Hi Investment & Securities, Branch selectable youngeopjik professional conduct special recruitment

[Korea goyounghun financial newspaper reporter] said Hi Investment & Securities is 2 sets out the professional youngeopjik adopted as part of the major points of the strategy from retail sales strengthened.

Eligibility Anyone can hold sleep-related retail sales qualifications and workplace can choose to work to the point at which you want the country of high investment securities 33 points.

Youngeopjik for the professional point of base pay and bonus payments are paid, especially by applying the single payment rate of 50% to 70% depending on operating revenues in Performance remuneration accrual equipped part of the industry's highest remuneration system.

The welfare and support points of the annual 1.2 million won, and to significantly improve the treatment available to spouses comprehensive examination based on age. In particular, tangible benefits were to return to professional youngeopjik not deduct the cost of improved welfare for personal expenses.

In addition to a variety of business support measures shall be implemented by expanding credit and loan stocks can be 1650 pieces, and give it a proper title to the career of a professional staff with youngeopjik.

Hi Investment & Securities official said, "Recently a difficult situation in the securities industry employees and the company plans to continue to improve relevant systems continue to grow Friendly, we will honor all employees as a family."



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NH Agricultural Life & General Insurance, Global Cooperative Insurance and then expand cooperation

[Korea gimmingyeong financial newspaper reporters - national representative of the cooperative insurance cooperatives NH NH life and non-life insurance cooperatives sets out to expand the global network. Secretary Rod NH Agricultural Life CEO, yiyunbae NH Agricultural Insurance CEO, including the companies represented are April 28 Seodaemun headquarters in ICMIF (International Cooperative and Mutual Insurance Federation, International Cooperative Insurance Federation) Bureau and talks have cooperative based insurer liver It vowed agreed to strengthen friendship and promote cooperation.

ICMIF is the insurance sector agencies of ICA (International Co-operative Alliance), which holds 227 member companies around the world 71 countries. He was a member of the ICMIF Agricultural production  fiddling 1969. NH currently being carried Agricultural Life 4 directors serve as members of the eight largest (based on premium income) of the entire world combined cooperative insurers.

This time my room one ICMIF side key personnel Hilde Fernand and Ellen (Hilde Vernaillen) chairman, Sean tabeok (Shaun Tarbuck) Secretariat, the nose and the Hiroko AOA (ICMIF Asia / Oceania regional associations) Secretary General, etc., and show Zuiho other Motsu Japan the CEO jeongongryeon (national Association of deductions) came along.

In particular, Japan jeongongryeon AOA president signed the NH Agricultural production  promised regular basis and non-life insurance exchanges and decided to hold a joint seminar in the first half of product development. In the long term, the exchange plans to introduce a training system and also conduct joint research prepared for the response of the insurance environment and institutional change.

Secretary Rod NH Agricultural Life CEO is a crisis of "ICMIF members reaffirm their public interest function of inter-cooperative insurance through the exchanges and will promote differentiation," said "particularly low growth, low interest rates and aging that shut blow to the domestic insurance market prior experience of working closely with Japan to jeongongryeon said it would force an insurance that can flexibly adapt to changing market conditions. "

NH cooperatives, etc. Life is planning deunopil its position as the nation's largest cooperative insurer that according to the schedule this winter Bureau supports the overall process of registering new ICMIF Federation of credit unions sector deductible.



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Able C & C Misha, up to 50% discounts on 'Spring Season Sale "

Missha brand of [South Korea gimeunji financial newspaper reporter] Able C & C should rush in Seir spring season. Able C & C said that one days conducted in the spring seasonal sale selling products of Mischa up to 50% discount.

In five days from the day of the sale proceeds that day, 1,400 kinds of products are sold at up to 50% discount.

The Style Lucid Nail Polish First, no real style Gel Nail, Nail Polish Gela tick four days before such products are 50% off. Misha modern shadow Some items, such as shadow and signature triple Lips, Lips, some products were also prepared at half the price.

Good mask sheet pack and seasonal skin care products are also sold at half the price. Pure Source Sheet Mask cell, hub, naked sheet mask, oil fits masks and Pure Source Sheet Mask Packs are pocket packs were included.

3-month and three purple ample popular base makeup de Liege selling next-generation original tension being released in the fact becomes cheaper by 30%. Leaving the prism shadow a la carte is also a popular discount of 30%.

