[Korea financial newspaper choice is a reporter] # text messages (SMS) (KEB, Hana Bank) and pin number, 6-digit (IBK IBK) can be remitted if the only, and the asset management as a portfolio is Robo Advisor recommendations via a smartphone receive. (Shinhan bank)
# Do not have to go to the bank counter Mobile App (App) to receive the charter capital loans (Woori Bank), the top overseas travel insurance before stopping also join the smart phone banking. (NH Agricultural Bank)
# Seniors are able to 'financial shopping "at senior-only mobile platform also contained health information. (KB Kookmin Bank)
Nowadays one would not talk to a distant country to introduce non-face-to-face propped goods and services in the banking sector. '24 Hours of internet bank that specializes in advocating the banks' sales ahead of the start of this year, commercial banks are engaged in a race to secure a face-to-face non-preempted based on their own platform, mobile banking channel.
26 days Korea Institute of Finance (KIF) Publications Financial Research of the "Internet specialized bank introduced the impact on domestic banks' reports of" Internet specialized bank is expected to handle a variety of products for one-stop pursuit of synergies Shopping form "and" forecasted financial institutions will be able to expect the business model between competition and consumer welfare increases due to the increased similarity ". There are also six commercial banks respond quickly to changes in the environment.
KEB, Hana Bank has launched an interactive Finance last November 'Text Banking (TEXT Banking)'. Domestic first received a patent.
It is possible to KEB, Hana Bank Mobile Banking is 'wonkyu Bank (1Q bank)' app (App) register an account and login, certificates, security, media, anytime, anywhere without the need for text messages sent to the transfer or balance inquiry. Only 'Alias' and 'remittance' preset by sending a letter to KEB, Hana Bank representative number. It can be transferred only with the account you specified has secured stability.
KEB, Hana Bank official said, "As the steps are significantly smaller than existing transfer processing time of 20 seconds provides the speed and convenience," he said "is useful for customers who frequently send money to designated accounts or transactions from time to time check your balance or transaction increases "he explained.
KEB, Hana Bank official said, "seeing that character, as well as voice and artificial intelligence (AI) as a suitable platform for use in the conversation can be expanded to a variety of content," he said.
IBK Industrial Bank is offering easy using a pin number transfer 'poof services. The service launched in July last year can easily transfer and withdrawal of only six digit password without the company of Bank Mobile Banking is 'ahyiwon (i-ONE) Bank' certificate or one-time password (OTP), security card in. ₩ 300,000 limit in the day, you can send money by phone or account number. Cash withdrawals are possible in the automation equipment (ATM).
IBK Industrial Bank of Korea official said, "We are greatly expanding the authorized 'poof service' to easily transfer various minority without a password to use the certificate in accordance with the abolition of duty," he said. IBK Industrial Bank has also launched the 'Fluff Dutch Pays' (10 May 2016),' poof foreign currency exchange (11 May 2016), followed by one year wolen 'Send gyeongjogeum swish' in.
IBK Industrial Bank of Korea official said, "and customers now private customers 14 million people of the smart banking affiliates nearly six million people" and "non-face-to-face channel utilization plan to provide a process which can conveniently join a variety of financial products to customers to" He said.
Shinhan Bank Robo advisor recommended a portfolio of mobile asset management services 'Em - Polio (M-Folio)' leverage was opened in November last year.
Shinhan Bank and Shinhan Investment Corp. jointly developed a robot Private Banking (PB) 'interest in asset management was high. According to Shinhan Bank since its launch last year Year-end M-novel sold fund solution through a portfolio it is 168.7 billion won, 10 min 2 10 min 8, the new amount of mobile all new accounts Em - was achieved through a portfolio.
In particular, M-using aggregate portfolio gotta have used a new fund clients signed up 10 people from Robo adviser suggested eight were non-professional portfolio appeared to be from a trust to a robot PB '. 8 out of 10 new customers in the fund name has joined the installment of goods more than 30 million. ₩ 100,000 was also designed to be a portfolio investment.
Shinhan Bank official said, "There is great significance to Robo adviser, has expanded artificial intelligence (AI), based on big data analytics technology portfolio, which was utilized only to professional investors and hefty asset, such as pension funds on existing strategies to the general individual customers" he explained.
Woori Bank has launched the 'wibi apartment loans' and 'wibi balance loan "goes all the lending process in January of this year, its specialized mobile banking' wibi (wibee) bank. You can easily get a loan without a smartphone visiting a bank branch office. Of 'tax loan above vision "and a group of individual loan product launched last October, based on the wibi banks' loan-plated upper portion' also attracted attention. According to our banks, it has raised the performance of two products launched in January based on 240.3 billion won three months all men (1082 cases) this year.
Our Bank has built a sales since last November 2011, the first banks to develop real estate products mubangmun-present Internet charter capital loans, real estate financing sector-present product line. According to our banks, facing the end of last year, based on non-chartered mortgage loans, interim loans, loan balance, including total balance of 10.084 trillion won in size and number, only 8 of the 4700 premium conditions. Our bankers are "non-face-to-face Real estate product in our bank has're getting the loan is made without branches the store through the electronic contract, except when the transfer of ownership due to sales generated competitive compared to products of other banks," he said .
The NH Agricultural Bank of renewal of the Front 'olwon bank (All One Bank)' financial holding the first joint mobile platform this year.
Olwon released in August last year, the bank has a customer can design the screen directly. In particular, it differentiates pin-tech companies and other banks in that it is an open platform for mobile banking subsidiaries holding all involved. When you log in to the bank olwon banking products you can of course use the NH cooperatives affiliated financial products and services. Join the NH Insurance and Travelers Insurance of Agricultural, NH is a way to apply for a loan with the Agricultural Capital Consulting NH savings banks. NH Agricultural Bank official said, "The number of travel insurance through the end of the year 2016 is atda olwon bank exceeded the sales through its own channels of NH Agricultural Insurance".
Olwon through the bank platform in this Renewal 'NH integrated financial account inquiry', affiliates, products and services, make a synergy 'NH cards fill point connection service, is strengthened. In addition, the first banknotes launched mobile IM based chat services, Financial bots (bot) 'was also to a enhancement.
KB Kookmin Bank launched a mobile platform, "Golden Life Banking" specific to senior customers come July 1. As well as key services are easy retrieval or transfer to the banking sector only in a variety of non-financial services, such as travel, shopping, square, senior gotta have herpes.
In particular, senior square "provides customized information for such high health, beauty, travel, leisure, show interest in the elderly customers. Golden Life Banking focused its sights even higher transfer · Views menu to take advantage of the layout, the mobile service enlarges the screen font size to senior customers are more convenient to use the front.
The use of mobile banking was considered senior to the bank counter customer customers are also gradually increasing. Officials of KB Kookmin Bank said, "relative had to use the mobile environment is the stranger senior mobile financial services customers to easily" and "will be the future culture and travel, including senior preferred areas by partnering with companies continue to upgrade their platform."
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