NH Agricultural Life & General Insurance, Global Cooperative Insurance and then expand cooperation

[Korea gimmingyeong financial newspaper reporters - national representative of the cooperative insurance cooperatives NH NH life and non-life insurance cooperatives sets out to expand the global network. Secretary Rod NH Agricultural Life CEO, yiyunbae NH Agricultural Insurance CEO, including the companies represented are April 28 Seodaemun headquarters in ICMIF (International Cooperative and Mutual Insurance Federation, International Cooperative Insurance Federation) Bureau and talks have cooperative based insurer liver It vowed agreed to strengthen friendship and promote cooperation.

ICMIF is the insurance sector agencies of ICA (International Co-operative Alliance), which holds 227 member companies around the world 71 countries. He was a member of the ICMIF Agricultural production  fiddling 1969. NH currently being carried Agricultural Life 4 directors serve as members of the eight largest (based on premium income) of the entire world combined cooperative insurers.

This time my room one ICMIF side key personnel Hilde Fernand and Ellen (Hilde Vernaillen) chairman, Sean tabeok (Shaun Tarbuck) Secretariat, the nose and the Hiroko AOA (ICMIF Asia / Oceania regional associations) Secretary General, etc., and show Zuiho other Motsu Japan the CEO jeongongryeon (national Association of deductions) came along.

In particular, Japan jeongongryeon AOA president signed the NH Agricultural production  promised regular basis and non-life insurance exchanges and decided to hold a joint seminar in the first half of product development. In the long term, the exchange plans to introduce a training system and also conduct joint research prepared for the response of the insurance environment and institutional change.

Secretary Rod NH Agricultural Life CEO is a crisis of "ICMIF members reaffirm their public interest function of inter-cooperative insurance through the exchanges and will promote differentiation," said "particularly low growth, low interest rates and aging that shut blow to the domestic insurance market prior experience of working closely with Japan to jeongongryeon said it would force an insurance that can flexibly adapt to changing market conditions. "

NH cooperatives, etc. Life is planning deunopil its position as the nation's largest cooperative insurer that according to the schedule this winter Bureau supports the overall process of registering new ICMIF Federation of credit unions sector deductible.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH Agricultural Bank, "one company, one school financial education superior financial companies' selection

Has been selected as [South Korea sinyuncheol financial newspaper reporter] NH Agricultural Cooperative Bank (Bank yigyeongseop) over the past 27 days, one year four outstanding financial education, financial education company 2016 "award hayeotdago said the Financial Supervisory wonjangsang.

FSS has been awarding to identify best practices for financial education, one company, one school from 2015 for the private sector financial institutions such as schools, clubs, organizations such as the financial sector and teachers and employees.

NH Agricultural Bank has always been at the forefront in youth financial education through the 'Happy fill finance classroom' from 2012, 2015 Finance 'one company, one school twinning schools meet policy' actively participated in results in the first four one school twinning according to the FSS 2016 890 schools joined the end of the twinning relationship holds the largest financial performance of the company.

Opened a youth financial education centers nationwide 10 regional and field hands-on financial education, actively cope with such local financial education needs to implement and operate an internal instructor certification for the professional enhancement of financial education, visiting for students by customized training and substantiality of the real-life efforts in financial education center by expanding financial education.

Yigyeongseop Agricultural Bank's "Agricultural Bank has contributed to national and regional economic development based on agricultural finance, financial people, and public finance. Future local authorities and will it in the public interest role for the underprivileged and youth from financial education to schools and cooperation, "he said." Also of giving to Dream Tree youth of the future reminds us of the importance of agriculture and rural farmers happy people cooperatives It will be reborn as a 'he said.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH Investment & Securities, suggested preparing retirement by age and pension savings

[Korea goyounghun financial newspaper reporter] NH Investment and Securities Institute of the age of 100 years has presented some points for old Prepare for 28 days around the age group 50 and rookie society.

50 stand ready to retire just before the end time of retirement is the time to check and fine finish. If you are dual-income non oebeol checked thoroughly and should exercise a little more thorough in the final preparation.

50 oebeol furniture if you like it all means join a spouse in the household pension increase national pension amounts to 150 million yuan. Contrast the old and ready to add tax paid on pension savings and low interest rate era, financial assets are perfect as actively managed as a portfolio.

Repay the loan before retirement, and so can continue to work after retirement is also important to prepare for a second career. Reducing the scale residential retirement income sources should also be diversified.

40 children stand a better education and equalize retirement preparation and balance. When set to the principles relating to the child's education and private education per child aged prepare ratio is 1: 1, Total education per child is recommended to set at 10% of income.

