Although the conflict remains white flag embers suicide Insurance Supervisory Service

[Korea gimmingyeong financial newspaper reporter SUICIDE insurance crisis of insurance companies pulled bore six years is expected to end up with a white flag of surrender "bulhoryeong 'of Insurers and the Financial Supervisory Service.

Samsung Life is urgent to open the morning two days Board announced that it will be paid to the beneficiaries in full, including accrued interest claims suicide. Delay and includes a total of 174 billion won, the 3337 case size.

Kyobo Life Before 23 days last month opened a few days ago the Financial Supervisory Sanctions Committee only 'insurance will pay before the suicide cases' and changed its stance. CEO · This notice was originally interpreted FSS employees are dismissed such measures would bear seureowoteul jungjinggye action. In particular, chairman of Kyobo Life sinchangjae has been the case to step down from frontline management as the only "owner CEO 'of the three companies is expected to be accrued greater risk.

Financial Supervisory Service issued a warning sanction of the President liberal, somewhat lower sales level, some stop 1 month, etc. Given the will of Kyobo Life Insurance. Samsung Life Insurance and voted to censure President Sales disciplinary warning and suspension of some 2-3 months for Hanwha life.

Negative business disaster that killed ensure new contract reportedly subject to riders including from the host contract goods. In fact, most of the life insurance company flagship product. According to industry sales this guarantee Samsung, Hanwha, received some suspension Kyobo Life Insurance Accidental Death of sales are reportedly close to the initial premium estimated at 900 billion won. 3 is almost half of the sales in April.

If these sanctions are also expected to be finalized big hit livelihood of exclusive agents of these insurers. Insurance industry officials have expressed concern saying "If you limit the total mortgage disaster death will not be able to sell a life insurance Life insurance · CI flagship product.

Samsung Life Insurance is reported as "suicides have decided to add insurance paid by the consumer protection and restore confidence level will complete the payment as soon as possible." While determined to assume Hanwha Life also inside suicides insurance additional paid a two-day board of directors said "has conducted a comprehensive and in-depth review of its own about whether meantime suicide insurance payments" protect consumers trust the 'Hanwha life, and together with the customer the Board of Directors to meet the business purpose and decided to assume an urgent agenda "he said.

If you 'cheoltwae's initial financial authorities are considering suicide that claims for payment are expected to decrease the possibility of even greater level of sanctions, the Financial Supervisory Service poised to transition of these insurers.

But the embers of conflict remain. Due to differences in pay based on each insurer it is because the beneficiaries concerned to further debate the fairness bulgeojil. For example, in September 2007 prior to the subscriber Samsung Life Insurance customers can receive, including delays and Kyobo Life, but customers can only receive payment reduces the principal's money. In the case of Hanwha Life it has not yet decided whether to pay the same goes with the scale.



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NH Agricultural Life & General Insurance, Global Cooperative Insurance and then expand cooperation

[Korea gimmingyeong financial newspaper reporters - national representative of the cooperative insurance cooperatives NH NH life and non-life insurance cooperatives sets out to expand the global network. Secretary Rod NH Agricultural Life CEO, yiyunbae NH Agricultural Insurance CEO, including the companies represented are April 28 Seodaemun headquarters in ICMIF (International Cooperative and Mutual Insurance Federation, International Cooperative Insurance Federation) Bureau and talks have cooperative based insurer liver It vowed agreed to strengthen friendship and promote cooperation.

ICMIF is the insurance sector agencies of ICA (International Co-operative Alliance), which holds 227 member companies around the world 71 countries. He was a member of the ICMIF Agricultural production  fiddling 1969. NH currently being carried Agricultural Life 4 directors serve as members of the eight largest (based on premium income) of the entire world combined cooperative insurers.

This time my room one ICMIF side key personnel Hilde Fernand and Ellen (Hilde Vernaillen) chairman, Sean tabeok (Shaun Tarbuck) Secretariat, the nose and the Hiroko AOA (ICMIF Asia / Oceania regional associations) Secretary General, etc., and show Zuiho other Motsu Japan the CEO jeongongryeon (national Association of deductions) came along.

