Mutual Aid Association staff, operating revenue 1.1 trillion last year ... Achieve yields of 5.3%

[Korea goyounghun financial newspaper reporter] Korea faculty Mutual Aid Association announced the 2017 and 2016 management plan fund performance.

According to staff two days going through the Mutual Aid Association Fund The revenue last year, said that the 1 trillion 88.9 billion won to exceed the goal of 20% compared to revenues. 735.1 billion won profit in earnings generated abroad have led the alternative investment division showed a profit last year.

Fund achieved a return of 5.3% and surpassed last year's target. Mutual Aid Association side Given the difficult investment environment last year, said high levels.

Mutual Aid Association's staff late last year, total assets were recorded 29.2205 trillion won. This is compared to the previous year increased 2.5604 trillion won level.

Mutual Aid Association is a faculty fund assets 22,000,000,004,218 billion in total assets is 77% level. Last year, fund assets are invested in local domestic 64% foreign 36%, 50% alternative investments by asset class, bonds 33%, consists of a share of stock by 17%.

Also enforce the agreement and equity investment as the world's largest alternative investments managers in Blackstone, Brookfield.

This year, it plans to respond to Breck sheet, Trump administration, the prospect of the US Federal Reserve will continue raising interest rates based on prevailing global uncertainties faculty Mutual Aid Association is expanding new investment-driven reliability and flexible asset allocation strategy.

Gangseongseok stability Korea faculty Mutual Aid Association CIO is "in the phase of uncertainty and volatility expands depending on the market situation will require a flexible portion controlled," said "Given the current situation of senior, mezzanine mortgage loans, private lending funds, direct trending he said it would have focused heavily on portfolio assets damgil ".

Faculty Mutual Aid Association has raised total assets by 31 trillion won this year's target figure, 24 trillion in assets under management Funds each 2.3 trillion won to 293.4 billion won compared to the previous year, 2.218 trillion won.

Munyongrin Chairman said, "not only in Korea but also to expand through constant growth through a global network of investment institutions abroad in 2020, 80 members people, will achieve 40 trillion won of assets."



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The Mirae Asset Life Insurance, earned 91 billion won last year ... Year 比 26% ↓

[Korea gimmingyeong financial newspaper reporter] recorded a net profit of 91 billion won last year, Mirae Asset Life Insurance decreased by 26% compared to the previous year.

Sales said ₩ 4,170,169,130,000 Mirae Asset Life Insurance is for consolidated earnings over the last two days disclosures. Operating profit was decreased by ₩ 116,798,070,000 of 2.4% YoY to 4.9%.

Net income was 90.99022 billion won, down 25.6% compared to the previous year. Mirae Asset Life Insurance explained that "base effect of the previous business year, tax refund of fiscal year 2015, earnings for these decreases.

In addition, Mirae Asset Life Insurance has formulated a 710 won per share Common stock 55 won per share in dividends last year settlement, the type shares (convertible preferred). Dividend yield is 1.05% of the ordinary shares, dividends totaled ₩ 22,891,399,600.

Such information, 24 days is expected to be confirmed at the general shareholders' meeting held in Yeouido Daewoo Mirae Asset Building to come.

The Shareholders' Meeting, the profit is expected to deal with the dividend proposal as well as the Directors and audit committee appointed outside directors etc. re-elected vice-president of Mirae Asset Life hamandeok.



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Watsons, the first this year Routine Sale ... Up to 50% discount

And the [South Korea gimeunji financial newspaper reporter] GS Retail Health & Beauty Watsons store specializing in progress up to half off the first event in the year to come.

The first one to be held in two months Watsons stores nationwide and online shopping discounts up to 7 days from the event is scheduled three days for the large-scale, such as spring seasonal skincare products representative brand of skin care Masks, color makeup and fragrance brand engagement.

The sale period for the best-selling "Dr. Brightening not line up, '' Mamonde rose water ',' bio-oil ',' nine months moisture barrier gel cream, a showcase project of 1 + 1 set.

In addition, eodik Painted Pink Edition Shadow Palette ', sells a variety of discounted makeup products such as' Clio Nudism water cushion grip.

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Last year the number of unfair transactions surged 36.2% 177 Articles ... Use half undisclosed information

[Korea goyounghun financial newspaper reporter] unfair transactions last year, the number of notified cases increased by 130 177 cases a year compared to 36.2%.