Promotional gift in commemoration of new product launches are also in progress at the same time. Misha can get a set consisting of four kinds of miniature city fluids, emulsions, essences, creams, etc. buy a flowing mass whitening whitening series launched in herbal products.

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Galleria Department Store, the first weekend in March Watches & Jewelry wedding shopping event

[Korea gimeunji financial newspaper reporter] Galleria Department Store will greet customers with a colorful pop-up store in February and the first weekend in March, ahead of the event that started in the spring outing

The Luxury Goods unveiled March 1, consisting of a variety of brand watches Editing Shop 'Happ Store, which boasts 14 days, normal, Harriet Boyd, Daniel Wellington such a simple and modern design for two weeks from the date.

In addition, the wedding season right high jewelery brand De Beers will open a pop-up to open the High Jewelry Boucheron 160 years of tradition wealth renewal.

In addition, customers will want to attract the attention of the luxury brand Geneva with Harman Kardon speakers using an open, outdoor outing during Bluetooth speaker with pop-up store.

The Galleria Department Store in Daejeon Time World March 1st classified in the amount of five days progress greet the Spring Fair Cosmetics, branded giveaways from up to five days, and 20 gift vouchers over 5% ₩ 400,000 Galleria to proceed with the purchase of events.

Proceeds along the right store revamp the Year season SS 2017, ST, French pop Avenue, unveiled nine steps such as including a new outdoor brand, including a new brand targeted at young people, a total of 20 new brands.

In located in Cheonan Galleria department store in Center City progress one day a week 'Golf Fair from up to eight days, presents first-come, first-served basis ball over ₩ 150,000 Golf product line during the event period, orders bolbik vivid color and popular brand Daks Golf, Callaway, Jack Nicklaus Golf including advances up to 20% discounts through the brand's Day event.

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Samsung F & M, focusing guaranteed three diseases, easygoing three 'release for

[Korea gimmingyeong financial newspaper News] Samsung Fire & Marine Insurance is focused on the three new products to ensure that the disease "Pacific three" release, a full-fledged sales deuleogandago announced two days.

"Pacific three" dangerous step to guarantee the country a ranking cause of death 1,2,3 brain cancer ∙ ∙ diagnosis of cardiovascular disease, cure, disability, and death.

First, we established the 'acute ischemic jindanbi "Meanwhile, most customers were many requests guarantees up to 2000 yuan. It can minimize the accession encephalopathy guarantee space along with the existing "brain hemorrhage jindanbi 'equity is efficient.

They were also less worried about recurrence, while the second paid jindanbi during acute myocardial infarction and cerebral hemorrhage second diagnosis. However, the pass is one year from the first diagnostic scheduling verifications.

Ten major cancer treatment secured and jindanbi "was also established. To ensure new existing esophageal cancer, pancreatic cancer, brain cancer, ppyeoam, liver cancer high on five of leukemia, lung cancer, gallbladder cancer, bile duct cancer, a major cancer jindanbi '10 "mortgage add up to 100 million during the major cancer organizations diagnosed with cancer It can be.

In addition to a separate payment for the '10 major cancer chemotherapy drugs ∙ radiation treatment, the treatment also saves costs.

3 is also paid to the fault diagnosis when the disease five years living money each month to help stabilize life. Due to the three diseases receives a brain lesion, heart failure, etc. ∙ Languages ​​1-3 grade set out in the disability determination can take advantage of Monthly Living with Disabilities Act funding for 5 years and payments, ganbyeongbi.

In addition, exemptions from cancer, stroke, acute myocardial infarction diagnosed after payment insurance can alleviate the economic burden.

Joseongjun Samsung Fire & long-term product development pateujang is' easygoing three 'is three diseases can be ensured for the (cancer, cerebrovascular disease, heart disease) as well as prepare to medical expenses, disability diagnosed after' said Samsung fire continued for product innovation It said it would be rewarded with the customer's choice.



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Korea Investment & Securities 5.2% a year, including eight kinds of collusion pursuing ELS

[Korea financial newspaper goyounghun News] Korea Investment & Securities month 2 to S & P500, EUROSTOXX50, HSI (Hang Seng Index) the underlying asset to 'TRUE ELS 8427 times the furnace melted power step-down type, a total of 5 billion won extent to recruit that 28 She said one.