In particular, Japan jeongongryeon AOA president signed the NH Agricultural production  promised regular basis and non-life insurance exchanges and decided to hold a joint seminar in the first half of product development. In the long term, the exchange plans to introduce a training system and also conduct joint research prepared for the response of the insurance environment and institutional change.

Secretary Rod NH Agricultural Life CEO is a crisis of "ICMIF members reaffirm their public interest function of inter-cooperative insurance through the exchanges and will promote differentiation," said "particularly low growth, low interest rates and aging that shut blow to the domestic insurance market prior experience of working closely with Japan to jeongongryeon said it would force an insurance that can flexibly adapt to changing market conditions. "

NH cooperatives, etc. Life is planning deunopil its position as the nation's largest cooperative insurer that according to the schedule this winter Bureau supports the overall process of registering new ICMIF Federation of credit unions sector deductible.



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The Mirae Asset Life Insurance, earned 91 billion won last year ... Year 比 26% ↓

[Korea gimmingyeong financial newspaper reporter] recorded a net profit of 91 billion won last year, Mirae Asset Life Insurance decreased by 26% compared to the previous year.

Sales said ₩ 4,170,169,130,000 Mirae Asset Life Insurance is for consolidated earnings over the last two days disclosures. Operating profit was decreased by ₩ 116,798,070,000 of 2.4% YoY to 4.9%.

Net income was 90.99022 billion won, down 25.6% compared to the previous year. Mirae Asset Life Insurance explained that "base effect of the previous business year, tax refund of fiscal year 2015, earnings for these decreases.

In addition, Mirae Asset Life Insurance has formulated a 710 won per share Common stock 55 won per share in dividends last year settlement, the type shares (convertible preferred). Dividend yield is 1.05% of the ordinary shares, dividends totaled ₩ 22,891,399,600.

Such information, 24 days is expected to be confirmed at the general shareholders' meeting held in Yeouido Daewoo Mirae Asset Building to come.

The Shareholders' Meeting, the profit is expected to deal with the dividend proposal as well as the Directors and audit committee appointed outside directors etc. re-elected vice-president of Mirae Asset Life hamandeok.



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車 insurance market competition ... Hyundai discounts to riders zoom backfire

[Korea gimmingyeong financial newspaper reporter] decided after AXA Direct, Meritz Fire & Marine Insurance car is subsequently cut to the end of last year, Samsung fire. 'Zero sum game' aimed at the appearance of the car insurance market share. While expanding the range of Rider Discount Modern resolution said the group would stand fully prepared to profitability earlier this year, the center went on to attract customers.

Hyundai said coming April 1, sells "Rider mileage (mileage discounts on car insurance works)" responsible for applying the discount auto insurance industry's highest level since the start gyeyakgeon two days.

The rider's mileage mileage discounts on merchandise that the customer insurance premiums in accordance with the mileage of the car less the greater the premium discounts.

Hyundai is that if annual mileage is less than 3000km has expanded the discount to save 22% from the existing industry-leading 32% per 5,000km mileage is less than 27% and less than 1 km is 10 000 will apply a 20% discount He said.

In addition to the newly established driving distance of 1 10 000 5000km intervals we were not traditionally are expected to apply a discount rate of 6%.

Hyundai officials said that "unhaengryang was extended to customers with low mileage rider is good to save the maximum level of the industry loss ratio" and "plan continues to develop insurance products that can give substantial benefits to our customers in the future."

On the other hand Samsung have shuffled the only premium cuts from last year, the industry recorded a fire last month in an online auto insurance market share of 30.96%. In the form of reduced premiums based chogangsu that cuts to raise the market share, market share this year, some life insurers have joined the struggle with cuts procession is expected to become more intense.



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The next month receive more 車 accident insurance

The [financial newspaper gimmingyeong Korea News] death, funeral expenses and alimony fault auto insurance relievedly March 1 is raised. New maryeondwae also hospitalized for serious injuries ganbyeongbi payment moat help the victims.