1 According to the Korea Stock Exchange Market Surveillance Committee charges are unfair trade 2016 type is used undisclosed information (88 cases, 49.7%), quotes Controls (57 cases, 32.2%), illegal trade (22 cases, 12.4%), reports breach (5 cases, 2.8%), other (5 cases, 2.8 percent) of the share.

Exchange fluctuations and the management right side last year, has greatly increased use of undisclosed information activities (83.3% YoY), and capitalize on China-related themes also it said increased to one trillion kinds of price significantly. Listed company insider involved, including the largest shareholder (13), the Chinese theme, the new business-related use of false, exaggerated sex-disclosure reported cases (22 cases) were also on the rise.

KOSDAQ (107 cases, 62.2%). By market securities (47 cases, 27.3%), derivatives (12 cases, 7.0%), Conex (6 cases, 3.5%) were in order. 142 cases of alleged events notified 53 cases were unheard of (37.3%) were exposed in the past 16 unfair trade cases were subject to unfair competition repeat at least three times.

Unfair trade stocks scale By small caps 84 companies (59.2%), mid caps 32 companies (22.5%), caps 13, four (9.2%) Price regulation of the companies have been very Sector compared to 19 times or more difference to the small caps are unfair It was the main target.

Type scale undisclosed charges listed shares 49.3 million shares, 33.4 million shares fraudulent transactions, quotes one trillion kinds were 19.6 million shares net.

Alleged unfair trade last year, the main event was characterized by the largest shareholder involvement, change management control, etc. temaju events. Involved mainly by suspected this (54 cases, 35.1%), the largest shareholder or its related parties showed most, quotes, fraudulent transactions involving cases for undisclosed information available, stake expensive disposal, etc. of the access to information easier was the number .

Frequent change is the largest shareholder, despite the high probability of future act as negative factors, investors were often recognized as a short-term boon. China to attract funding and business expansion in China, including 40 cases, or positives gender information was also discovered using undisclosed information and quotes using one trillion kinds of events.

Exchange Market Surveillance Committee investors are the main features of unfair trade caused stocks have urged caution about stocks that appear to overlap enemies.

Capital stock price percentage change in the number of shares traded small caps of less than 100 billion and more than 200% in volume regulation, or operating loss, net loss incurred businesses should be especially careful. In addition to the frequent need careful management control fluctuations or even businesses that corresponds to the limit now, less than a 10% stake in the largest shareholder, total liabilities more than 10 billion won needed funding.

Exchange Market Surveillance Division psychological part namseungmin leader explained, "it has conducted an intensive monitoring for such stocks surged more than reinforce preventive measures, including monitoring of the high probability event occurs unfair trade, and political temaju".



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NC not energy, biogas power generation sector growth expected this year - one geumtu

[Korea hyerin nine financial newspaper reporter] was assessed that a full-scale financial investment in the growth of the Year biogas power generation sector expectations about how NCsoft energy per day. Thus BUY rating with a target price of ₩ 13,300 remained.

Hana Financial had expected earnings to invest one hundred million won 1303 Sales (YoY, + 12.4%), operating profit of 14.8 billion won (YoY, + 22.9%) year if the energy of the NC.

Li Zhengji Institute of brokerage is' 2016 standard if NCsoft energy was operating a total of four biogas plants, 2017 will operate an additional plant in 2 locations the first half, said, "increasing the number of biogas plants this year and SMP and REC prices to a two year full-scale biogas power generation sector growth is expected 'he said.

In addition, estimates were used as a basis to improve the product mix improved earnings capacity of the gas turbine generator orders increased.

In addition, the reasons for maintaining the target price of the researchers described as "cheap electricity, high-quality IT infrastructure, according to national geographical and industrial characteristics, because to benefit from increased investment by domestic IDC expects global IT companies.



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Korea Investment & Securities 5.2% a year, including eight kinds of collusion pursuing ELS

[Korea financial newspaper goyounghun News] Korea Investment & Securities month 2 to S & P500, EUROSTOXX50, HSI (Hang Seng Index) the underlying asset to 'TRUE ELS 8427 times the furnace melted power step-down type, a total of 5 billion won extent to recruit that 28 She said one.

TRUE ELS 8427 once all the underlying asset price is 93% (6 - 12 months) of the first base price every six months in an annular 3-year 6-month jogisang, 88% (18, 24 months), 83% or more (30 months) If money is repaid to 5.20% a year.