TRUE ELS 8427 once all the underlying asset price is 93% (6 - 12 months) of the first base price every six months in an annular 3-year 6-month jogisang, 88% (18, 24 months), 83% or more (30 months) If money is repaid to 5.20% a year.

If you greet expired without early repayment if all the underlying asset price of the expiry time of more than 58% of the closing price the initial base price 15.60% (annual 5.20%), 58% of the initial base price revenues are achieved, and any one of the underlying asset at any maturity as if less, the loss of the principal amount due as underlying assets decline. When fire meets the conditions of principal loss is 42-100%.

Two won DS Division Manager, said, "If investors have to worry about index levels no loss of principal amount invested during the observation period, try to notice the maturity conditions of low dissolved-no-power step-down type product."

In the same period, including the kinds of ELS 6, DLS 2 kinds of products offer a total of eight species, the minimum subscription limit is $ 500.



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NH Investment & Securities, suggested preparing retirement by age and pension savings

[Korea goyounghun financial newspaper reporter] NH Investment and Securities Institute of the age of 100 years has presented some points for old Prepare for 28 days around the age group 50 and rookie society.

50 stand ready to retire just before the end time of retirement is the time to check and fine finish. If you are dual-income non oebeol checked thoroughly and should exercise a little more thorough in the final preparation.

50 oebeol furniture if you like it all means join a spouse in the household pension increase national pension amounts to 150 million yuan. Contrast the old and ready to add tax paid on pension savings and low interest rate era, financial assets are perfect as actively managed as a portfolio.

Repay the loan before retirement, and so can continue to work after retirement is also important to prepare for a second career. Reducing the scale residential retirement income sources should also be diversified.

40 children stand a better education and equalize retirement preparation and balance. When set to the principles relating to the child's education and private education per child aged prepare ratio is 1: 1, Total education per child is recommended to set at 10% of income.

Social rookie started the economic activity is a time Dodge cornerstone of retirement preparation. Raising the correct spending habits and thereby laying the foundation for financial management for the whole life. For this purpose, set goals and save more than 50% of salary, and is divided to manage the account.

The cost of living is writing to more than 30% of salary, 10% of the salary is put together in a separate saving account. Indemnity insurance is 5% of salary to the mandatory insurance is necessary to put it 's better to manage risk.

100 three times Institute yiyunhak director of "heulsu Journey embargo Journey there and cutlery gyegeupron fashionable and class divided according to the part of the parents is considered as not rarely exceed the wall" and "I until you retire from the start of his career life If you continue to practice asset management across a wealth can be a lot more, "he said.



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Hi Investment & Securities, ELS 2 kinds of ₩ 10 billion IPO size

The complicity of [South Korea nine hyerin financial newspaper reporter] HI Investment & Securities (President of the wing can) ELS 2 kinds that the 1 pm three days from two days to a size of 100 billion won.

HI ELS 1171 call every three years six months due jogisang annular ELS as KOSPI200 index, underlying asset HSCEI Index, closing price of 90% of the initial reference price of any underlying assets in one automatic early redemption evaluation (6 months, 12 months ), if the 85% (18 months, 24 months), 80% (30 months, 36 months) will be paid over a maximum of 12.9% (4.3% annual).

HI ELS 1172 No. HSCEI Index, a three-year maturity 6 months jogisang annular ELS to the EUROSTOXX50 index as underlying assets, the closing price of 90% of the initial reference price of any underlying assets in one automatic early redemption evaluation (6 months, 12 months ), if the 85% (18 months, 24 months), 80% (30 months, 36 months) will be paid over a maximum of 18.6% (6.2% annual).

If the two products both more than 60% of the initial reference price at maturity even if they did not meet the conditions of the loan before maturity will be paid the original asking rate of return. If you just dropped to less than 60% loss of principal may occur depending on the maturity conditions.

The minimum subscription amount of goods is more than ₩ 1,000,000 ₩ 100,000 units, more information you can contact the Customer Support Center HI Investment & Securities.



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[Construction companies reputed brand in February - 1st Hyundai Engineering and Construction, Samsung C & T No. 2, No. 3 GS Engineering & Construction

[Korea ohahreum financial newspaper reporter] Korean construction company in February 2017 Consumer Big Data reputation results for brands, Hyundai No. 1, No. 2 Samsung C & T, GS E & C was analyzed in third place.