Social rookie started the economic activity is a time Dodge cornerstone of retirement preparation. Raising the correct spending habits and thereby laying the foundation for financial management for the whole life. For this purpose, set goals and save more than 50% of salary, and is divided to manage the account.

The cost of living is writing to more than 30% of salary, 10% of the salary is put together in a separate saving account. Indemnity insurance is 5% of salary to the mandatory insurance is necessary to put it 's better to manage risk.

100 three times Institute yiyunhak director of "heulsu Journey embargo Journey there and cutlery gyegeupron fashionable and class divided according to the part of the parents is considered as not rarely exceed the wall" and "I until you retire from the start of his career life If you continue to practice asset management across a wealth can be a lot more, "he said.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH presents, in March, the first half of Currency Outlook and Investment Guide "Seminar

[Korea goyounghun financial newspaper reporter] NH gifts are coming said March 8 that held the "first half of Currency Outlook and Investment Guide" a seminar 28.

The seminar will be held at the headquarters in Yeouido NH gifts, treated the first half of 2017 is expected to exchange views and its investment strategy accordingly.

NH presents official explained that "checks the internal and external issues that may exchange rate factor will be the time to look at the first half of the forecast exchange rates, check the views of the marketing strategy."

If investors are interested in investing in forex anyone can attend the seminar.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Selected KOSDAQ in 2016, including the nose NH · · · KB Korea Securities in Annex IB Excellence

[Korea goyounghun financial newspaper reporters] were the NH Investment & Securities, Korea Investment & Securities, KB securities selected on the KOSDAQ in 2016, Conex excellent market investment banking (IB).

Korea Exchange Year awards were selected four companies, such as holding the "2016 Excellent Kosdaq market, Conex IB Awards' 28 days, NH Investment & Securities, Korea Investment & Securities, KB Securities, IBK Investment & Securities outstanding as IB.

In the KOSDAQ division was selected, etc. NH Investment & Securities, Korea Investment & Securities, KB Conex securities sector, IBK Securities. Induce an active IPO market and participation in the IB has expanded the scale award this year for evaluation and compensation for the three companies to small and medium-sized IB in four companies.

Exchange officials said, "The excellent IB has selected a comprehensive consideration, including the IPO offering price, as well as subjective performance assessment and the adequacy tonggwayul".

Starting next year, it plans to improve the selection criteria, such as 'revised earnings ratio' and 'quality evaluation system introduced' to ensure the soundness and activation of the IPO business.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH Agricultural Bank, and Lee Chul Hair connector is happiness fills the franchise "business agreement

[Korea sinyuncheol financial newspaper reporter] NH Agricultural Cooperative Bank (Bank yigyeongseop) announced that it has signed a connector is Lee Chul Hair (CEO: Seung Chul) and "happiness fills the franchise business agreements' in 28 days, Gangnam-gu, Lee Chul Hair Nonhyun connectors are Headquarters.

In this business agreement with the National NH Agricultural Bank branch that 'Lee Chul Hair connector is' merchant and need working capital reserve merchant week you want the brand founder up to 2 billion, by applying the preferential interest rates of up to 1.30% p can receive assistance loans It was.

By official Korean beauty industry's largest brand, Lee Chul Hair connector is is relieving the burden on the merchant shares in accordance with the 'recession and economic downturn, to provide its preliminary Merchants State contemplating a new start-up the hatch to support the financial services Agricultural Bank created a platform that can grow with, he said.

NH Agricultural Bank game sales headquarters choegwangsu Division is "now able to offer a broad range of financial services to merchants State wishing to start-up in Lee Chul Hair connectors are brand ㈜ connector is through this signing, said" the future financial support for small business owners and small business We will actively take the lead in the 'he said.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Agricultural Bank of NH, NH- 7th Customer Panel recruitment

[Korea sinyuncheol financial newspaper reporter] NH Agricultural Cooperative Bank (Bank yigyeongseop) is recruiting 7th disclose the 'NH- Customer Panel "to strengthen communication with customers and protecting financial consumers.

Recruitment can apply for up to 27 days from cooperatives through the Internet baengkingreul to around 15 people on March 12, it is available to anyone using word processing and offline activities possible customers.

7th NH- customer panel is offline to the activities of the center, including a variety of opinions, debate participation for cooperatives established banking products, services and institutional improvements and customer-centric strategy. Activity period is provided this year on March 12 to support activity costs and NH Premier Shopping Mall, Agricultural Bank of outstanding benefit to customers since January and more.

Agricultural Bank has NH- through the customer panel system was introduced in 2013 listening to your feedback, this year plans to more actively reflect the policies of Customer Panel recommendations.

