Launched 'inbound reasons' representatives gimyoungung LKMS Q &

[Korea gimmingyeong financial newspaper reporter] Q. reason inbound service launch background

LKMS receives requests for financial and insurance consulting firm specializing in insurance to minimize the loss of principal amount invested from the company to be the one making the insurance is not in the country to negotiate directly with foreign insurers. Even through this process, but the company does have a collective buying power to gather personal paying attention to that it was possible that the same services create a crowd-insurance platform.

Q. advantage of Invar is why service in the current insurance market

LKMS the sale of excluded and devise an expensive unnecessary services because it directly distributed to consumers in company with the authority to mediate insurance contracts, to negotiate the guaranteed contents and prices directly to the insurance company without going through insurance agents or agents distribution fee It was omitted. Thus consumers can subscribe to the service at a lower price than before.

It is also possible to provide benefits through a special insurance or insurance that were not in the existing road insurance design does not generally treated as a basis for negotiating (bargaining power) which have upon to form a large number of people desired group insurance for the same risk.

Q. Do you have insurance services that are currently available are some

"3 relief services fraud 'is the assured services instead of highlighting the deception financial institutions in the form of a rider, is characterized by lower premiums, while ensuring accuracy in history is expanding existing services. The basic phishing, SMS phishing damage guarantee, of course, has expanded the industry's first service guarantee to ensure pharming scams annual limit was also extended to up to 500 won from existing $ 3,000.

"Inbound why Shanghai service guarantee 'is the default configuration to the contract goods only to 40% of insurance premiums is characterized by low compared to existing accident insurance for injuries to deaths, injuries mortgage sequela - related disability caused by unexpected accidents. In accordance with the terms of subscriber improve the inequities premiums and compensation limits that apply to differential age, 13 million a year, regardless of gender ₩ 2000 (₩ 11,000 May) in the same compensation limits can be applied.

Ropgo join the existing conditions of the driver's insurance difficult, that there is a refundable 'insurance inbound why the driver' who can improve the long-term contracts mainly subscription. It currently recruiting participants dictionary will be available soon.

Q. How will my subscription method

How to sign up is simple. When you click 'Buy' on any insurance product to connect to a website and then name, contact information, social security number, enter the premium payment and subscription right is possible, may receive information related to the character. Existing insurance when registering you can subscribe to just go through without a certificate program installation and registration, within the last five years of the disease, such as health information created, subscription confirmation documents, insurance payments, such as cumbersome procedures simple.

Q. What if the insurance renewal

All Insurance Services has a minimum number of conditions for insurance are activated. This is called activation buying achievement, which is the minimum number of participants for the insurance premium rate depends on negotiations with insurance services. When purchasing insurance service is activated achievement is met is enabled participants can benefit, if not met, Participants will not be able to join the insurance. Once the contract period is one year or insured physicians who exceed the purchase to enable achievement identified during negotiations and the original investigation will be launched this additional insurance discount rate applied.



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[Jaetekeu Q & A] foreign private equity investment fund

[Korea heogwahyeon financial newspaper reporter] 1. Nowadays there are domestic and foreign markets, especially the US stock market has seen the rise Which is a way of investing in the foreign country I heard this year rose more than 5%?

First itguyo may buy shares directly. Another is how to invest in foreign equity funds that invest in foreign stocks. But not directly invest in overseas stocks in the country I know it is not easy and the management information of the company tax rate or another need to have expertise in such investment. So if you're a private investor to have this lucrative way to invest in the fund, or the like ELS primarily utilized overseas private equity investment funds.

2. Is there any advantage of private equity investment funds abroad?

First, the fund is tax-exempt funds. So selling shares or gains and currency gains derived from these funds are not taxes. And subject to the same tax-free benefits since 10 years from when you sign up before the end of the year. However, you can limit the limit of 30 million won. And these funds are funds which invest more than 60% inde abroad, some countries itguyo fund that invests only in one country. There are certain industry or sector funds that invest in the sector, and the Global Fund to diversify the overseas countries and so on. So the investment can be varied.

3. would have invested in the fund during the past year, the result What?

The fund haetneundeyo start selling from 29 days in February last year. Meanwhile, this was 1.0824 trillion won sales. And it increased 80 billion won in January. But the fund is primarily to sell securities that much, the bank sold in insurers. So far I saw the sales'm a fund investing in Vietnam sold 1700 billion, then China with 166 billion won and 157 billion won has also sold two global equity funds. By country, and I have invested funds in the United States sold 290 million yuan, the return of the funds came out last year, 10% return on investment is relatively satisfactory.

4. What is now important is inde issues to do with the future investments, investment strategies should I do?

We hope to increase foreign investment. Usually when you divide frills investments invested in equity funds. The first is how to share the investment, followed gonna divide this area, because yes in order to reduce the risk. But investing only in the Korean market, but stocks are distributed, there is a risk that focus only invest in certain areas. Because the size of our market in the global market are the result of investing I focused on only a 2% 2% do not. So that investment in that country, rather than global, you can also get the opportunity to distribute and invest in growth companies in overseas risks.

5. International private equity funds have also made significant investments during iteultendeyo.

First, the charm of this fund is tax-exempt fund tax guides. But that's not what it is unconditionally exempt overseas funds. Only international private equity investment fund that is tax-free. So if you already have revealed other overseas funds are required to replace funds. And the revenue generated by dividends or interest that is not tax-exempt and hwanheji all, even exemption should remember it gets taxed even these differences.





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