Financial Supervisory Service said 27 days pursuing the irrational practices related to car insurance should improve the enforcement process improvement guidance for increased transparency of the standard terms and interpersonal insurance indemnity payment amended for personal indemnity insurance a reality from next month a day.

The revised standard automobile insurance agreement will significantly raise the case of death from paying alimony to the current up to 4500 yuan. If under 60 years of age up to 80 million won alimony death, 60-year-old comes from the current 50 million won to 40 million won. If the funeral is raised to 500 won from the current $ 3,000.

Ganbyeongbi hospital payment that pays ganbyeongbi being admitted to accident seriously injured moat is also new. So far no payment has been hospitalized ganbyeongbi gotta point out problems such as traffic accident victims to bear the ganbyeongbi. The parents separate traffic accidents in the same hospital ganbyeongbi regardless of infant injury suffered serious injuries to the water is paid for up to 60 days.

Based on overly granular reduced passenger was also revised. The passenger ride impairment based on the type and simplified from 12 to six kinds of drink-driving passengers reduction ratio is specified further.

In addition, Shanghai also gotta new rating system notify the insurer of the victim to the perpetrator is the victim's injury rating with a history insurance payments to the victim upon notification insurance payments also notices by e-mail or phone messages.

The Financial Supervisory Service (FSS) 'accident victim you should definitely claims to the insurer the insurance companies realize the alimony and check carefully that you have paid the funeral expenses, etc., and accidents serious injury to a victim is hospitalized ganbyeongbi the hospital dressed in accordance with the revised terms "he said. He added that "Singh daeinbae insurance for drunk driving passenger cars will need to be very careful reduction of 40%.



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Insurance accession 'Five' Must Make

[Korea gimmingyeong financial newspaper reporter] # 1 A housewife Mr monthly subscription jeokriphyeong savings insurance products on the lookout for a financial instrument (maturity 2010) increased the interest rate in order to prepare for jeonsegeum impression after two years. But two years after aware belatedly regretted that the attempt to terminate the Endowment insurance reimbursement know the result of principal payments by more than 10% compared to the damage caused to an additional payment jeonsegeum.

C # 2, upon receiving a 40-year-old office worker said, my father was diagnosed with cancer soon learn that contain renewal of the idea that I should join a cancer insurance premiums paid May least 甲 insurance hyeongam insurance. One day, renewal premiums are impressed by a large margin "is unfolding commodities invitations Join in the past heard the news Bonnie is the total paid premiums more expensive than the non-renewal-type product subscription time to estimated future renewal premiums continued to rise, retirement belatedly it realized that after the age of 60 must continue to pay the premiums until maturity.

It will be in accordance with common practice around with, lack of understanding of the financial product called 'insurance'. Naenwatda the Financial Supervisory Service (FSS) 'insured before the required check points five different' for convenient financial lives of the people 28 days.

First, weigh carefully whether you take a long-term contract. Insurance is a financial product to prepare for future risks. If you terminate the contract early because pas designed to maintain long-term disadvantages, such as the premise may be greater that receive less reimbursement than the revocation of principal.

If the findings of the Financial Supervisory Service of Savings Insurance may terminate in two years, depending on the product hwangeupryul too early in the life insurance of 90% two years showed hwangeupryul perching on the mid-70% out of 30% even after 7 years.

There is a fear greater the variable investment-type insurance products sold by insurance too if you want to revoke the initial product, combined with the 'insurance' and 'equity' or fund performance is worse when the loss of principal.

Therefore, to insure their income before ttajyeobogo well as premiums paid burden is desirable to sign up for judgment when they can maintain a long-term insurance contracts.

The purpose of insurance is also necessary advice whether to try to raise long-term lump sum, like whether or annuity guaranteed risks.

Protection-type insurance risk for the primary purpose of the guarantee can be relatively large compared to the insurance premiums paid in the event of accident insurance coverage, and in some cases the refund amount received at maturity or no.