Agricultural Bank yichanghyeon buhaengjang (Marketing Division) said "NH- through the customer panel containing the spread of marketing and Nongshim, the Agricultural Bank to build doegetda step it up a trust with the customer."



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH Agricultural life insurance solvency rating AAA grade obtained

It has received the highest rating of AAA rating from the Korea Financial gimmingyeong newspaper reporter] NH Agricultural Life insurance solvency rating from the 23rd NICE and Korea Ratings credit rating.

To assess the overall solvency insurance and related financial soundness of insurance companies in the 'insurance solvency assessment "means at some point. Through this evaluation it can easily recognize the status of the credit insurer, by reflecting them in decision-making and improve the efficiency of insurance markets can ultimately contribute to protecting the interests of policyholders.

NH Agricultural life is not receiving the credit rating and this is the first time. One 'AAA rating, the highest rating of a total of 10 ratings acquisition, means the highest level of solvency and default risk is almost no.

NH Agricultural Life has an extensive sales network throughout the country based on agriculture and Livestock channels, reportedly it received a high rating points to that total assets and premium income has a market position based on the above four life insurance industry. The viscosity that laying the substantial strengthening of protection-type insurance sales life insurance mainly contributed to the score.

The magazine said the financial aspects points to the strengths of the asset quality and capital adequacy, and maintain an excellent level. NH Agricultural Life fell RBC ratio in accordance with the rise in interest rates, because three times higher than last year's third quarter to 200%, and recorded a level RBC ratio of the securities of the held-to-maturity securities proportion (69.6%) and the industry average (23.4%). less likely.

NH Agricultural Life official said, "was able to convey capture the public trust that our customers through this credit rating acquisition of deumjik a company that NACF life is incredible," he built an "ever-confidence, maintaining a solid credit farm income ₩ 50,000,000 times He said that the opening will be the driving force behind the ".



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH Investment & Securities, available personal short selling 'QV iSelect200 rongsyot platform'

[Korea goyounghun financial newspaper reporter] NH Investment & Securities has launched the 'QV iSelect200 rongsyot platform where individual investors can sell the balance to provide 100 percent of the principal amount invested direct investments announced 27 days. 'QV iSelect rongsyot platform you can speak to a strategy of selling borrowed shares without restrictions, as also institutional investors, individual investors use. NH Investment & Securities said that I mean it is possible that short selling personal about this product.

QV iSelect200 time to release 200% of the principal amount invested was divided in half can be long, short by 100% each. The minimum subscription amount is also lowered to 500 million yuan. Number of ₩ 5,000,000 principal amount invested in stocks or the ETF 500 million won, and can invest in a portfolio of 5 million won loan sale.

Last year, seven of the existing QV iSelect released in May rongsyot platform is sold divided by half the capital invested 100% BUY (Long) each and the balance 50% (short). When you invest in a minimum subscription amount of 10 million won, and to buy a 5 million won by selling investments and the balance of 500 million yuan.

Rongsyot proportion of QV iSelect200 is 5:05, and you can select up to a maximum total of five stocks. Currently bribe of about 7000 major stocks listed on South Korea, the United States, Japan, Hong Kong and exchange traded funds (ETF) and can be sold only to balance the possible selling stocks.

QV iSelect200 is a securities investment structure by issuing securitized derivatives to replicate the portfolio instead of cumbersome procedures for buying, selling stocks to invest in just one design portfolio. This private investment still short selling is only possible because of securitized derivatives.

Accordingly, no exchange process and also exchange fee on overseas stock investments required, the dividend tax is applied to 15.4%. Unlike conventional securitized derivatives, but the disadvantage that may occur, such as regular subscription cost and traditional securitized derivatives during the redemption center-termination fees, rongsyot portfolio through the QV iSelect it can be terminated halfway without a redemption fee like stock at any time.

QV iSelect200 can be used easily at NH Investment & Securities branches nationwide and 'QV MTS', the other details such as if the reference price evaluation methods homepage or contact us.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

Kiwoom Asset Management initiated a global interest rates and inflation linked funds NH Agricultural Bank sold

[Nine South Korea financial newspaper hyerin News] Kiwoom Investment Asset Management (Lee Hyun representative) 27 that allows up through the NH Agricultural Bank of Inflation-linked with Kiwoom global interest funds that can generate stable profits in US interest rates and inflation riser days He said.

Major investments Kiwoom global interest rates and inflation indexed funds linked to variable interest rate loans, senior loans of Treasury bonds and the funds of funds that invest in assets associated with it.

In the case of senior loans it is linked with maturity LIBOR (LIBOR) interest income for the three months is expected to increase interest rates and inflation linked government bonds riser is linked with the consumer price index plus interest can enjoy the principal riser rising inflation effects. On the contrary, it is time to drop the interest rate and expected inflation has run the bond asset allocation strategy with flexible operational strategy to increase the proportion of general investment bonds.