If you greet expired without early repayment if all the underlying asset price of the expiry time of more than 58% of the closing price the initial base price 15.60% (annual 5.20%), 58% of the initial base price revenues are achieved, and any one of the underlying asset at any maturity as if less, the loss of the principal amount due as underlying assets decline. When fire meets the conditions of principal loss is 42-100%.

Two won DS Division Manager, said, "If investors have to worry about index levels no loss of principal amount invested during the observation period, try to notice the maturity conditions of low dissolved-no-power step-down type product."

In the same period, including the kinds of ELS 6, DLS 2 kinds of products offer a total of eight species, the minimum subscription limit is $ 500.



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KB Insurance, net profit 41.9 billion in January ... Year 比 35.9% ↑

[Korea gimmingyeong financial newspaper reporter] KB Insurance has posted 28 days in January has recorded a 41.9 billion won net profit increased 35.9% YoY.

He also recorded a 58.6 billion won operating profit increased 30.1% year-on-year, a record 846 billion won and sales increased 4.7%.

The operating margin showed a strong rise to 1.36% p to 6.93% from 5.57% last year.



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Last year, foreign institutional investment securities $ 52.2 billion led by insurers ↑

[Korea Jeongseon financial newspaper reporters - a new international accounting standards (IFRS 17) is significantly increased overseas securities investment by domestic factors, such as institutional investors in foreign bonds ahead of the implementation of insurance.

Bank of Korea According to foreign securities investment trends of major institutional investors in 2016 issued 28 days late last year, the domestic asset management companies, insurance companies, securities firms, including foreign currency securities investment funds of institutional investors from the previous end of 2015 to $ 173.74 billion 52.100008 billion increased Wanda Errors (42.9%).

Overseas investment by domestic institutions has been expanded since the last record in 2012 $ 12.3 billion $ 12.7 billion in 2013 net investments last year, the fifth consecutive year in 2014, including $ 16.8 billion.

Foreign investment in insurance companies showed a rise sharply. IFRS 17 is performed before the analysis that the increase in the foreign bond investment of insurance companies.

The end of last year, foreign investment in the insurance funds increased 64.98 billion months 1 years new $ 22.88 billion (52.5%) in Russia. Compared to the last end of 2014 ($ 33.68 billion), a level close to doubled.

Insurance companies dramatically increased investment in foreign stocks, but ceased to $ 2.61 billion dollars increased by 180 million months, foreign bonds ($ 18.28 billion) and Korea Water ($ 3.92 billion) investment.

Foreign securities investment funds of asset management companies was 797 billion dollars in 5000 totaled 10 000 19.500008 billion increase Wanda Errors (32.5%). Overseas investment in overseas securities investment foreign exchange bank of the year a new $ 7.25 billion (67.1%), securities increased $ 2.97 billion (37.2%).

The Bank of Korea analyzed that "insurance companies, asset management companies have increased overseas investment in foreign securities increased significantly influenced by new investments mainly foreign bonds.

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Last year, the average daily foreign exchange transactions $ 48.4 billion ... Won / Yuan Trading ↓

[Korea Jeongseon financial newspaper reporters - who last year was estimated that the size of the domestic foreign exchange bank foreign exchange transactions similar to the previous year.

27 days fell slightly Bank of Korea, the average daily trading volume of last year, according to a foreign exchange bank announced a "foreign exchange trends in the foreign exchange bank" it is $ 48.38 billion versus $ 50 million a year ($ 48.43 billion) in 2015.

In terms of product type, the spot exchange was only down $ 500 005 000 (2.7%) from the previous year to 30 million per day, $ 194 billion.

In particular, the won / yuan trading 400.007 million dollars and it was only lower than in 2015 to $ 20 billion last year. In this regard before December last year, the government announced through the Foreign Exchange Law Act amended the Right won / yuan direct transaction foreign exchange market two years promoting the health contribution relief again.

Another spot exchange transaction volume last year won / dollar fell to US $ 12 000 million dollars 14.500002 billion.

Forward exchange transactions and foreign exchange rate volatility as investors appeared to be increased.

Foreign Exchange Derivatives Trading foreign exchange banks last year has increased by 10 000 5000 289 billion dollars to 500 million US dollars over the previous year. In particular, the difference between non-resident and offshore forward (NDF) transactions increased by 7.96 billion dollars to 1.17 billion dollars.