Korea Corporate Reputation Institute is a construction company from 26 January 2017 until 27 February 2017 Brand 24 big data 5614932 to analyze the brands involved with traffic and community indicators of the consumer to measure the geung negative ratio for the brand . Compared to January construction data company brand Big Dog 6173597 declined 9.05%.

Brand Reputation Index is an index extracted from the data, and the big brand consumer behavior analysis classified the participation value, communicating value, and media values, social values, community values ​​and place the weights. Who for the brand through brand reputation analysis, where, how, what, why, you can find out how the story. The domestic construction company's brand reputation analysis were involved in brand reputation index values ​​and communicate values, community values.

[Insurers February reputable brands - Hyundai No. 1 No. 2 No. 3 Samsung Fire & Marine Insurance, Dongbu Insurance

[Korea yichangseon financial newspaper reporter] Korean non-life insurers brand reputation February 2017 The results were analyzed with Samsung Fire & Marine 1st 2nd 3rd Dongbu Hyundai.

Korea Corporate Reputation Institute measured the brand reputation index to detailed analysis by insurers brand Big Data 11,962,593 pieces participation of consumers, media, communication, community, and social value of from January 25 2017 February 2017 26 days It was. Compare Insurance brand saw a big data presentation 7,696,945 dogs in January increased by 55.42%. February insurers were reputed brand in February Big Data Analytics includes the new Lotte Insurance, AIG Insurance.

Brand Reputation Index inde index created by big data analysis for the brand, made from valuable consumer brand engagement, communication value, social value and market value and financial value. Brand reputation index of non-life insurers were analyzed with the participation index, media index, index communication, community index, social index.

Samsung Fire & Marine Insurance, January operating profit of 361.7 billion won ...比 209.4% ↑ YoY

[Korea gimmingyeong financial newspaper News] Samsung Fire & Marine Insurance has posted 28 days this year has recorded 361.736 billion won interim operating profit increased by 209.4% YoY in May.

The same period, net profit of 276.97 billion won recorded a year-on-year increase of 226.8%. Sales totaled 3.2 percent to 1.489982 trillion won a year earlier.



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[IBK Investment & Securities Sin Seong-ho, president] "venture capital development 'niche' specific securities"

[Korea nine hyerin financial newspaper reporter: "Look at this graph. Investing in the bond remain more than 50% this year, Brazil than investing in domestic bonds. "

When we entered his office, the desk caught my eye first. Various economic publications were littered dizzy. Pointing to a monitor placed in the middle of the desk to hand Sin Seong-ho, president of the Brazilian debt was talking about. There was a monitor graph is drawn at the same time commodity prices and Brazil's current account trend since 1980. His confidence in the recommendation came from having a historical analysis of these economic indicators. Known as the "CEO of Learning 'IBK Investment & Securities Sin Seong-ho, president. 22 days seen handing out these and other stories to meet him at the head office in Yeouido.

◇ ventures, SMEs are our 'vocation'

"Venture Korea, SMEs are the economy and the direction to be pursued in the long term, we have a particular vocation awareness that IBK Industrial Bank should play a certain role as a subsidiary established in the light of the objective"

Eotneunde future water strategy as a leading securities firms in the financial sector policy, explained from the Sin Seong-ho, president of 'justification' for this. IBK Investment & Securities is a securities company entered the market last year, the financial investment industry's first crowdfunding. To perform well whether the call would have to ensure profitability. New president was to say that the progress of various projects in order to secure independence based on available revenue.

"I dont continue to strengthen the competitive advantages of the traditional strengths of P-CBO issued subjective, Conex designated consultation, specification, etc. In particular, by activating the KOSDAQ-listed securities market before the company Conex is kkoehal the pretext that support enterprise growth and securing our profitability. "

IBK Investment & Securities Conex cumulative total number of listed companies in the 29 fold. A company in which a former KOSDAQ are four children, including ThyssenKrupp, eksi cones, opto-pack, Salt Works. Performance specification is 6 cases, P-CBO issued last year was the participation scale 24 cases totaling 210.6 billion won.

This year, IBK Investment & Securities plans to pursue a KOSDAQ over the specification unearthing promising small / medium-sized enterprises. In addition, the new president, "I will try to Kibo, the main source of small business financing, organized by P-CBO Releases actively participated in maintaining financial sector policies issued in the beginning," says the goal.

If so, what concrete measures for achieving the objectives. Venture Capital (VC) sector development is one of the strategic tasks of this year IBK Investment & Securities.

