Teachers pension, 'communication and unity' pension business strategy concert held in the headquarters

[Korea goyounghun financial newspaper reporter] Teachers Pension Corporation has held a concert strategy for executives and pension division of former employees who participated organizational culture and strategy execution strengthened in the last 28 days of seminar rooms Naju headquarters announced two days.

The concert was to raise chapter of empathy and communication strategy for the years systems and shared government services 3.0 custom implementation of the 2017 pension business bukdotgo the morale of staff who are dedicated pension division in the forefront, in order to achieve customer satisfaction.

Gimhwajin President should "and members are all encouraged each other for organizational development, deep seat was a means to form a consensus," said "the future By the pension services agency trusted by our customers through continuous innovation based on the organizational culture of harmony and communication "he said.



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Tongyang securities, distribution centers open PIB memorial lecture for mother and child

[Korea financial newspaper goyounghun News] tongyang securities distribution PIB Center held a specialist lectures on child education, real estate prospects, promising stocks from the point located near the Banpo-object apartment three times on March 8, 15, 22 days do.

The lecture will be conducted by experts in each special lecture titled exotic 'How did Mom "to celebrate the opening point.

The first lecture comes to progress on 8:30 am at 10 is 'our children sex education, how do we start?' Kyunghee Lee and the Parent Education senior lecturer lecture 'blue clamoring for guseongae' titled. There followed 15 days 10:30 a.m. goes' apartment, will officially break the Gangnam is invincible? "Take a baeyoungjun tongyang securities on the topic of real estate consultants.

Finally, give your child is bitten by a good stock? 'Choehyeonjae time oil information center hits Securities Global Investment chapters like me 22 days to the contents of lectures.

Tongyang securities gwondonghun promulgated PIB center section saying "Silk investors as well as mothers are worried reporter digits prepared as for always wonder our house and our kids problems," "to love their children, who are looking for opportunities and ways of asset growth everyone is encouraged to attend haebogil, "he said.

Interested investors may have to apply first-come, first-served basis, no fee will attendees who presents a souvenir. Applications and further details will contact you to tongyang securities PIB distribution center.



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Exchange and KOSDAQ in 2017 the first indirect Investment Seminar held

[Korea goyounghun financial newspaper reporter] Korea Exchange held its first year KOSDAQ Indirect Investment Conference 2017 for 2 pm and stable long-term investment needs and create sound investment culture in the KOSDAQ market building in Yeouido, Seoul International Conference Centre.



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NH Agricultural Life & General Insurance, Global Cooperative Insurance and then expand cooperation

[Korea gimmingyeong financial newspaper reporters - national representative of the cooperative insurance cooperatives NH NH life and non-life insurance cooperatives sets out to expand the global network. Secretary Rod NH Agricultural Life CEO, yiyunbae NH Agricultural Insurance CEO, including the companies represented are April 28 Seodaemun headquarters in ICMIF (International Cooperative and Mutual Insurance Federation, International Cooperative Insurance Federation) Bureau and talks have cooperative based insurer liver It vowed agreed to strengthen friendship and promote cooperation.

ICMIF is the insurance sector agencies of ICA (International Co-operative Alliance), which holds 227 member companies around the world 71 countries. He was a member of the ICMIF Agricultural production  fiddling 1969. NH currently being carried Agricultural Life 4 directors serve as members of the eight largest (based on premium income) of the entire world combined cooperative insurers.

This time my room one ICMIF side key personnel Hilde Fernand and Ellen (Hilde Vernaillen) chairman, Sean tabeok (Shaun Tarbuck) Secretariat, the nose and the Hiroko AOA (ICMIF Asia / Oceania regional associations) Secretary General, etc., and show Zuiho other Motsu Japan the CEO jeongongryeon (national Association of deductions) came along.

In particular, Japan jeongongryeon AOA president signed the NH Agricultural production  promised regular basis and non-life insurance exchanges and decided to hold a joint seminar in the first half of product development. In the long term, the exchange plans to introduce a training system and also conduct joint research prepared for the response of the insurance environment and institutional change.

Secretary Rod NH Agricultural Life CEO is a crisis of "ICMIF members reaffirm their public interest function of inter-cooperative insurance through the exchanges and will promote differentiation," said "particularly low growth, low interest rates and aging that shut blow to the domestic insurance market prior experience of working closely with Japan to jeongongryeon said it would force an insurance that can flexibly adapt to changing market conditions. "

NH cooperatives, etc. Life is planning deunopil its position as the nation's largest cooperative insurer that according to the schedule this winter Bureau supports the overall process of registering new ICMIF Federation of credit unions sector deductible.



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Wadi's, "This time football 'FC Anyang and crowdfunding support agreements

[Korea goyounghun financial newspaper reporter] crowdfunding platform Wadi's are 28 days Professional K-League Football Challenge (second division) FC 1 days Anyang and said it has signed a business agreement crowdfunding support.