The Bank of Korea (BOK) said "Last year, China's financial and economic instability, Breck sheets (European Union to leave the UK) approved, the exchange rate volatility under such rate hikes, Trump won the US presidential election in the US Federal Reserve increased NDF transactions of offshore investors' It explained.

The difference between the cheapest and the most expensive day of the year won / dollar exchange rate in 2010 (9.5 W) was greater in the most wide average of 7.5 million won after six years.

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Last year, internet banking proportion of smart phone banking exceeded 60%

[Korea Jeongseon financial newspaper reporters - showed beyond a smartphone-based mobile banking, share of 60% in the last year, the number of Internet banking use.

According to an announcement by the Bank of Korea 27 days' 2016 the year domestic Internet banking service usage, "2016 the year Internet banking (including mobile banking) using the number (daily average) is 8750 million, using money (one average) 42.4247 trillion won YoY growth was 12.2% and 5.3% respectively.

2016 the year mobile banking, (smart phones, IC chips, including VM system) using the number (daily average) is 5309 million, using money (one average) compared to the previous year to 3.1494 trillion won respectively 25.2% (1070 million), 26.2% ( 653.2 billion won), it increased by.

Following to use the smart phone banking while gradually increasing beyond the first half of the smart phone banking using internet banking proportion of the total number of 54.1% in the year 2015 rose to 61% in the year 2016.

Use of the Internet Banking Banking smartphone share price also rose compared to the previous year (6.1%) to 7.4% in 2016.

Mobile Banking per standard transfer price has increased from the previous year to ₩ 12,000 ₩ 7000 10 000 2016 73 standard years.

Last year, the smart phone banking registered customers increased by 15.3% compared to the end of the previous year 74.68 million people (988 million). Smart phone banking customers registered capital rose to 61% of total banking registered customers.

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Financial Supervisory Service, the financial year retirement plan providers inspection

[Korea goyounghun financial newspaper reporter] financial authorities should carry out checks on the year's pension plan providers. If it is found through the act and provides benefits such as special contributions unpaid history said he would take stern measures such as censure, fines imposed in accordance with the relevant laws and regulations.

The FSS announced 27 days' pension improvement measures for establishing market order. FSS has provided a large number of workers seeking retirement pension market in order to establish a pension scheme to be managed properly joined to the old year.

Thus it was laid the basis for measures to improve the operating status checks and whilst that was posed problems for the banking, life, non-life insurers are operating a retirement pension, securities firms. Prior to disclose the FSS has sales commissions and bereavement pension plan returns. Build a system that can be batch published by the finance company retirement plans and investment yield on the commission website FSS has improved so subscribers can easily compare each financial institution.

In January last year, it has built up a comprehensive information disclosure system of the operational period of the financial institutions dealing with retirement pension, compared to integrate the long-term annual average rate of return.

The end of last year, 50 companies (14 banks, life insurance companies, securities companies 15 13 companies, seven non-life insurance companies, etc.) have registered a pension providers, pension reserves has seen a growth in the size 147 trillion won. Long-term investment, consider the characteristics of the pension plan that is oriented pension plan (DB · DC · IRP) with principal and interest guaranteed, non-guaranteed principal types such as long-term (5 - 8 years) and the average annual rate of return is also disclosed.

FSS also require operators to target a retirement pension from 2015 corporate bankruptcy ever catch pay the related accrued pension status. If the reason for retirement benefit payments occurred due to bankruptcy of businesses, workers can claim direct payments to operators manage without the intervention of the user depending on the pension contract. Performance pay has paid 52.4 billion won locate the unpaid pension for the bankrupt enterprise subscribers from September 2015 to September 2016 year.

Selected by the four financial companies of the financial sector pension providers ahead of special interests such as improving the practices provided, unpaid contributions to history are missing, notify the inspection was conducted on the overall pension plan situation.

Analysis of the retirement pension business itself, checks of financial companies results this year fell short or conduct planning, theme checks on vulnerable and field, writing checks for problems Signs captured unfair trade practices complaints, tip information or constant monitoring, etc. entry commitment is also in progress.

FSS official said, "to think seriously about the actions provide gifts, golf and special interests, including economic benefits, preferential interest rates suggest that exceed ₩ 30,000".