Sin Seong-ho, president of "crowdfunding type and enable securities, and investments in new technologies, such as new business combinations sector plans," said ttuiwotda luck. Securities type crowdfunding is the initial enterprise support policies that require financing venture / start-up businesses to accelerate growth in the region.

"As well as collaborations with companies such as Bank promotes collaboration Industrial Park Management Corporation, Korea M & A Center for Emerging Companies excavation. In addition, we are also going to expand collaboration for investors to secure full and Korea angel investment association. "

Meanwhile, IBK Investment & Securities was established last August after registration technology financier in December of the first medium-term securities firms specializing in 'Value-up mid-specific technology solutions Investment Fund No. 1 "(90 million). With new technology project finance gyeomeop allowed securities firms formed the conditions that will be entering the work area through the traditional VC Investment integrity. New president said that the aspirations "combining scale plans to expand in the future," he said, "promising company plans to build a finding and investing, reinvesting the virtuous cycle as possible while increasing the return on your investment through a successful recovery."

◇ it should be avoided fee cut cycle bleeding competition

The securities industry recently spoken about the atmosphere. Recent trends for securities that are focused on the petite called Sin Seong-ho, president replied that "natural flow".

"Brokerage revenue structure is well known thing that changes in higher value-added businesses such as brokerage IB from one central point of retail. In addition, large capital expansion through the IB business nature of the risk appetite of the company to default hers is the inevitable choice. "

There are Eat fierce competition continues overlap, the solution had to answer the question Can yen resonate with its strategy.

"The idea that establish a growth strategy that matches your situation to concentrate this desirable. For example, if the Company has established its own purpose is focused on the financial sector as a policy-specific medium-term securities as of SMEs and that the real competitive advantage. Conversely, it seems to have chosen a strategy to strengthen the high-IB businesses large living overseas markets, with the risk of a certain size or more in capital. However, large companies will see that it is to be avoided, such as bleeding competition fee cut from the same period the market small and medium-sized Inc. "

I was wondering if the financial authorities have any idea when it comes to the number of hands you want to major in one color, an industry research report practices. New president been rated as one after another in our Securities Research Head, East Securities Inc. served as the industry heads into an excellent analyst.

He was "not mean that the report must necessarily sell a certain level, biased form looks like now that it is necessary to correct," said consent, that fundamental principles. But "approach to achieve this visibility through the institutional form should be avoided," he said lined. He was a page that you believe should change the default mindset of investors.

"First, investors may be acceptable to admit that the atmosphere has been created that is based on an opinion of the opinion that there should be an analyst on the share price may fall. Of course, the securities in order to obtain this confidence is equipped with a system capable of providing accurate information without discrimination as brokerages, analysts should strive to create accurate reports based on their own views. "

◇ analysis does not recommend buying customers also noticed chaenda

If you search for in a search engine Sin Seong-ho, president, analysts are to be studied, the content appears esteemed. Incidentally, the report came out talking about practice, seen handing out talking about the analyst that he thought ideal. New president "should have its own investment philosophy," he said. "All employees, as well as securities analysts is to default of the base to provide an optimized solution for the customer's situation on the basis of a clear logical thinking. To do this, understand the basic logic of the assets, you'll need to closely observe those mountains price fluctuations elements that are organically connected. Then surely gained the basics Based on this, it is important to establish the principle of their own. "

So what is Sin Seong-ho, president of investment philosophy. He said, "Based on a thorough study and analysis of investment does not fail even regret," said a sentence at once.

"The effort and process to close to its goal of 100% investment success than non uimip goal is more important than the result of success or loss. Branch Manager in the past days on the principles emphasized to employees from their own investment decisions as well as I can do the same applies to the salesperson and customer relationships. For example, it is natural that PB can see the damage that falling stock prices, unlike stocks forecast to recommend to our customers. But at least you've PB Customers are recommended to have a sufficient analysis and logic, or roughly words, when you have concerns about the possible decision. In the former case, the customer may also have a significant complaints, but in the latter case can I be a problem "

Sin Seong-ho, president of a new book being written now. A revised version of the book "Invest-to-wear (Where to invest?) ''ve Done in the past distributed to employees for educational purposes.