The day ceremony held at the Anyang Sports Complex was attended, including one appointed new imeunju Anyang FC's general manager and vice president of Wadi jeongtaeyeol.

Day convention at the companies actively utilize crowdfunding to strengthen the viability of the local economy and enable Anyang citizens club agreed to strive for a healthy seating soccer culture.

The football industry is exquisitely met crowdfunding platform that can enable public participation at the time which was around Gangwon FC representative was appointed as Director of imeunju expect revolutionary change in the management team and said attention if there is any future performance.

Wadi's Vice President of Business Planning jeongtaeyeol "I'm a fan club culture is an important civic crowdfunding is expected will play many roles" and "hope and an opportunity to be even more prevalent in the future the crowdfunding sports industry," he said.

Meanwhile, FC Anyang and various crowdfunding projects related to Wadi's are going to be able to meet since March, after the season opener.



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NH Investment & Securities, suggested preparing retirement by age and pension savings

[Korea goyounghun financial newspaper reporter] NH Investment and Securities Institute of the age of 100 years has presented some points for old Prepare for 28 days around the age group 50 and rookie society.

50 stand ready to retire just before the end time of retirement is the time to check and fine finish. If you are dual-income non oebeol checked thoroughly and should exercise a little more thorough in the final preparation.

50 oebeol furniture if you like it all means join a spouse in the household pension increase national pension amounts to 150 million yuan. Contrast the old and ready to add tax paid on pension savings and low interest rate era, financial assets are perfect as actively managed as a portfolio.

Repay the loan before retirement, and so can continue to work after retirement is also important to prepare for a second career. Reducing the scale residential retirement income sources should also be diversified.

40 children stand a better education and equalize retirement preparation and balance. When set to the principles relating to the child's education and private education per child aged prepare ratio is 1: 1, Total education per child is recommended to set at 10% of income.

Social rookie started the economic activity is a time Dodge cornerstone of retirement preparation. Raising the correct spending habits and thereby laying the foundation for financial management for the whole life. For this purpose, set goals and save more than 50% of salary, and is divided to manage the account.

The cost of living is writing to more than 30% of salary, 10% of the salary is put together in a separate saving account. Indemnity insurance is 5% of salary to the mandatory insurance is necessary to put it 's better to manage risk.

100 three times Institute yiyunhak director of "heulsu Journey embargo Journey there and cutlery gyegeupron fashionable and class divided according to the part of the parents is considered as not rarely exceed the wall" and "I until you retire from the start of his career life If you continue to practice asset management across a wealth can be a lot more, "he said.



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After the loan industry, and independent activists to help bereaved

[Korea before lower cervical financial newspaper reporter] loan industry sets out to help the bereaved independence movement.

Korea Loan Finance Association Sanwa loans, tightening credit loans, eyiwon loan capital, direct credit loans, Welcome Credit Line Loans, including 12 members with the last 27 Independence veterans and their survivors' organization, has donated 30 million won 28 days' gwangbokhoe ' He said.

Donations plans to pay grants to 100 people living in low-income veterans survivor's independence in the selection of national chapters.

Chairman Lim seungbo is "devotion to the motherland like to thank the independence of linear thermal, and I hope this handy little better, even the life of those bereaved," he said.



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Woori Bank and Korea Asset Management Corporation and the business agreement

[Korea financial newspaper sinyuncheol News] Woori Bank (Bank yigwanggu) 28 days-gu, Seoul sogongro material Woori Bank Head Office Korea Asset Management Corporation 'business agreement for the joint marketing based wibi platform (President munchangyong, hereinafter referred to as' camcorders') and in It announced that it has signed a.

'Camcorder' is a quasi-governmental agency that performs tasks such as finance companies clean up bad debt and corporate restructuring, credit recovery support services for financial consumers, state property management. Opened in 2002, the online auction portal system (Online Bidding System, hereafter onbideu), and provide our customers the sale of assets of public sector information in real time.

This agreement, the camcorder is wibi share useful content such as utilizing honey partners to onbideu auction information with our customers, and our banks bid deposit refund received onbideu Customers of Bogota transfer fees and auction winner target loan servicing and customer service enhanced It sets out a common marketing for.

Also, in social contribution activities through our bank onbideu sharing matching service, such as the discarded things that have donated to public foundations agreed to cooperate.

Yigwanggu our CEO is "the first collaborative practices meant that combines the financial sector now accounts messenger to online services of public institutions," said, "This wibi Tok our bank is a new marketing channel, and useful information for onbideu convenient for customers efficiently by supporting so that it can be delivered, the doegetda a reliable partner in the Korea asset management Corporation onbideu business sector, "he said.



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Korean Re reinsurance, Latin American markets in earnest ... IRB and signed MOU

[Korea gimmingyeong financial newspaper reporter] Korean Re reinsurance had signed an IRB Brasil Re (hereinafter IRB) and the Memorandum of Understanding (MOU) to strengthen the larger Latin American market growth potential.