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AIA Life achieved last year, an unprecedented growth in earnings momentum

[Korea gimmingyeong financial newspaper reporter] AIA Group Board of Directors of the parent company AIA Group Limited announced that Korea points to achieve excellent performance once again in fiscal year 2016, ended November 30, 2016, date of the year.

The main results of the AIA Group as a fixed exchange rate is as follows:

Excellent performance achieved in new business value (VONB)

• New business value (VONB) has recorded a 28% increase in US $ 2.75 billion

• annualized initial premium (ANP) is a 31% increase in recorded US $ 5.123 billion

• New business value (VONB) record margin 52.8%

Robust operating profit

• IFRS operating profit after-tax basis (OPAT) recorded a 15% increase from US $ 3.981 billion

• IFRS operating profit per share based on a 15% increase from 33.25 cents US History

• embedded value (EV: Embedded Value) operating profit increased 19% recorded US $ 5.887 billion

• embedded value operating margin recorded 15.4%

Strong cash flow and achieving capital adequacy

• The potential earnings are 11 percent recorded US $ 4.024 billion

• retained earnings recorded US $ 9.8 billion

• Capital intrinsic value (EV Equity) was US $ 43.7 billion, embedded value (EV) is a record US $ 42.1 billion increased 12%

• Net remittances are recorded US $ 2.0 billion

• Hong Kong Insurance Companies Ordinance (HKICO) based, solvency ratio was 404% record

The final dividend achieve significant growth

• 25% increase in the final dividend per share to 63.75 Hong Kong cents recommendations

• The total dividend 23 percent to 85.65 HK cents per share recorded

Mark Tucker (Mark Tucker) AIA Group performance-related comments of President and CEO:

"AIA is also achieved an excellent performance once again in 2016. It showed a strong performance and increased breakthrough record operating profit growth was maintained even in retained earnings, etc., shareholder dividends. Today the key improvements of 28% of new business value of the earnings the previous year compared to solid profitability is AIA Asia  strong fundamentals and fragmented and resilient business model and build a good sustainable business in the long-term achievements in Pacific Market the business activities are facets efforts to fruition.

Group Board of Directors has recommended a 25 percent increase year-on-year to 63.75 HK cents final dividend. Dividend increase is made possible by confidence in the future prospects of the excellent financial performance and AIA Group has shown over the last year.

Map AIA started the business in Asian markets slip has reached 100 years. A dramatic change in population structure and dynamic economy in Asia is unprecedented and unparalleled business opportunities whilst providing the life insurance industry. AIA believes that the favorable notice that thanks to robust sales channels, brand reputation, financial strength, excellent human resources to lead the Asian market.

AIA has already started business with a remarkable growth of the first two months of fiscal year 2017. AIA will gain a strong competitive advantage in the marketplace by offering a clear future strategic priorities, superior products and services, and actively help customers achieve long-term financial goals. Through AIA will be able together to keeping the growth with profitability, of course, expanding the long-term interests of shareholders and customers longer, healthier, better future, better designed to live a better life. "



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FSC, twice a year by expanding the branch Ombudsman ordinary session

[Korea goyounghun financial newspaper reporters] to expand the financial authorities of the two circuit by the Ombudsman ordinary meetings once per quarter in the previous quarter for an in-depth review of the agenda for such grievances and complaints of consumer protection in financial companies.

Financial Services Commission has announced a 'Ombudsman first anniversary of operating performance and future plans "included these details 26 days. FSC was launched in February last year, Ombudsman for the implementation and financial consumer protection watchdog role for financial regulation. Ombudsman may consider to seven consists expertise and financial laws voted by external recommendations manner. Current Chairman and enteric Investor Protection Foundation and held regular meetings on a quarterly basis.

In July last year, it stated Tuesday in effect, whether such sanctions in accordance with the operating regulations for a total of 565 cases Shadow Financial Regulatory scene, reviewing the results were issued to non-action comments. Deliberation about the shadow quality regulations in 46 cases eopgwon and voted.

Also consider investigating the transfer Bankers Association, Saint-Insurance Association, the Korea Financial Investment Association, the goddess Association, the Korea Exchange, the savings in form validity and excessive regulation and whether or not for a self-regulatory organizations, including the Korea Federation of Banks. 99 245 cases of self-regulation affecting citizens rights has also recommended overhaul.

Financial companies were seeking improvement through the nine meetings against 11 cases filed civil complaints anonymously via portals such as financial regulatory complaints. Based on this review, and adjust downward to 18 years of age postpaid traffic card issued only a combined debit cards, also plans to improve the website to enhance consumer convenience.