"This book is based on the premise that laid understand the situation and know the basic history of the market in order to predict the future. Based on the experience in the securities industry engaged in more than 30 years it had introduced various historical charts and graphs on six areas, including macro-economic, asset, interest rate, equity, currency, real estate. "

Still subject to revision did the new sweet. In the words of journalist private investors also I am going to help you book sold well to give the title Weigh ssambak meotjjeokge he laughed.

◇ year promising sector 'banking'

While an excellent analyst and interviews could not be asked this year market forecasts. Sin Seong-ho said the president is likely better than last year.

"Once the US economy is rising rapidly in the first quarter of last year, the floor. He recorded a growth rate of 3.5% in the third quarter, Ido looks passable mid-2% growth this year. Profit incorporated US S & P500 index stocks are also increasing. Last year's third-quarter profit increased 3.1% quarter to 10 000 6 11% in the first quarter of this year for the first time since turned bullish on, the prospect geolro increase profits by 9% in the second quarter. Compared with the rates were low PER of Korean stocks yeoseo still a lot of liquidity conditions are expected geolro price rises. "

Recommended for investors in stocks cited the 'banking'.

"I recommend banking sector started to increase profits for three years. Last year, the share price reflects the mid-section from being made, but I do not see yet geolro shares have risen enough. "

Getnya you like some recommendations from the banking stocks are questions that we want answered to note that the IBK Investment & Securities report. Investors bosira a look at the IBK Investment & Securities Banking Sector Report.

< Education >

- 1974 Chungnam National High School

- 1981 Bachelor of Statistics, Korea University

- 1984 Korea University Graduate Statistics

< career >

- 2000, Daewoo Securities investment manager jeonryakbu

- Chapter in our Securities Research Center in 2002, Managing Director

- 2005 Dongbu Securities Institutional Sales Division General Manager, Managing Director

- Chapter 2008 Dongbu Securities Research Center, Korea Securities Dealers Association Managing Director

- 2009 Woori Investment & Securities Division, Korea Financial Investment Association Management Strategies Division

- 2013 we present CEO

- August 2014 ~ IBK Investment & Securities CEO



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Launched 'inbound reasons' representatives gimyoungung LKMS Q &

[Korea gimmingyeong financial newspaper reporter] Q. reason inbound service launch background

LKMS receives requests for financial and insurance consulting firm specializing in insurance to minimize the loss of principal amount invested from the company to be the one making the insurance is not in the country to negotiate directly with foreign insurers. Even through this process, but the company does have a collective buying power to gather personal paying attention to that it was possible that the same services create a crowd-insurance platform.

Q. advantage of Invar is why service in the current insurance market

LKMS the sale of excluded and devise an expensive unnecessary services because it directly distributed to consumers in company with the authority to mediate insurance contracts, to negotiate the guaranteed contents and prices directly to the insurance company without going through insurance agents or agents distribution fee It was omitted. Thus consumers can subscribe to the service at a lower price than before.

It is also possible to provide benefits through a special insurance or insurance that were not in the existing road insurance design does not generally treated as a basis for negotiating (bargaining power) which have upon to form a large number of people desired group insurance for the same risk.

Q. Do you have insurance services that are currently available are some

"3 relief services fraud 'is the assured services instead of highlighting the deception financial institutions in the form of a rider, is characterized by lower premiums, while ensuring accuracy in history is expanding existing services. The basic phishing, SMS phishing damage guarantee, of course, has expanded the industry's first service guarantee to ensure pharming scams annual limit was also extended to up to 500 won from existing $ 3,000.

"Inbound why Shanghai service guarantee 'is the default configuration to the contract goods only to 40% of insurance premiums is characterized by low compared to existing accident insurance for injuries to deaths, injuries mortgage sequela - related disability caused by unexpected accidents. In accordance with the terms of subscriber improve the inequities premiums and compensation limits that apply to differential age, 13 million a year, regardless of gender ₩ 2000 (₩ 11,000 May) in the same compensation limits can be applied.

Ropgo join the existing conditions of the driver's insurance difficult, that there is a refundable 'insurance inbound why the driver' who can improve the long-term contracts mainly subscription. It currently recruiting participants dictionary will be available soon.

Q. How will my subscription method

How to sign up is simple. When you click 'Buy' on any insurance product to connect to a website and then name, contact information, social security number, enter the premium payment and subscription right is possible, may receive information related to the character. Existing insurance when registering you can subscribe to just go through without a certificate program installation and registration, within the last five years of the disease, such as health information created, subscription confirmation documents, insurance payments, such as cumbersome procedures simple.