Korean Re wonjonggyu president met with 24 days last month's IRB Please follow in the IRB headquarters in Rio de Janeiro, Brazil Godoy (Tarcisio Godoy) president Jose Carlos Cartier and even cattle (Jose Carlos Cardoso) Business Chief Executive Officer signed the MOU.

In the wake of this MOU with Korean Re it is planning to strengthen cooperation in trade, including activating and future IRB side, and further sets out to expand enter Latin American markets.

Through the MOU the two companies were to cooperate closely in Brazil and Argentina quantity argument, and the Southern Common chujinkiro bright future, including life insurance, property insurance. Also actively negotiated key exchange market information through a mutual personnel exchanges between underwriter.

Founded in 1939, the IRB is recorded about 50% market share in Brazil and the Brazilian reinsurance captive in one place, it occupies an important position in the Latin American market. Premium income amounts to about $ 1.1 billion (based on 2015 premium income).

Latin America is a place to receive insurance penetration is relatively low rating, while a large range of insurance market growth potential of the Company in accordance with the economic development.

Wonjonggyu president explained, "The MOU signing is that overcomes the limitations of domestic growth, and right off close to both companies aim to expand overseas," and said, "We will maximize synergies through future reinsurance mutual trade".

In particular, he said wonjonggyu president of the significance of the MOU signed "Above all, greater harvest in that it secured the foundation of acquisitions and local co-major partner in the Latin American market."

Korean Re has a bar which has accelerated the 'Vision 2050' overseas expansion after the announcement containing the map of the future company growth in 2014. Accordingly, after having succeeded in the past three years, entering Lloyd's of London, and actively try to install in Shanghai, China, Labuan, Dubai Branch.

Korean Re reinsurance has been trying to expand in Latin America is entering a large market potential for growth. It currently acquired the reinsurance contract size of about $ 80 million in Latin American markets, expanding trade and steadily built up the IRB, and was able to achieve this MOU with a trust relationship.

Korean Re's reinsurance plans to naemyeo more speed overseas expansion of the MOU and the opportunity to realize the IRB side 'Vision 2050'.



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[Construction companies reputed brand in February - 1st Hyundai Engineering and Construction, Samsung C & T No. 2, No. 3 GS Engineering & Construction

[Korea ohahreum financial newspaper reporter] Korean construction company in February 2017 Consumer Big Data reputation results for brands, Hyundai No. 1, No. 2 Samsung C & T, GS E & C was analyzed in third place.

Korea Corporate Reputation Institute is a construction company from 26 January 2017 until 27 February 2017 Brand 24 big data 5614932 to analyze the brands involved with traffic and community indicators of the consumer to measure the geung negative ratio for the brand . Compared to January construction data company brand Big Dog 6173597 declined 9.05%.

Brand Reputation Index is an index extracted from the data, and the big brand consumer behavior analysis classified the participation value, communicating value, and media values, social values, community values ​​and place the weights. Who for the brand through brand reputation analysis, where, how, what, why, you can find out how the story. The domestic construction company's brand reputation analysis were involved in brand reputation index values ​​and communicate values, community values.

Jeonyounghyeon president of Samsung SDI, Samsung and expect cooperation

[Korea financial newspaper stand hyomun News] Samsung SDI trillion on behalf of the men around the president elected janppyeo bold jeonyounghyeon DS Division, Samsung Electronics Memory Business Division at Samsung's memory division president as the new representative. Joe is a former president expressed recently ilsinsang's two euros.

The securities industry says that this is the new president of Samsung SDI focuses on improving relations with SEC sparked by last year 'Galaxy Note 7' blast crisis occurred the second half of the year. Samsung Galaxy Note 7 explosive situation and concluded that the problem is caused by the battery supplier Samsung SDI. As a result, Samsung Electronics announced that Samsung SDI does not use the battery in the phone for the next production last September.

A securities firm said, "Samsung Electronics, Samsung SDI, whilst the former has served as the president," he said. "Jeonyounghyeon new president-designate, as well as men trillion former president of Samsung's memory division, Semiconductor born."

He added: "Of course business portfolio of Samsung Electronics samgo Samsung SDI and memory, semiconductors and batteries as the main business, the main business is different." "But the battery-Memory-semiconductor has a complementary relationship between big difference that view is difficult, "he said.

Another brokerage B officials cited in "The biggest challenge for, unlike the past, present, Samsung SDI image makeover for Galaxy Note 7 'explosion incident that occurred last year," he said, "Samsung's side responsible for the Galaxy Note 7 situation as Samsung SDI explained that because the trend is strong. "

He added "I will put the new Samsung SDI President-designate is focused on improving the image makeover relationship with Samsung," he said "I improved relations with the new president-designate, Samsung Electronics was the main business of the memory division positions of SEC expected to embark actively, "he added in.