FSC japyeong side was that the financial crisis last October, performing a bridge between the two agencies seeking in-depth institutional improvement through the FSS joint meeting with the Ombudsman.

FSC official said, "we will discuss mainly the result of conduct on-site inspection Monthly Theme Support Group" and "Checking the results expected from the review process will also reflect further improvement through independent and objective vision of the Ombudsman".

In the first half of the Ombudsman it plans to open a blog, and the general public to promote reconciliation, strengthen the various anonymous reporting channels.



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Granger, 2017 car won this year in Korea

[Hyomun financial newspaper reporters standing in Korea] '2017 Car of the Year Korea (Car of the Year)' Hyundai Grandeur of the honored award.

Hyundai said the past 24 days to the Korea Automobile Journalists Association of Korea awards ceremony organized by the Grandeur of the car this year in Seoul Marina (Yeouido material) won the 2017 Car of the Year Korea said Tuesday.

In addition, the 2017 year, South Korea design, the G80 is the sport of Genesis, '2017 Green Car of the Year Korea, Kia Niro has won.

Granger won the Car of the Year is the sixth generation model, launched new products under development philosophy of November last year, the best maturity. The 27 000 University launched three weeks ago and attracted a pre-contract tremendous popularity.

In particular ▲ ▲ The advanced design is further boosting the competitiveness assessment of advanced active safety features such as the Grandeur only for a well-balanced driving comfort powerful power performance ▲ ▲ ▲ best-in-class collision safety accident prevention.

Car award of this year's Grandeur of innovation and customer value as well as the pride of the Republic of Korea representative who will keep the sedan received de facto recognition across the three best car Hyundai said.

Yigwangguk Hyundai's domestic sales Division is "The Grandeur is in name only, except designs from driving performance, emotional quality to reach to all sectors in the innovation clinch" and "the future best completeness and satisfaction of calling for it to order a thorough self-innovation, the stop will not "he said award.





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Shinhan Card, card spending last year 比 31.9% increase in foreign

[Korea before lower cervical financial newspaper reporter] last year, foreign card spending showed a 31.9% YoY. Consumption growth was particularly noticeable in the center of Southeast Asia.

Shinhan Card and Korea Culture and Tourism Institute and the '2016 foreign credit card domestic spending, the analysis result, last year foreign credit card spending grew by 31.9% than the 13.74 trillion won a year earlier (412.5 billion won) to diversify the consumption pattern said that 24 days.

July is the month with the most common one trillion 248.3 billion won in the year increases were also very high as 168.3% the previous year. This contraction in consumption in July 2015 because the Middle East Respiratory Syndrome (Homers) was analyzed as shown by the low base effect.

The growth eased last year's fourth quarter, while decreasing the number of tourists arrivals decreased as a group also changes in shopping behavior using industries.

By consuming countries, mainly Southeast Asian countries have been rising significantly.

Credit card spending Chinese tourists accounted for 60.6% of total foreign spending to 8.3232 trillion won growth was also higher than the previous year by 46.2% 5.6929 trillion won.

Increase the number of arrivals in Southeast Asia increased noticeably.

Total number of foreign arrivals in Asia, arrivals accounted for a high proportion accounted for 23.8% in the second. Growth expenditures increased year-on-year to 37.75 was the highest growth rate. In particular, Taiwan, Thailand, Vietnam, Indonesia and the Philippines showed a higher growth rate than the overall average was towing the total foreign spending growth.

Looking at the total foreign spending in this sector were most frequent Shopping Accommodation 52.6% (22.2%), catering (9.1%), transport (3.9 percent) was followed

Shopping Detail usage patterns have changed and that the reduction is to increase the duty-free convenience using.

Groups of tourists using duty-free shops, tourist goods sector share of the share of discount stores / convenience store, while utilizing mainly individual tourists, down from 52% in 2012 to 40.0% in 2016 appeared to have increased last year by 11.2% from 5.8% in 2012.

These individual tourism growth is analyzed that led to the diversification and expansion of the use of available local industries.

The use pattern that is concentrated in the traditional catering sectors shopping, transportation, experiences, continued expansion in the sports sector / changes can be used also showed that merchants are gradually expanding.

