[Korea gimmingyeong financial newspaper reporter] Q. reason inbound service launch background
LKMS receives requests for financial and insurance consulting firm specializing in insurance to minimize the loss of principal amount invested from the company to be the one making the insurance is not in the country to negotiate directly with foreign insurers. Even through this process, but the company does have a collective buying power to gather personal paying attention to that it was possible that the same services create a crowd-insurance platform.
Q. advantage of Invar is why service in the current insurance market
LKMS the sale of excluded and devise an expensive unnecessary services because it directly distributed to consumers in company with the authority to mediate insurance contracts, to negotiate the guaranteed contents and prices directly to the insurance company without going through insurance agents or agents distribution fee It was omitted. Thus consumers can subscribe to the service at a lower price than before.
It is also possible to provide benefits through a special insurance or insurance that were not in the existing road insurance design does not generally treated as a basis for negotiating (bargaining power) which have upon to form a large number of people desired group insurance for the same risk.
Q. Do you have insurance services that are currently available are some
"3 relief services fraud 'is the assured services instead of highlighting the deception financial institutions in the form of a rider, is characterized by lower premiums, while ensuring accuracy in history is expanding existing services. The basic phishing, SMS phishing damage guarantee, of course, has expanded the industry's first service guarantee to ensure pharming scams annual limit was also extended to up to 500 won from existing $ 3,000.
"Inbound why Shanghai service guarantee 'is the default configuration to the contract goods only to 40% of insurance premiums is characterized by low compared to existing accident insurance for injuries to deaths, injuries mortgage sequela - related disability caused by unexpected accidents. In accordance with the terms of subscriber improve the inequities premiums and compensation limits that apply to differential age, 13 million a year, regardless of gender ₩ 2000 (₩ 11,000 May) in the same compensation limits can be applied.
Ropgo join the existing conditions of the driver's insurance difficult, that there is a refundable 'insurance inbound why the driver' who can improve the long-term contracts mainly subscription. It currently recruiting participants dictionary will be available soon.
Q. How will my subscription method
How to sign up is simple. When you click 'Buy' on any insurance product to connect to a website and then name, contact information, social security number, enter the premium payment and subscription right is possible, may receive information related to the character. Existing insurance when registering you can subscribe to just go through without a certificate program installation and registration, within the last five years of the disease, such as health information created, subscription confirmation documents, insurance payments, such as cumbersome procedures simple.
Q. What if the insurance renewal
All Insurance Services has a minimum number of conditions for insurance are activated. This is called activation buying achievement, which is the minimum number of participants for the insurance premium rate depends on negotiations with insurance services. When purchasing insurance service is activated achievement is met is enabled participants can benefit, if not met, Participants will not be able to join the insurance. Once the contract period is one year or insured physicians who exceed the purchase to enable achievement identified during negotiations and the original investigation will be launched this additional insurance discount rate applied.
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