On the other hand, jeonyounghyeon Samsung SDI, the new president of Samsung Electronics Memory Division D-RAM design team leader, D-RAM development after the former mounting through flash development implementation, strategic marketing chief last December 2014, Samsung this year in February DS Division memory He served as president of business manager. Samsung SDI President is scheduled to perform from next month.



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NH presents, in March, the first half of Currency Outlook and Investment Guide "Seminar

[Korea goyounghun financial newspaper reporter] NH gifts are coming said March 8 that held the "first half of Currency Outlook and Investment Guide" a seminar 28.

The seminar will be held at the headquarters in Yeouido NH gifts, treated the first half of 2017 is expected to exchange views and its investment strategy accordingly.

NH presents official explained that "checks the internal and external issues that may exchange rate factor will be the time to look at the first half of the forecast exchange rates, check the views of the marketing strategy."

If investors are interested in investing in forex anyone can attend the seminar.



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NGO "Samsung rooms dismantling the US? Tips and tricks like 10 years ago. "

[Korea financial newspaper stand hyomun News] Samsung 28 days Group Control Tower Inn had announced a management swaesinan to dismantle the 'Future Strategy Department (less than US rooms)', civil society, the "same meaning as in 2008, released by the Strategic Planning Office dismantled blindfolded in a manner that Aung, "he said sends a skeptical eye. Everland in 2008 eventually presented its solutions have followed the situation in the past committed a more serious crime than the CB bargain sale is criticized.

◇ Strategic Planning Office in 2008 after the US disbanded rooms appeared two years later "got effective? '

Yantai economic reforms, including NGOs rooms for non-demolition of Samsung Group announced 28 days tweaked as 'deja vu (Dejavu)'. In 2008, a former intellectual Can yihaksu What difference with the Samsung Group Vice President Strategic Planning Office announced dismantled.

Park Sang-in SNU Graduate School of Public Administration, Professor. "In 2008, Samsung Group was disbanded the Strategic Planning Office responsible according to Everland CB bargain sale" "But two years later, Samsung Group was again trying to illegally management right succession later, while reviving the US in all rooms, In addition to dismantling them buryeotda the trick, "he said.

He continued, "Over the past decade Samsung Group sikyeotjiman dismantled two single control tower, illegal management right succession was recurrence" and "Art Exhibition In fact, arbitrarily past, where there is no official job title and responsibilities - as can be seen in the 'Strategic Planning Office dismantling the US in all rooms establishment' Also there is no guarantee that it does not resurrect the control tower with a different name, "he said.

Solidarity also tweaked the economic reforms that the US dismantled rooms of Samsung is meant to disperse the core functions such as affiliate Samsung Electronics, Samsung C & T and Samsung Life is not eliminating the control tower function. The talk that US existing rooms do not have a legal entity authorized and responsible for the gap is likely to recur illegal acts of self-interest position is still family and trails.

Economic reform era officials pointed out, "the US announced the dissolution rooms Samsung 28 days in 2008 and do not differ from what is" said "Like that time may be another trick."

◇ core governance changes, not all rooms dismantling the US

NGOs pointed out that governance changes are affiliated autonomous management of conglomerates that dominate the current minority stake in a large group of non-core situation of the rooms are non-demolition of this Samsung Group. Ie, 28 days in all rooms dismantling of the Samsung Group is a US talk of distant ages swaesinan in nature.

Park Sang-in, Professor, "the core of Samsung C & T's current situation - it unreasonable merger proceeds of Cheil due to've tried to dominate a large group Samsung a stake of end point" and "Samsung is able to dominate the group through more cross-shareholding the scale of it is not enough, things like this unless you break the current governance structure of the chaebol can not be eradicated, "he said.

He continued, "including the US all rooms dismantling swaesinan of Samsung Group Neither nor that changed 10 years ago at the time woke withdrew from Lee Kun-hee of Samsung Group Chairman of Management line-this time not that be" and "not yet Lee Jae-yong succession reigns of Samsung Electronics Vice Chairman the final finishing of the succession of management rights is not finished - I will not perform the procedure illegal in the middle of promoting the establishment of a financial holding company, Samsung Electronics, Samsung life 'is hard to find in the center is prepared swaesinan 28 days, "he said.

On the other hand, NGOs Despite the arrows of criticism poured watching swaesinan Samsung Group 28, betrayed little attention for other law enforcement officials were redeemed Vice President Lee Jae-yong. Samsung Group is the popular while Mitch loss even retirement funds of 'pension' of the people tried a more malicious illegal succession, looked like a different appearance 10 years ago to redeem a substantial position in the inaugural 10 000 79 years in prosecution.

Citizens' Coalition for Economic Justice official said, "It was eventually redeemed Lee Jae Yong Vice willingness of law enforcement officials," he said "The results that Samsung is leaving the affiliates shareholders do not accept the judicial authorities while adversely damage to the national pension do this, bind the position." said.