On the other hand, most of the savings insurance premiums are linked to a certain rate or asset management performance. So gotta get this money refunded only ensure greater history than the relatively limited compared to protection-type insurance premiums paid at maturity may be less accidents and insurance.

It also requires attention to the lump affordable premiums. Even if you pay monthly premiums cheaper to pay a premium for decades when total premium is large enough to amount corresponding to the price for luxury cars. FSS will advise Up After reviewing the basic information, such as insurance premiums and coverage by product carefully through the financial consumer information portal 'Fine.'

To take a look at your coverage and claims payments limit the reason is very helpful in the future. If you do not receive, because often the only ensure gotta deceptively low premiums were necessary insurance jeongjak later. FSS recommend carefully examine the insurance policy. In particular, customers should familiarize yourself with the coverage, limitations, insurance payments and consumer rights and obligations and the like.

Examine whether the update type is also necessary to prepare for future increases in premiums. Most insurance policies include a period of time after you sign up and pay premiums once "update-type" changes the last premium payment until terminated has the same 'non-renewal type. Especially because you have to pay a premium at maturity after 60 years if you do not have a fixed income after retirement can increase the payment burden of the renewal type of insurance products.



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[Insurers February reputable brands - Hyundai No. 1 No. 2 No. 3 Samsung Fire & Marine Insurance, Dongbu Insurance

[Korea yichangseon financial newspaper reporter] Korean non-life insurers brand reputation February 2017 The results were analyzed with Samsung Fire & Marine 1st 2nd 3rd Dongbu Hyundai.

Korea Corporate Reputation Institute measured the brand reputation index to detailed analysis by insurers brand Big Data 11,962,593 pieces participation of consumers, media, communication, community, and social value of from January 25 2017 February 2017 26 days It was. Compare Insurance brand saw a big data presentation 7,696,945 dogs in January increased by 55.42%. February insurers were reputed brand in February Big Data Analytics includes the new Lotte Insurance, AIG Insurance.

Brand Reputation Index inde index created by big data analysis for the brand, made from valuable consumer brand engagement, communication value, social value and market value and financial value. Brand reputation index of non-life insurers were analyzed with the participation index, media index, index communication, community index, social index.

Hanwha Insurance, gwonjabon can then zoom ... Capital increase plan yet

[Korea gimmingyeong financial newspaper reporter] Hanwha General Insurance embarked on a gwonjabon be expanded to strengthen the financial regulatory authorities, conscious of the RBC.

Announced a shareholders' meeting be held next month, and 27 days notice fiddling Hanwha has assumed the Articles of Incorporation to change the agenda to increase the number of shares from 200 million shares to 300 million shares gwonjabon.

Gwonjabon refers to the number of shares or the total jugeum to increase the Board of Directors authorized a new share issue is described in the articles of association require shareholders' approval.

Hanwha is've been fiddling 1 billion issued shares of 21.69 million shares already issued state capacity of approximately 80 million shares (par value of 400 billion won criterion) remains. But ahead of the IFRS17 reportedly introduced in 2021 as part of a capital raising to expand the scope in case if the pace to strengthen the financial regulatory authorities Spiral RBC this year.

Behind these moves is the seat of Hanwha Insurance and recapitalization issues emerged throughout the insurance industry. Insurers should align to the expanding regulatory authorities, strengthen financial liability duration is released in preparation for release in the first half of this year IFRS17 gijunan.

Hanwha fiddling especially the end of last year, RBC (solvency ratio) is transmitted to the Financial Supervisory Service recommended level situations that require additional recapitalization close to 150% While some view was also out that "the impending capital increase will ahninya.

Hanwha Insurance officials about this, there is no immediate plan to increase 'shareholder meeting is usually held once a year because it will increase the range of this opportunity "said he said.

Following the last Hanwha fiddling 2011 to June 2012, it issued the subordinated debt of 90 billion won was expanding scale of capital. 2013 was forced to end capital increase of 157.08 billion won scale, even though the issue price of less than par value, issued in June last year subordinated debt of 1280 billion. The count of more than 410 billion won in 2010 after the recapitalization yirwojin.

