Savings Bank Product subscription to Internet Banking, Phone Banking Smart is possible even without visiting the branch. Additionally, the product is identical to the pre-tax interest rates and the highest prime rate no special preferential conditions.

The third was the highest prime rate is 2.32% higher. These items Anguk savings banks 'term deposits' (welfare), the true savings banks 'term deposits' (welfare), double the savings banks 'term deposits' (welfare), Oriental savings banks 'term deposits' (welfare), mobilized the best savings banks 'time deposits' (welfare), IBK savings bank was "truly praiseworthy IBK savings bank fixed deposit (compounding). Mobilize savings banks, except for the best savings banks, savings banks Anguk are all available on the Internet or smartphone subscription term deposits.

Oriental savings banks' term deposits' (isolation), double the savings banks' term deposits' (isolation), true savings banks' term deposits' (isolation), it mobilized the best savings banks' term deposits' (isolation), Anguk savings banks' periodic deposit '(isolation), IBK savings banks' time deposit savings bank IBK indeed praiseworthy "(isolation) that was followed by the highest prime rate of 2.3%.

The next highest prime rate is the best possible product to all non face-to-face Sign up 2.27%.

Its products are smart savings banks 'e- peaceful time deposits (welfare), smart savings banks' e- term deposits (welfare), Union Savings Bank 'e- term deposits (welfare), Union Savings Bank' non-regular face-to-face deposit (compounding)

More products with interest rates, preferential interest rates and terms can be found on the homepage of each savings bank 'at a glance Financial Instruments Financial instruments Financial Supervisory Disclosure integrated comparison.



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[February 05 Lord regular gold savings bank prime rate up to 4.8%

[Korea before lower cervical financial newspaper reporter] had five weeks to February regular gold savings bank prime rate up to 4.8%. Time deposits in most cases leave over 24 months, so you can safely roll a lump sum In terms of savings banks, BIS ratio and NPL.

26 days compared to the Financial Supervisory Service financial products integrated disclosure According to the "Financial Instruments at a glance ', showed that 152" Giving Savings' chief preferential interest rates of time deposits of savings banks, savings banks, equity products with the highest at 4.8%.

Equity Savings Bank BIS ratio (based on last year's third quarter) was 8.88% and was fixed loan is 6.73% or less empty. BIS ratio is expected to require more than 7% adhere to the law On capital adequacy ratio to risk-weighted assets.

OK Savings Bank was 'OK VIP gold regularly', followed by the highest prime rate to 4.6%. OK Savings Bank BIS capital adequacy ratio is 13.76%, the NPL ratio was 8.35%.

The highest prime rate of 4.5%, following a very savings bank followed its BIS ratio was favorable in both indices was 9.9%, the NPL ratio of 8.08%.

Ceram savings banks 'savings I design' is the highest prime rate was higher by 3.2% in the fourth. Ceram Savings Bank NPL ratio is 11%, BIS ratio was 9.53%.

It must provide the highest prime rate to 3 percent savings bank three days 'time deposits plus' This was followed. Must savings banks three days, but the BIS ratio favorable to 8.89% NPL ratio has exceeded 8 percent to 19.34 percent.

That was the next highest prime rate up to 2.9%. These items' regular smart savings banks' e- peaceful time deposits' and 'e- regularly Gold', a double savings banks' time deposits', we savings banks' time deposits', oriental savings banks' time deposits', for savings banks Friday, June gaeyeotda.

Smart Savings Bank BIS ratio was 11.42%, the NPL ratio was 7.68%. Double Savings Bank NPL ratio was not more than 8% to 2.53% BIS ratio was 10.58%. We Savings Bank NPL ratio is less than 6.97% yeoteuna No. 8% BIS ratio was lowest with -18.18%. In particular, we should note that it is a savings bank savings banks, regardless of our bank.

Savings banks, BIS ratio and NPL ratio can be found on the homepage of each savings bank or savings bank federation disclosure.