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NH Agricultural Bank, and Lee Chul Hair connector is happiness fills the franchise "business agreement

[Korea sinyuncheol financial newspaper reporter] NH Agricultural Cooperative Bank (Bank yigyeongseop) announced that it has signed a connector is Lee Chul Hair (CEO: Seung Chul) and "happiness fills the franchise business agreements' in 28 days, Gangnam-gu, Lee Chul Hair Nonhyun connectors are Headquarters.

In this business agreement with the National NH Agricultural Bank branch that 'Lee Chul Hair connector is' merchant and need working capital reserve merchant week you want the brand founder up to 2 billion, by applying the preferential interest rates of up to 1.30% p can receive assistance loans It was.

By official Korean beauty industry's largest brand, Lee Chul Hair connector is is relieving the burden on the merchant shares in accordance with the 'recession and economic downturn, to provide its preliminary Merchants State contemplating a new start-up the hatch to support the financial services Agricultural Bank created a platform that can grow with, he said.

NH Agricultural Bank game sales headquarters choegwangsu Division is "now able to offer a broad range of financial services to merchants State wishing to start-up in Lee Chul Hair connectors are brand ㈜ connector is through this signing, said" the future financial support for small business owners and small business We will actively take the lead in the 'he said.



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Join "Online Insurance" and consult "chaetbot 'and

It took place [South Korea gimmingyeong financial newspaper reporter] possible period of insurance without the need to recruit from lightning-present channels in the insurance industry, consumers visiting the wind was introduced directly into the casino in the financial industry to join. In particular, non-face-to-face channel has to have a low-cost, high-efficiency multi-channel structure compared to face-to-face evaluation is mandatory not optional insurance to rise to the prolonged low interest rates these days gotta gotta make even "a penny". In recent years, also 'chaetbot' that consumers provide "joint purchase" the dwaeteumyeo 'crowd-insurance' services market to get affordable and diverse ensure more over, utilizing the knowledge-based services to computer customers insurance consultancy services It emerged.

◇ insurance "joint purchase" of the world

Crowd Crowd is it derived from the English word which means the crowd, collect funds from the public "has created a new vocabulary such as 'crowdfunding' containing the means. Thanks to the development of information and communication Crowdfunding is reborn in a new online "sipsiilban 'spirit.

The insurance industry in such crowd-insurance platform has emerged recently. Last month, four days Crowd insurance platform opened the door, why Inbound (inbyu) 'is an insurance and financial services consulting firm elkeyi LMS Limited (LKMS).

Elkeyi Limited predecessor of LMS-environment reasons (LKMS) has made a request to receive insurance products to minimize the loss of principal amount invested from the company since its establishment in 2014 the P2P direct negotiation without insurance to domestic and foreign insurers. Thus, even individuals who are not based on the know-how accumulated in the enterprise B2B market, focusing on the same point that the service is available, crowd-insurance platform inbound reason "was born. Inbound why officials said while opening the crowd insurance services "will continue to improve the existing problems of the insurance market and build a new ecosystem of consumer-oriented insurance."

By forming a large number of people want the group to ensure the same risk through the crowd why inbound platform is a way to provide insurance services to consumers in more favorable conditions to negotiate with the insurance premium and guarantee content based on it. A kind of insurance "joint purchase" approach in terms of purchasing power on the basis of population, in particular characterized by a reasonably capable of providing more personalized service improves the opacity of the intermediate sales channels and complex information.

Inbound reason naenwatda with the launch of the service △ 3 largest financial fraud relief services, △ Shanghai flagship product warranty services. In particular, financial services is a basic phishing scam assured, SMS phishing features as well as an enlarged dot damage guarantee to ensure the industry's first morale pharming service. If you wish to have more than 250 insurance ₩ 16,200 a year, it is possible to join a premium of up to ₩ 21,600, if less than 250 people.

Inbound reason has signed a strategic business agreement (MOU) for the latest Samsung Fire & Marine Insurance Co Buy and Internet-based platform enabled. As a result, inbound reason why dwaeteumyeo able to provide a customized insurance service for inbound customer needs based on the target customer expertise of Samsung Fire and Samsung Fire was to supply a wide range of customized insurance products for customers only inbound reasons. Gimyoungung elkeyi representatives LMS Limited said, "to build brand credibility through the co-marketing reasons inbound and Samsung Fire & Marine will continue to introduce new insurance products that are not in the domestic insurance market."

The financial authorities to supermarket online insurance prior to inbound reason emerged as "insurance platform 'also' insurance damoah. Damoah insurance services improve the complex intermediate distribution process by utilizing the online platform, just as Invar reason reduce premiums and improve coverage and opacity information asymmetry between insurance companies and consumers expand lowered the barriers. Inbound why officials "(inbound reason) insurance contracts as a company brokering the conclusion intermediate distribution stage is further reduced structure," said "affordable premium priced than the price offered by online direct platform on behalf of the information provided and agreement possible services, "he said.