Q. What if the insurance renewal

All Insurance Services has a minimum number of conditions for insurance are activated. This is called activation buying achievement, which is the minimum number of participants for the insurance premium rate depends on negotiations with insurance services. When purchasing insurance service is activated achievement is met is enabled participants can benefit, if not met, Participants will not be able to join the insurance. Once the contract period is one year or insured physicians who exceed the purchase to enable achievement identified during negotiations and the original investigation will be launched this additional insurance discount rate applied.



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NH Investment & Securities, available personal short selling 'QV iSelect200 rongsyot platform'

[Korea goyounghun financial newspaper reporter] NH Investment & Securities has launched the 'QV iSelect200 rongsyot platform where individual investors can sell the balance to provide 100 percent of the principal amount invested direct investments announced 27 days. 'QV iSelect rongsyot platform you can speak to a strategy of selling borrowed shares without restrictions, as also institutional investors, individual investors use. NH Investment & Securities said that I mean it is possible that short selling personal about this product.

QV iSelect200 time to release 200% of the principal amount invested was divided in half can be long, short by 100% each. The minimum subscription amount is also lowered to 500 million yuan. Number of ₩ 5,000,000 principal amount invested in stocks or the ETF 500 million won, and can invest in a portfolio of 5 million won loan sale.

Last year, seven of the existing QV iSelect released in May rongsyot platform is sold divided by half the capital invested 100% BUY (Long) each and the balance 50% (short). When you invest in a minimum subscription amount of 10 million won, and to buy a 5 million won by selling investments and the balance of 500 million yuan.

Rongsyot proportion of QV iSelect200 is 5:05, and you can select up to a maximum total of five stocks. Currently bribe of about 7000 major stocks listed on South Korea, the United States, Japan, Hong Kong and exchange traded funds (ETF) and can be sold only to balance the possible selling stocks.

QV iSelect200 is a securities investment structure by issuing securitized derivatives to replicate the portfolio instead of cumbersome procedures for buying, selling stocks to invest in just one design portfolio. This private investment still short selling is only possible because of securitized derivatives.

Accordingly, no exchange process and also exchange fee on overseas stock investments required, the dividend tax is applied to 15.4%. Unlike conventional securitized derivatives, but the disadvantage that may occur, such as regular subscription cost and traditional securitized derivatives during the redemption center-termination fees, rongsyot portfolio through the QV iSelect it can be terminated halfway without a redemption fee like stock at any time.

QV iSelect200 can be used easily at NH Investment & Securities branches nationwide and 'QV MTS', the other details such as if the reference price evaluation methods homepage or contact us.



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LG Household & Health Care secure VDL, age-specific customer base ... Muse picked a new 3

[Korea gimeunji financial newspaper reporter] LG VDL life and health were chosen Chae Jung-an actor Chun Woo-Hee, Han Seung-yeon 3 selreop a new beauty. This is a strategy to secure a wider audience.

VDL is apsewoogo actor actress Chae Jung-an, Chun Woo-Hee, Han Seung-yeon counted as a wannabe who recently finished 20-40 in selreop beauty advertising shot of a flagship product "Metal Expert VDL foundation cushion.

VDL Expert metal cushion Foundation is represented by a smooth skin and long lasting makeup foundation cushion available as possible, the existing four-color lake's it going to expand No. 10 made it possible to express a variety of skin tones. The price is 45 000.

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[Weekly securities recommended stocks · KB] SK Telecom · LG Electronics · CJ E & M

[Korea goyounghun financial newspaper reporter]

◇ SK Telecom (017 670)

- Operating with a wireless network based on competitiveness and wireless subscribers, half focused on four primary industries competitiveness.

- Expected dividend yield 4%, undervalued given the improved profitability in 2017 PBR 1 baesujun.

◇ LG Electronics (066570)

-1 Operating profit year-on-year increase of 558 billion won forecast by 11%, achieving high profitability of the electronics business.

- Price rise expectations transition to profitability in accordance with the strategic collaboration with Google and the expansion of premium revenues.

◇ CJ E & M (130960)

- Net Marble IPO plan is expected to maximize the value of the company shares of the main business profitability outlook after 2017.

- Broadcasting sector growth and cost efficiency and earnings outlook upward to a turnaround in the film sector.



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