More products with preferential interest rate conditions are available on the "at a glance Financial Instruments Financial instruments Financial Supervisory Disclosure integrated comparison.



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[February 4 weeks bank term deposits up to an annual interest rate of 1.9%

[South Korea's Choice Financial News News] February 04 (excluding savings banks) Parking Bank, Kwangju Bank fixed deposit rate of return goods showed the highest year to 1.90%.

26 days, according to the Financial Supervisory Service financial products integrate comparative disclosures site "at a glance Financial Instruments, Bonnie compare the bank fixed deposit interest rates recorded a return on average 1 ranking in Kwangju Bank deposits ssolssolhan My Cool 'is open 1.90%.

Second place Jeonbuk Bank 'JB direct deposit account (maturity messages meals) "1.80% this year and 3 above, Jeju Bank' Cyber ​​preferential term deposits (maturity payment type), this was an annual 1.75%.

4th Korea Development Bank was counted as' KDB Hi term deposits, including three products (1.70% a year), the fifth largest 'deposit in my hand,' Daegu Bank (1.66% a year).

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[February 4 weeks the bank time deposits up to an annual interest rate of 2.0%

[Korea Jeongseon financial newspaper reporters - February 4 parking banks (excluding Savings Banks) Kwangju Bank time deposits yield products showed the highest year to 2.00%.

26 days FSS Financial Instruments integration compared to disclose the site, according to the "at a glance Financial Instruments, bank time deposits (1 year maturity, isolated, cum earned) Bonnie compare the average interest Kwangju Bank ssolssolhan My Cool Savings' in this annual 2.00% hit the # 1 ranking on return.

Second place was in Kwangju Bank 'smart collected regularly Gold Dream' and Shinhan Bank, Shinhan Health Savings Plus' 1.70% this year.

No. 3 recorded the "Savings in my hand, and Woori Bank, Daegu Bank 'breeches come Savings' 1.65% this year.

4 is the Fisheries Bank 'Sh I made savings, including three products (1.60% a year), the fifth largest bank totaled smart cross installment, Jeonbuk (1.55% a year).

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Hanwha Chemical, up youngeopik year ever recorded

[Korea's financial standing hyomun newspaper reporter] Hanwha Chemical posted a record-high earnings olrimyeo an operating profit of 779.2 billion won last year. This previous earnings up to a 131% increase year-on-year figures are in 2010 (655.1 billion won). Sales rose 15 percent to 9.2588 trillion won a year earlier.

Hanwha Chemical dwaetgo its cost stabilizing effect due to the low oil price spread (the raw material price and the price difference) is expanded PE (polyethylene), PVC (polyvinyl chloride), caustic soda, TDI uniform market of (toluene diisocyanate), such as flagship products He explained that improves traction and maximum performance.

PE sector, high content EVA (ethylene vinyl acetate), has improved the profitability in value-added specialty products sales and expanding the composite resin for wire. This was China's domestic PVC prices due to the environmental regulations of the Chinese government pulled the international price increases in operating profit.

China is Asia's largest caustic soda Performance Baseline and reliable operation of the global demand of the exporting country has improved. TDI is the effect of the merger by KPX Fine Chemical, Hanwha Chemical was acquired in 2014 to fruition. The main production company operating the plant at full capacity of 15 million tons of production facilities preemptively in a delayed state of transition, and had large surpluses in business expansion only two years.

Photovoltaic sector exports its subsidiary Hanwha kyusel modules of the size of 1.5 gigawatts (GW) in the US Next Era Energy Inc. and increased the operating profit. Yeocheon NCC, and total earnings of Hanwha reflected in equity income also recorded a 7707 net profit one hundred million won. A 327% increase year-on-year levels are up to past performance.

Meanwhile, the first quarter also continued stable market main product is expected to be earnings. PVC is expected with a strong environmental regulations in China, caustic soda fell growth and utilization of the main producers of global demand and facility closure, TDI also start-up delay of key competitors to continue the international prices.





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