◇ counselors without insurance consultancy services

Carolina Life Insurance has launched the 'chaetbot (Chatbot)' insurance-related business consulting service that over the last year, the industry's first Kakao Talk chat.

Customers can get the product information, frequently asked questions (FAQ), subscription information, product information, etc. provide the back, insert the keywords in the chat room, KakaoTalk category.

Carolina Life will provide a variety of services to increase the accuracy Korea signed a technology partnership with IBM Global Business Division sophisticated response algorithm.

Carolina Life official said, "Although there are many gaps in the market thanks to technological advances and innovative services" and "will continue to research and development to complement the gaps in 1-2 years in the future."

Dongbu services to customers and also to open the end of last year, the US professional chaetbot 'service.

US Businesses chaetbot Dongbu Insurance Services is a knowledge-based service implemented for the purpose of answering to analyze the data over knowledge claims 1000 △ △ documents how the loan agreement How to use the guide △ △ search network services, such as customer inquiries. In particular, it is possible feature more elaborate responses through feedback of knowledge-based systems running with the customer's questions and answers selected.

◇ 'Flower of insurance "float is artificial intelligence

It is still believed in the industry will be driven by further expansion in the future development trend of non-face-to-face 'tech insulator. The researchers had expected that insurance announced 14 days' Fourth Revolution and the future of the insurance industry, "it will be as early as artificial intelligence (AI) within five years dwibakkul sales channels featuring the landscape of the underwriting market."

Gimseokyoung Insurance Institute researcher, "and began to perform the main function of artificial intelligence insurance companies," he said, referring to artificial intelligence 'Eugene'. "Eugene" is AI passing the Turing Test for the first time in the world, the machine also proved that you can talk like people like.

Kim researcher naenwatda an accordingly predicted that "a robot or view the app to be would soon be possible to install an artificial intelligence specializing in insurance," he said "As a result, you can always kindly respond to customers 24 hours a day will disappear also incomplete sales." . In addition, a channel of the current actuary was expected to be converted into a highly efficient sales organization to provide differentiated services, such as financial planning, health care.

Such trend is expected to lead to greater repercussions in the insurance industry that heralded the end of the actuary channels spanning 'Mac' in the country insured since the 1960s. Planners are referred to collectively as the "Insurance aunt 'organizations and attract subscribers unprecedented number of days the phone or online insurance channel have led the insurance industry in Korea. The designers have also been causing a lot of incomplete sales falling to structure insurance fee per one hand is true.

Insurance industry officials naenwatda the "AI is incomplete, insurance agents, as well as face-to-face sales channels decreased solve the current problems caused by the lack of designers and will be able to solve the problems faced by such high costs emerge when" that rosy outlook.



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[Second anniversary inaugurated imjongryong finance chairman] and the like imjongryong, we conduct bank privatization

[South Korea's Choice Financial newspaper reporter] imjongryong finance chairman received a plaque of appreciation from our bank employees in January this year. We will turn the merits that led to the privatization of Bank imjongryong chairman. Especially this day attracted ensure non-face-to-face blindness opened 1 year anniversary celebrations. This is where imjongryong chairman has demonstrated the non-face-to-face account opening using a smartphone. Since our banks to return to the bosom of the market 16 years, the last two years of performance expected of a pin that combines financial and information communication technology (ICT) Technology (Fin-Tech) until, imjongryong Finance Chairman Shem is contained in one picture.

Last March 2015, took office as Chairman of the Finance Chairman imjongryong celebrates the second anniversary inaugurated next month. Chairman imjongryong ran busily hanging out financial reforms catch phrase. Expect a "catfish effect" on the banks and conventional banks specializing in internet promotion is scheduled for launch this year both places. The push mobile service account in three steps even planted a 'tension' in the financial sector.

Top moneylender interest rates, financial companies dominated the syntax enforce such laws himsseun maintenance viscosity noticeable. Just adjust the additional measures, despite greatly swollen household debt problems and structural process of shipbuilding and shipping industry was also raised such controversy.

◇ in the 'coach' judgment 'transforming ... Induction pin Tech Services

A term of three years 'imjongryong call' the middle of the dalryeoon is not an exaggeration to say he walked vital to financial reforms. Imjongryong finance chairman cited improving financial supervision, technology, finance, pins tech key challenges such as financial reform.

26 days, the Financial Services Commission in 2017 detailed work plans "According to the data, the end of last year, 37 financial institutions have provided the non-face-to-face blindness ensure conditions for services 734 000, online account opening. House can be easily transported account totaled 11 020 million in two months a year to move the service account to facilitate the inter-bank competition.