Most insurance companies will raise capital, except for Samsung F & M as a common issue in the insurance industry have been filled with treasures such as subordinated debt issued by way of rights issue or. Dongbu recently conducted a one-year results presentation (IR) 2016 also, in case the RBC ratio declined due to interest rate hikes are considering issuing subordinated bonds "and has said.



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Samsung Fire & Marine Insurance, January operating profit of 361.7 billion won ...比 209.4% ↑ YoY

[Korea gimmingyeong financial newspaper News] Samsung Fire & Marine Insurance has posted 28 days this year has recorded 361.736 billion won interim operating profit increased by 209.4% YoY in May.

The same period, net profit of 276.97 billion won recorded a year-on-year increase of 226.8%. Sales totaled 3.2 percent to 1.489982 trillion won a year earlier.



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KB Insurance, net profit 41.9 billion in January ... Year 比 35.9% ↑

[Korea gimmingyeong financial newspaper reporter] KB Insurance has posted 28 days in January has recorded a 41.9 billion won net profit increased 35.9% YoY.

He also recorded a 58.6 billion won operating profit increased 30.1% year-on-year, a record 846 billion won and sales increased 4.7%.

The operating margin showed a strong rise to 1.36% p to 6.93% from 5.57% last year.



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Insurance industry January grade 'good' ... Earnings rise

[Korea gimmingyeong financial newspaper reporter] 28 days was announced in January earnings of life insurers. Samsung and Hyundai Marine & Fire and Dongbu Insurance · KB 'big four' took a strong sexual life insurers were found to improve thanks to the auto loss ratio.

Samsung Fire & Marine Insurance posted a net profit of 276.97 billion won increased by 226.8% YoY. Operating profit also beat the 361.736 billion won increased by 209.4%.

Net income was also increased by 128.5 percent to 62.2 billion won compared to the same month of the previous year, Dongbu Insurance. Operating profit also increased by 85.7 billion won compared to the same period of 112.6%.

It was also recorded slight gains Hyundai Insurance and KB. Hyundai's net profit was 38.1 billion won increased slightly by 8.1%, while operating profit rose 12 percent to 53 billion won.

KB life insurance increased 35.9% to a record 41.9 billion won in net income compared to the same month last year. Operating profit increased 30.1% to 58.6 billion won was.



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NH Agricultural life insurance solvency rating AAA grade obtained

It has received the highest rating of AAA rating from the Korea Financial gimmingyeong newspaper reporter] NH Agricultural Life insurance solvency rating from the 23rd NICE and Korea Ratings credit rating.

To assess the overall solvency insurance and related financial soundness of insurance companies in the 'insurance solvency assessment "means at some point. Through this evaluation it can easily recognize the status of the credit insurer, by reflecting them in decision-making and improve the efficiency of insurance markets can ultimately contribute to protecting the interests of policyholders.

NH Agricultural life is not receiving the credit rating and this is the first time. One 'AAA rating, the highest rating of a total of 10 ratings acquisition, means the highest level of solvency and default risk is almost no.

NH Agricultural Life has an extensive sales network throughout the country based on agriculture and Livestock channels, reportedly it received a high rating points to that total assets and premium income has a market position based on the above four life insurance industry. The viscosity that laying the substantial strengthening of protection-type insurance sales life insurance mainly contributed to the score.

The magazine said the financial aspects points to the strengths of the asset quality and capital adequacy, and maintain an excellent level. NH Agricultural Life fell RBC ratio in accordance with the rise in interest rates, because three times higher than last year's third quarter to 200%, and recorded a level RBC ratio of the securities of the held-to-maturity securities proportion (69.6%) and the industry average (23.4%). less likely.

NH Agricultural Life official said, "was able to convey capture the public trust that our customers through this credit rating acquisition of deumjik a company that NACF life is incredible," he built an "ever-confidence, maintaining a solid credit farm income ₩ 50,000,000 times He said that the opening will be the driving force behind the ".



