8% "P2P lending customers re-aged loans increased the most."

[Korea before lower cervical financial newspaper reporter - 8% target results are P2P lending customers surveyed, run re-aged loans, loan purpose most frequently.

8 percent said life was money (32.9%), business capital (16.8 percent) were the next most common, if re-aged loans to the survey results, 58.4% of customers use credit conducted 28 days.

The survey was conducted in 1250 using P2P clients out of credit through the Eight per cent over the last year, a total of 294 people took part in the survey with a response rate 23.5%.

Eight percent of customers in lending rates with service re-aged loans decreased to 11.3% from 20.5% in average. Group 2 made via a financial institution for a loan on an existing (multiple responses) to look △ card loans (45.2%) △ savings banks (33%) △ Capital (22.4%) △ appeared to loans (13.9%).

The advantage of P2P lending showed a high satisfaction (multiple responses) △ is a non-face-to-face / mubangmun convenience (66.3%) △ reasonable lending rates (38.1%) △ Easy to documents received (29.3%). Besides prepayment fees (20.1%) △ △ got a good response for the desired loan amount (8.8%).

If you require further funds to include questions to determine if a doctor says to take advantage of the P2P lending willingness of customers to 94.2% even after use.

Borrowers of occupations surveyed the office worker was the most common carriers 66.1% (17.7%), public officials / public (9%), freelance (5.1%) and other (2.1 percent).

Was was also part of that miss in the P2P lending (multiple responses) to be 31.1% give respondents extension than the 44.2%, a maximum of 36 months due to give further increasing the ₩ 30 million current personal credit limit followed, principal and interest equal repayment method there was such a change would give the principal maturity (30.7%).

Other comments were also made to the request, such as those higher than it is now, the weights for the introduction of real income △ prepayment service sector △.

Looking at the distribution of credit ratings Eight percent (February 27 criteria) was 17% in grade 4, grade 5, 24.2% and 26.3% of grade 6, grade 7 15.2%.



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Shinhan Investment Corp., seeking up to 8%, including three kinds of lizards ELS Competition

[Korea financial newspaper goyounghun News] Shinhan Investment Corp. all underlying assets if you do not decline by more than 30% for one year (12 months) after signing up, including Lizard (Lizard) step-down type ELS can get up to 8.00% profit today announced sales for up to three days comes the equity-linked securities (ELS) goods of all three species.

This time released 'ELS 13461 Lake' is the S & P500, HSCEI, EUROSTOXX50 a three-year product of the step-down structure Lizard underlying asset. Close to 90% of the reference price of the respective underlying assets in one early redemption evaluation (6 months), 85% (12 - 18 months), 80% (24 months), 75% (30 months), 60% (36 months) If the proceeds are less than the goods and repay the principal amount of up to 12.00% (4.00% a year).

This product also is If you have not fallen cases, less than 12 months time in secondary early repayment valuation All underlying assets 70% of the initial reference price based on the closing price until after the subscription fails to satisfy the above conditions, there is feature called 'Lizard' It is paid an annual 8.00% with principal repayments and automatic early. In other words, when early repayment over a year after joining the Lizard barrier may seek twice the annual rate of return of 8.00% of revenue.

The minimum subscription amount of this product is 100 yuan, the online channel (HTS · MTS · Main) through even 'taste sniper Event "to all customers cumulative subscription amount ELS · DLS more than 10 million won provided the Banyan Tree hotel getaways, etc. 4 and continue until may 28.

For more information on events and products are available at check points and Shinhan Investment website. If the two products are based on asset prices do not meet the criteria because it is linked to the price of the underlying asset return on investments decisions did not receive the contracted revenue, or loss of principal may occur.



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