Easy payment dwaetgo new pin-tech services such as the launch (36 species), and express remittance (12 species), made with crowdfunding entrepreneurship, SME financing passages succeeded in 110 companies raise 17.4 billion won. It was also conducted junggeumri credit for "my house three sets of pensions', 'blind spot' demand for retirement earlier. Top court moneylender interest rates (34.9% → 27.9%) is also regarded as a major policy achievements. Financial Services Commission explained that "up to 330 million interest burden of about 700 billion won was relief." "Sonan of banks' internet banking professional is also available 24 hours before the start of the provisional sales in the first half of this year.

In particular, reform of the financial regulatory authorities can be considered as reflective effort. Financial Services Commission has carried out a reform inspection and sanctions as 'judge' in the 'coach' from last April 2015. Test to detect a consulting haneundeseo wigyu, was also sanctioned individuals rather than institutions to promote the reform and financial sanctions. First half 2015 level of 525 cases of direct financial company employees that sanctions were reduced by 60% to 213 cases a year. Jeomgeomban operations have enabled site, also increased the utilization yumyeongmusil opinion that non-action (if no action letter, applicable regulations unclear when utilizing the new service sales exemption until clear).

◇ Measures subsequent surge in household debt ... Yen restructuring 'principles' highlighted

Imjongryong finance chairman last year in the open end of the financial year-end committee meeting allowed journalists "in 2016 seems to leave a lot of memories in public life," he said. Can be interpreted as a summary of the year was Breck sheets (European Union to leave the United Kingdom), Donald Trump elected President of the United States, including foreign Dasa issues raised in the various allegations surfaced as "national crisis nongdan 'uncertainty from Danang.

Particularly with regard adjustment of household debt, shipbuilding and shipping industry structure has a small meeting notgido off. Imjongryong chairman in the meeting, "pointed out that restructuring is still getting failing grades, but was difficult and painful process that you want to keep the principle is still ongoing," he said. But imjongryong chairman seemed conscious of a critical perspective on Hanjin court has also stated he "tried to restructuring were insufficient viscosity to be consistent with its own broader perspective beyond the financial logic".

Also it revealed concerns about the household debt. Financial Services Commission has implemented the 'credit assessment guidelines' for the mortgage banks, starting with February last year, aiming to "divide repay borrowed from the beginning to pay off as much as you can" settle credit practices. Until July of the same year eopgwon insurance guidelines were expanded further. But I did not like frequent household debt growth rate around the loan group in the pre-sale market boom. Imjongryong chairman at the meeting jipeot called "measures of household debt is constantly worried and one subject experienced difficulties."

The financial authorities decided to apply the 'hard-nosed' assessment for the balance loan starting in January of this year. Starting in March, is also coming second target mutual credit banks, community credit cooperatives, etc. Financial authorities without slowing down your guard is about to move on to the so-called non-banking not getting loans from banks 'balloon effect'. All 1 DSR (total debt repayment ratio) looking into the ability to repay all loans during the quarter, plans to establish a roadmap utilized credit assessment.

◇ risk of deep, narrow ... 2017 'financial stability' sold out

Crevasse (crevasse). It refers to a deep, narrow cracks suddenly appear in the Antarctic glaciers. Imjongryong Finance Chair "There are exposed to several risks are difficult to predict, like crevasses, Korea Financial Industry Year" in the "years of pan-financial New Year's society by 2017 'the beginning of the year financial rights by associations organized and diagnose" and thorough risk management I will closely, "he said.

Financial Services Commission cited the "financial stability" as a top priority this year's work plan of 12 initiatives. Stress tests are also plans to check to see the impact absorption capacity such as more stringent standards for capital adequacy, asset quality and liquidity at all times conducted enemies.

Manage foreign currency liquidity coverage ratio (LCR) regulations for banks in force since this year, and the Basel Ⅲ, IFRS4 2 also sets out steps such as introduction of maintenance in accordance with the global introduction of prudential regulation.

Kkoehanda limit changes under consistent principles about the corporate restructuring. "Rigorous evaluation and self-help efforts, rapid implementation" of the three tracks in accordance with the three principles, but propelled by the (sensitive game, constantly in-glut), strengthening the Court and cooperation in the wake of regenerative Court launched and adjust civil structures specialized company (Breast nose) capabilities also decided to activate.

Junggeumri also expand the market of the various channels. Financial Services Commission is also embark Policy "Eunsan separation '(hold shares of Industrial Bank capital requirements) mitigate related legislation seafood active legislative support for the Internet specialized bank. Another financial crisis is a financial holding company act without releasing the reins to strengthen trust business restructuring and financial reform, etc. will also lay the foundation to build trust accounting capital market reform.

Jeongyunyeon first open financial development council imjongryong finance chairman in the meeting "in order to successfully complete the financial reforms should promote a balance of already excavated tasks and new challenges unearthed" and "existing reforms to regular financial reform system of financial development council center It said it would pursue them so fast-paced challenges. "



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Instead of securities and fund post-management services ... Masters Fund Care Lab releases

The [South Korea nine hyerin financial newspaper reporter] loss for the Fund Investors are released to wrap accounts offer a variety of 'healing' service.

