[Nine South Korea financial newspaper hyerin News] Kiwoom Investment Asset Management (Lee Hyun representative) 27 that allows up through the NH Agricultural Bank of Inflation-linked with Kiwoom global interest funds that can generate stable profits in US interest rates and inflation riser days He said.
Major investments Kiwoom global interest rates and inflation indexed funds linked to variable interest rate loans, senior loans of Treasury bonds and the funds of funds that invest in assets associated with it.
In the case of senior loans it is linked with maturity LIBOR (LIBOR) interest income for the three months is expected to increase interest rates and inflation linked government bonds riser is linked with the consumer price index plus interest can enjoy the principal riser rising inflation effects. On the contrary, it is time to drop the interest rate and expected inflation has run the bond asset allocation strategy with flexible operational strategy to increase the proportion of general investment bonds.
Kiwoom Investment Asset Management Kim, Seong - Hun head of marketing is' generally rising prices is the price of regular bonds issued with a fixed interest rate if the lead to interest rate hikes will decline, but Kiwoom global interest rates and inflation linked funds floating rate loans and price-indexed investments in government bonds to the contrary, saying, 'structure that increases revenues, he said the recent economic recovery in the commodity might be actively recommended in point being the center of interest rates and inflation pressures strong, distinct US ".
Kiwoom global interest rates and inflation linked funds can subscribe through the Agricultural Bank of NH jeonjijeom from 27 February and can be hwanheji type, choose from two types of mold exposure. The minimum annual remuneration 0.29% up to 0.89% depending on the subscription class no redemption fee.
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Monday, February 27, 2017
Kiwoom Asset Management initiated a global interest rates and inflation linked funds NH Agricultural Bank sold
Bank lending rates only to households up to 23 months
[South Korea's Choice Financial newspaper reporter] showed that household lending interest rates of banks continues to rise.
According to the Bank of Korea, the 27th announced, in January 2017 financial institutions weighted average interest ', January household lending rate (the newly extended basis) of the deposit money banks was 0.10 percentage points higher than last year's December annual 3.39% did.
Household lending rate rose second consecutive five months after the right to 3.03% in September last year. In particular, household loan rate in January was the highest level in 23 months since February 2015 (3.48%).
Mortgage loan rate of household lending is rising second six months rose 0.03% points to 3.16% from the previous month continues. Group lending rate rose to 0.01% points to 3.17%.
Guaranteed loans (3.23%) and general credit loans (4.51%) also rose by 0.16 percent points, 0.07 percentage points, respectively. For savings, mortgage loans rose 0.02 percentage point to 3.00%.
Last month, fixed-rate share of bank household loans fell by 0.04% points higher than in December last year, 38.6%. Fixed-rate share is falling since the second half of last year fell from 57.8% in July and 55.8% in August.
US Federal Reserve (Fed) is not only carried out a surprise rate hike last year and continues to be the burden of rising interest rates Following the austerity heralded the era of the households received loans with floating interest rate floor is large.
Corporate lending interest rates continued to rise.
January bank lending rates is now four months was up 0.01 percent point rise to 3.55%. Enterprise lending rate (3.20%) and SME lending rate (3.79%) all rose by 0.04 percent points, 0.02 percentage points.
The total lending rate of banks rose 0.07% points to 3.51%.
Whereas interest rates were controlled banks received from the property.
Bank savings interest received in January fell by 0.05% points to 1.51%. It is the first time since August last year rates have fallen reception. All time deposits (1.47%) and time deposits interest rates (1.53%) interest rate fell by 0.07 percentage points and 0.01 percentage points respectively.
The difference between the lending rate and deposit rate Bank (NIS) has been expanded 0.12% points to 2.00% points.
In the case of non-banking financial institutions deposit rate Mutual Financial (1.63%), credit cooperatives (2.00%), community credit cooperatives (1.95%) have climbed by 0.07% points, from 0.01 percentage points and 0.02 percentage points respectively. On the other hand Mutual Savings Bank fell 0.04% points to 2.12%.
In the case of non-bank mutual savings bank lending rates have risen points or 1.09% to 11.75%. Credit unions were also counted as a delivery rose 0.08% points higher than 4.60%.
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