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Mirae Asset Life Insurance, rising to afford a differentiated business model - Kyobo Securities

Kept the [financial newspaper goyounghun Korea News] Kyobo Securities expect the 27th differentiated business models upside doendamyeo BUY rating with a target price of ₩ 7,000 for Mirae Asset Life.

Mirae Asset Life Insurance solvency (RBC) is of the opinion that the burden on small proportion downside recurring profit of 70 billion won in 2017 and further earnings growth is expected to PCA Life acquisition. As the fourth quarter reflects the various one-off costs such as early retirement it recorded a net loss of 103 billion won.

Kyobo Securities bakhyejin researchers said diagnostic "I'm not but my most undervalued sector is greatest upside potential," said "RBC ratio falling further is limited and the quality insurance sales growth is expected."

Park researchers this duration to as "even with the new RBC ratio asset duration is to overtake the liability duration massive decline not to because" and "foreign assets account for regulatory easing of the hedge period, the highest virtue foreign currency assets 7.2 reflecting that increase in years to 12.1 years, "he said.

He continued, "I have high interest in the PCA Life acquired in a conference call shareholder approval is expected to be determined 3 woljung seems to be reflected in a bargain purchase gain more than 100 billion won" and "PCA Life acquired a net profit in 2017 was 92.2 billion won, special account revenue is expected to increase by 19%, "he predicted.



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"Up to sneak insurance customers privacy?" Ttajyeobo any law or

[Korea Jeongseon financial newspaper reporters] # Q) is a financial company employee personal credit information collected through the inquiry, including past transaction information without consultation and information subject to sneak What happens if the insured?

Given the new financial privacy guidelines can confirm the Credit Information Act, the Privacy Act-related violations, like the above case.

27 days Finance Committee and the Financial Supervisory Service said eight banking associations' financial sectors Privacy Guidelines provided a financial amendment above, to determine the final draft in consultation with the Ministry of Government Administration and Home Affairs.

The financial authorities last from July 2013 was published in the Financial Sector Privacy Guidelines, since the financial institutions of personal information leakage incidents Enhanced Credit Information Act for the Prevention of amendments, gotta drafting changes appear enforcement at this time after 2014, reflecting Privacy Act amendments.

According to the amendments, as described later in accordance with the Credit Information Act to collect and separate the details of the required and optional agreed to provide credit information to receive consent agreement scheme it is improved.

In the Personal Information Protection Act when the only legitimate basis to be able to handle social security number, if kept, the enhanced security through encryption.

Also collect personal credit information, and other personal information, such as the collection of personal information collected, used, etc., provided he described in detail the step-by-step process with specific rules prevail.

The relevant case law, commentary and authoritative interpretation so that such information can refer to the practice, and provided details about the implementation of standards through concrete examples of how such collection, use, and deletion of personal credit information provided.

Personal (credit) information outlining the details of the above cases, contact the financial institution were many more questions and answers regarding the protection business were 82 dogs.

Financial authorities have two months to guide and map to distribute the revised guidelines and financial institutions to comply with the law itself.

FSC official said that "it established a trust banking environment in which personal information could be securely collect, process and management of financial consumers 'saying' we will continue to reflect such legislation amendments to the guidelines revised in the future."

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Mirae Asset Life Insurance Executives, Briquettes of Love "warmed"

He said [Korea financial newspaper gimmingyeong News] Mirae Asset Life Insurance (Vice Chairman hamandeok) is that the conduct in Seoul Gwanak-gu Samsung-dong bamgol town 24 days hamandeok, vice byeonjaesang president, including executives 35 people, officials briquettes serve "for heating support among neighbors who participated .

Mirae Asset Life Insurance Employee volunteers are handing out the briquettes difficult to find a bad neighborhood bamgol town every year since 2012. The day had passed a total of 2,000 sheets of briquettes in 19 households.