Kiwoom Investment Asset Management Kim, Seong - Hun head of marketing is' generally rising prices is the price of regular bonds issued with a fixed interest rate if the lead to interest rate hikes will decline, but Kiwoom global interest rates and inflation linked funds floating rate loans and price-indexed investments in government bonds to the contrary, saying, 'structure that increases revenues, he said the recent economic recovery in the commodity might be actively recommended in point being the center of interest rates and inflation pressures strong, distinct US ".

Kiwoom global interest rates and inflation linked funds can subscribe through the Agricultural Bank of NH jeonjijeom from 27 February and can be hwanheji type, choose from two types of mold exposure. The minimum annual remuneration 0.29% up to 0.89% depending on the subscription class no redemption fee.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH Agricultural Bank, ethical management and business promotion rally

Had a [South Korea financial newspaper sinyuncheol reporter] NH Agricultural Bank of HR · Business Support Division and Trust Division (buhaengjang gimyeonhak) is 25 days its employees 100 people attended the center 'in promoting ethical management and business 2017 rally' in Namsan octagonal pavilion .

This place is gimyeonhak buhaengjang urged the "initiative will be to establish sustainable growth through ethical and proactive projects." In particular, he reiterated the "all employees will be armed with Nongshim (農 心) for" era farmhouse 50 million won Income "Leading Agricultural Cooperative Bank can do to help serve as a profit center."



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH "Go find insurance asleep" Agricultural Life

[Korea gimmingyeong financial newspaper reporter] NH Agricultural life for the protection of the rights of policyholders to conduct a "customer property find the campaign period. "Customers find property cycle campaign is a campaign to encourage the payment notices and information to customers who apply for and hold the Sleep misuryeong insurance and pensions.

Sleep insurance is that the insurance contract after the expiration or effective (termination) of the statute of limitations under the insurance contract has been completed with the relevant law refers to the Unclaimed refunds or insurance, annuities misuryeong means the pension is not received after the commencement of the pension.

Applications are available through the website, phone or visit.

NH Agricultural life is going to give to find the dormant insurance and customer assets asleep in a variety of ways misuryeong △ invitations sent to pension customer retention △ telephone directory △ customer transactions during guidance system utilizing △ small dormant insurance auto payments, etc. positively.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH Agricultural Insurance held together Jung (情) employees damhoe

[Korea gimmingyeong financial newspaper reporter] NH Agricultural Insurance has opened 23 days 'in 2017 numbered information (情) damhoe' had time to communication between CEO and employees.

Also known as "positive (情) deputy! This is referred to as a breakfast meeting made not to eat? "Shall breakfast together material from Seodaemun-gu, Seoul Agricultural Insurance headquarters nearby restaurants were targeting employees involved hope chapters to share ideas with each other.

"Jeongdam times' is part of the enhanced communication that is conducted periodically since taking office yiyunbae CEO. In this jeongdam once staff had time to talk openly share such a variety of opinions on the 'support measures for the professional qualifications', 'Reading installed in-house' life and work and work.

This year jeongdam once was planned as chief of communication where you can enjoy a variety of themes throughout the year, such as sports or cultural activities in addition to breakfast. In addition, "opened with the future of the Agricultural Insurance 'is presented directly to the CEO yiyunbae autograph book containing the phrase to obtain a high response from employees.

Jeongdam times a yiyunbae NH Agricultural Insurance CEO hosting "The communication among employees within the company will be the basis for growth sustained Agricultural Insurance" said "the business development of the company through the competitiveness and further agriculture and development of rural areas Let's contribute, "he urged.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com

NH Agricultural Life, affiliated with GA 'sales degree' resolution

It was [Korea gimmingyeong financial newspaper reporter] NH cooperatives decided to major life 21 days GA (insurance agents) with whom the consignment sale of insurance products in partnership headquartered in Seoul Seodaemun representatives of 12 companies and the 'degree of Operations practice.

The event has had written resolutions that promised the gimgiju NH Agricultural Life product sales vice president and above Holdings, Seoul, corporate financial planning centers, 12 GA representatives are fully sold for recruitment in order to establish and policyholder interests protected by the extent Sales attend .

Also sharing the incomplete sales practices for fair trade culture, and had time to walk you through the illegal sales practices that may occur at the site.

Gimgiju NH Agricultural Life, vice president of insurance sales via the GA as a whole. "The insurance industry is incomplete sales ratio is high," said "compared to other channels, but go the effort and we of this resolution top of each other top of each other stacked obviously a fair trade culture to make deeper roots believe, "he said.



Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com