Daishin Securities for customers to move funds coming losses occurred 27 days said showcase the 'Masters Fund Balance Care Lab "that provides a range of personalized services, including asset management fund sales fees refunded.

Masters Care Lab Services Fund created to strengthen the follow-up service for its customers that holds the fund incurred losses. In this situation, more than half of the equity funds, which recorded negative returns, I lost a service designed to give practical help to restore confidence in the recovery of customer accounts.

The service comes to escalate the losses that I have a third-party funds, it is possible to get your own personalized asset management services through branches unyongyeok. The biggest benefit is that it can be exempted from paying the remuneration fund securities. Just a cheap discretionary investment fund sales commissions instead of relatively expensive repair is able to maintain the fund.

Surveillance also provides differentiated services for customers that can be nervous that funds are well managed. A report containing analysis of the current situation and causes of losses and prospects, strategies, plans, etc. for the funds provided on a regular basis. In addition, the information obtained to fund a live interview with the fund manager can receive through unyongyeok charge.

Up Customer egen also offers exclusives RP buying opportunity provided by the annual rate of return of 3% due 3 months. One product subscription amount: 1 ratio can bribe the RP and CPU up to 1 billion. For example, customers who subscribe to 50 million won to fund Care Lab customers are the exclusives RP Up $ 50K and have the opportunity to bribe, 100 million is also possible to subscribe to a 100 million won as much as possible.

This service is the minimum subscription amount is 10 million won to the service of high-risk rating, the minimum subscription period is one year. Midway redemption is possible at any time, no additional fees.

South hyeongmin lab division director of "fund Care Lab manages valuable asset and service prepared to gain the trust of your customers and investors that are left in the state is being lost," said, "We better financing that could be called to keep the assets of investors It said it would continue to provide services ".



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Kiwoom Asset Management initiated a global interest rates and inflation linked funds NH Agricultural Bank sold

[Nine South Korea financial newspaper hyerin News] Kiwoom Investment Asset Management (Lee Hyun representative) 27 that allows up through the NH Agricultural Bank of Inflation-linked with Kiwoom global interest funds that can generate stable profits in US interest rates and inflation riser days He said.

Major investments Kiwoom global interest rates and inflation indexed funds linked to variable interest rate loans, senior loans of Treasury bonds and the funds of funds that invest in assets associated with it.

In the case of senior loans it is linked with maturity LIBOR (LIBOR) interest income for the three months is expected to increase interest rates and inflation linked government bonds riser is linked with the consumer price index plus interest can enjoy the principal riser rising inflation effects. On the contrary, it is time to drop the interest rate and expected inflation has run the bond asset allocation strategy with flexible operational strategy to increase the proportion of general investment bonds.

Kiwoom Investment Asset Management Kim, Seong - Hun head of marketing is' generally rising prices is the price of regular bonds issued with a fixed interest rate if the lead to interest rate hikes will decline, but Kiwoom global interest rates and inflation linked funds floating rate loans and price-indexed investments in government bonds to the contrary, saying, 'structure that increases revenues, he said the recent economic recovery in the commodity might be actively recommended in point being the center of interest rates and inflation pressures strong, distinct US ".

Kiwoom global interest rates and inflation linked funds can subscribe through the Agricultural Bank of NH jeonjijeom from 27 February and can be hwanheji type, choose from two types of mold exposure. The minimum annual remuneration 0.29% up to 0.89% depending on the subscription class no redemption fee.



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NH Agricultural Bank, ethical management and business promotion rally

Had a [South Korea financial newspaper sinyuncheol reporter] NH Agricultural Bank of HR · Business Support Division and Trust Division (buhaengjang gimyeonhak) is 25 days its employees 100 people attended the center 'in promoting ethical management and business 2017 rally' in Namsan octagonal pavilion .

This place is gimyeonhak buhaengjang urged the "initiative will be to establish sustainable growth through ethical and proactive projects." In particular, he reiterated the "all employees will be armed with Nongshim (農 心) for" era farmhouse 50 million won Income "Leading Agricultural Cooperative Bank can do to help serve as a profit center."



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[Recommended weekly events · SK Securities] KTH · GS Home Shopping and future Company

[Korea goyounghun financial newspaper reporter]

◇ KTH (036030)

- Increase exposure of viewers to the channel 'K shopping, too, expanded opportunities to use the T- commerce.

- Sales target pay-TV subscribers expanded to 19 million people.

◇ GS Home Shopping (028150)

- Check that you can continue the growth of the mobile channel to increase the loyalty strategy only to existing customers.

- Corporate strategy transfer point billings growth is likely to be converted.

-CJ O Shopping showed billings are expected to stimulate growth in TV channels, the company's billings growth needs.

◇ Future Company (049 950)

- Product and customer base that it has been diversification.

- Determined to contribute significantly to revenues when the laparoscopic surgical robot running clinical trials "Lebo kids' commercialization.



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