One hamandeok Mirae Asset Life Insurance Vice Chairman attended the service activities "is proud're able to help our neighbors shed so directly sweat as one of the insurance is to help customers happy retirement planning" and "Mirae Asset Life that recognizes its social responsibility and practice companies will do my effort to convey the essence of the love of the insurance industry through an active social contribution activities based on the core values, "he said.

Briquettes service activities Mirae Asset Life Insurance has joined with its employees and FC (Financial Consultant) will relay how social contribution activities as a representative of a steady progress each year. Volunteers work at the packed per employee annual 8 hours, being subjected to FC once a year or more volunteer activities on a regular basis. Last year, Mirae Asset Life Insurance has conducted a total of 7530 cases of volunteerism.



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Hanwha Insurance, continuous dividend two years ... 9.1 billion size

[Korea gimmingyeong financial newspaper reporter] said it conducted a second consecutive year dividend according to Hanwha General Insurance improved performance this year was carried out in dividends last year, only 19 years.

Hanwha fiddling posted 27 days they performed a dividend of about 91 billion won. Dividend per week is $ 0.10, dividend yield is 1.4% and the consolidated financial statements dividend payout is 8.1%. Dividends per week compared to last year's dividend yield is increased and 30 won has risen 0.5 percent dividend payout ratio rose 1.2 percentage points.

While fiddling about that Hanwha 'was conducted in two consecutive years after the dividend last year, according to the improved performance,' he explained, 'it for shareholder value. "



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Shinhan Life, "another recipient receives Shinhan Life Insurance biam 'release

Due to the [South Korea gimmingyeong financial newspaper reporter Recent environmental change and an aging population, which reportedly caused over 200,000 new cancer patients each year.

In addition, the survival rate increased. Gotta five-year relative survival rate of cancer patients has occurred over the past five years the survey with 70.3 percent, according to the Ministry of Health and Welfare and the Central Cancer Registries Division has announced the 2014 Cancer Registry statistics showed that two patients out of three cancer patients survive more than five years.

As a result of the development and the cure rate is increased in accordance with the early detection of medical technology, and thus seems to also act as a division of the burden of living as well as the long-term cancer survival.

Shinhan Life Insurance is guaranteed by various cancers recent one product, as well as launched a variety of living guarantee payments that could reduce the economic burden of cancer through the "Shinhan yet been received biam life insurance.

Looking at the amount of insurance information of the host contract and guarantee riders a 10 million won standard, since the date of receiving the Guaranteed cancer, certain cancers Diagnostics will pay the cost of living for five years a total of 60 million won per month $ 500. Other specific cancers, skin cancers, thyroid cancer is in place except for cancer, borderline tumors, colon mucosa naeam, non-invasive bladder cancer.

This product is composed by insurance in the form of a prime contractor in three species (pure-guaranteed health care, maturity payment type) broadened the range of choice. Managed Health will pay the health geomjinbi 20 times up to $ 50 every three years from the day the insurance contract without being diagnosed with certain cancers. Without due payment type is diagnosed with certain cancers, it gives health care funds at maturity and survival of two million won. Guaranteed funds are paid net of events but cheaper premiums.

In addition, he established the "living cancer death rider" to the stable life of the survivor's death from cancer. If any other cancer, skin cancer, thyroid cancer, died of colon mucosa naeam, non-invasive bladder cancer is a family living in a total of 60 million won per month will be paid one million won five years.

In addition, breast cancer, uterine cancer, prostate cancer, and other guarantees for skin cancer, thyroid cancer, colon mucosa naeam, non-invasive bladder cancer are guaranteed one million won, depending on the type of cancer with a "positive cancer diagnosis riders' up to 800 million yuan.

It also pays a new cancer or metastasis at diagnosis, such as cancer recurrence sized Danam the 10 million won that occur after the first two from the BC Cancer Diagnosis Through scheduling verifications, riders continue to get cancer. '

In addition to cancer, or if the sum disability payment rate is more than 50% of the premiums paid are exempt, can be ensured through updated every 15 years up to 100 years old.