Wiseongho Shinhan Card, president of "International tourists are domestic Because a significant contribution to domestic demand enabled, foreign card use consumption analysis utilizing Big Data has become a good source of information for the relevant sector workers" and "the next international tourism trends continuously identify, and said it would provide more sophisticated information in Big data analytics "for the presence tourism policy support.



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Last year, the National Pension responsible investment rating of 50 point-to-stay

[Korea goyounghun financial newspaper reporters - NPS responsible investment assessment scores last year showed that 50 remained in point.

According to 24 days for Responsible Investment advisors ESG Moneta said domestic stocks Responsible Investment evaluation indicators of environmental and social responsibility, corporate governance massive holdings of pension funds (Environmental, Social Governance, ESG) integration Score is staying in 50 point 2016 . In the third quarter of 2014 was the mid-point 60.

ESG side Moneta explained jyeotdago for the long-term, stable revenue growth of pension funds to account for responsible investment elements of the environment, society and governance, including with respect to investments made this amendment in January 2015.

But last year's corporate governance score remained without a 30-point improvement in the social responsibility rating was also pointed out that it was difficult to keep the point-to-50.

Responsible Investment is summarized by the non-financial rating ESG risks in addition to the financial risks and pursue a long-term and stable profit-oriented to a long-term investment through the exercise of shareholder rights vigorously.

ESG Moneta has analyzed the data of pension fund holdings of the top 20 domestic equity holdings and mass market capitalization of pension funds to complement the Financial Supervisory Disclosure. South Korea in terms of corporate governance were won out of 100 points based on use of the original data (Corporate Governance Service, CGS).

ESG Moneta side showed an ESG rating the companies of the B + rating or more ESG rating company points similar trend of CGS since the third quarter of 2012 to the second quarter of 2014, after the third quarter of 2014 jyeotdago reduced to a similar distribution and Class B score of CGS It explained. In the case of pension it was also flat with that recorded in the mid-50 point score increase of the corporate social responsibility (S). ESG is a point-to-side score 50 Moneta said the figures need to be improved.

ESG Moneta said, "why ESG scores of domestic stocks massive holdings of pension funds lowered is because the bulk holdings could increase in accordance with enlargement of change and funding of the ESG evaluation method of the August period dominated by nine trillion won through 2015," said "In addition has the possibility of changing investment approach and include issues such as the transition from institutions such as the exercise of voting rights, "he said.

In April 2010, it launched Moneta is responsible for ESG investment advisory, consultancy and the like, and has signed since last September 2013 and CGS business and business cooperation contracts. This year in January, announced the responsible investment index by Weiss and co epeuen.



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Hanwha Chemical, up youngeopik year ever recorded

[Korea's financial standing hyomun newspaper reporter] Hanwha Chemical posted a record-high earnings olrimyeo an operating profit of 779.2 billion won last year. This previous earnings up to a 131% increase year-on-year figures are in 2010 (655.1 billion won). Sales rose 15 percent to 9.2588 trillion won a year earlier.

Hanwha Chemical dwaetgo its cost stabilizing effect due to the low oil price spread (the raw material price and the price difference) is expanded PE (polyethylene), PVC (polyvinyl chloride), caustic soda, TDI uniform market of (toluene diisocyanate), such as flagship products He explained that improves traction and maximum performance.

PE sector, high content EVA (ethylene vinyl acetate), has improved the profitability in value-added specialty products sales and expanding the composite resin for wire. This was China's domestic PVC prices due to the environmental regulations of the Chinese government pulled the international price increases in operating profit.

China is Asia's largest caustic soda Performance Baseline and reliable operation of the global demand of the exporting country has improved. TDI is the effect of the merger by KPX Fine Chemical, Hanwha Chemical was acquired in 2014 to fruition. The main production company operating the plant at full capacity of 15 million tons of production facilities preemptively in a delayed state of transition, and had large surpluses in business expansion only two years.

Photovoltaic sector exports its subsidiary Hanwha kyusel modules of the size of 1.5 gigawatts (GW) in the US Next Era Energy Inc. and increased the operating profit. Yeocheon NCC, and total earnings of Hanwha reflected in equity income also recorded a 7707 net profit one hundred million won. A 327% increase year-on-year levels are up to past performance.

Meanwhile, the first quarter also continued stable market main product is expected to be earnings. PVC is expected with a strong environmental regulations in China, caustic soda fell growth and utilization of the main producers of global demand and facility closure, TDI also start-up delay of key competitors to continue the international prices.





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