Shinhan Life Insurance Product Development Team said, "is after cancer effects of development and early detection of medical technology with an increase in cancer incidence diagnosis increases also survival," he said " 'Shinhan received another recipient lives biam insurance" is to prepare everything can help with a variety of configurations it reported that total cancer care insurance and guarantee survival after cancer support enhanced living. "



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NH "Go find insurance asleep" Agricultural Life

[Korea gimmingyeong financial newspaper reporter] NH Agricultural life for the protection of the rights of policyholders to conduct a "customer property find the campaign period. "Customers find property cycle campaign is a campaign to encourage the payment notices and information to customers who apply for and hold the Sleep misuryeong insurance and pensions.

Sleep insurance is that the insurance contract after the expiration or effective (termination) of the statute of limitations under the insurance contract has been completed with the relevant law refers to the Unclaimed refunds or insurance, annuities misuryeong means the pension is not received after the commencement of the pension.

Applications are available through the website, phone or visit.

NH Agricultural life is going to give to find the dormant insurance and customer assets asleep in a variety of ways misuryeong △ invitations sent to pension customer retention △ telephone directory △ customer transactions during guidance system utilizing △ small dormant insurance auto payments, etc. positively.



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NH Agricultural Insurance held together Jung (情) employees damhoe

[Korea gimmingyeong financial newspaper reporter] NH Agricultural Insurance has opened 23 days 'in 2017 numbered information (情) damhoe' had time to communication between CEO and employees.

Also known as "positive (情) deputy! This is referred to as a breakfast meeting made not to eat? "Shall breakfast together material from Seodaemun-gu, Seoul Agricultural Insurance headquarters nearby restaurants were targeting employees involved hope chapters to share ideas with each other.

"Jeongdam times' is part of the enhanced communication that is conducted periodically since taking office yiyunbae CEO. In this jeongdam once staff had time to talk openly share such a variety of opinions on the 'support measures for the professional qualifications', 'Reading installed in-house' life and work and work.

This year jeongdam once was planned as chief of communication where you can enjoy a variety of themes throughout the year, such as sports or cultural activities in addition to breakfast. In addition, "opened with the future of the Agricultural Insurance 'is presented directly to the CEO yiyunbae autograph book containing the phrase to obtain a high response from employees.

Jeongdam times a yiyunbae NH Agricultural Insurance CEO hosting "The communication among employees within the company will be the basis for growth sustained Agricultural Insurance" said "the business development of the company through the competitiveness and further agriculture and development of rural areas Let's contribute, "he urged.



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"China's blood transfusion 'doorstep insurance ... Allianz Life Chinese greeting Dagger Sudan

[Korea gimmingyeong financial newspaper reporter] Most of the registered office of Allianz Life Insurance acquired the Chinese master bedroom was replaced with a Chinese greeting. The master bedroom and ahead of Tong Yang Life Insurance in a similar move to the spiral 'Chinese blood transfusion.

In 23 days the insurance industry showed that the newly elected officers registered Chinese Allianz Life won a majority in the Council, except for the Executive Committee Subcommittee. The subcommittee consists of three people, two people consists in the registration of Chinese executives gotta let people be less than a majority voting against the rest of the event became a de facto Shem 'monopoly'.

Council officers are placed under the umbrella of the Nominating Committee and the Audit Committee, Remuneration Committee, Risk Management Committee, the highest decision-making bodies such as the Executive Committee of Allianz Life.

Such move is seen as part of the blood transfusion China 'doorstep in Tong Yang Life Insurance boyeoon last year. Insurance industry officials have predicted that "will be reorganized to rapidly advance to the master bedroom also group of companies Allianz Life, as did East life.

Master bedroom has shuffled the executive insurance personnel to replace eight of nine people registered office immediately after the acquisition of Tong Yang Life Insurance in 2015. Even a year later that five of the nine people mideunggi officer for two months was replaced by the Chinese.

Industry insiders said, "other foreign insurers only cease to dominate the executive board certified master bedroom including insurance of a person seated in relation to China, nearly half mideunggi officers also take on the practice.



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