[Korea before lower cervical financial newspaper reporter - 8% target results are P2P lending customers surveyed, run re-aged loans, loan purpose most frequently.
8 percent said life was money (32.9%), business capital (16.8 percent) were the next most common, if re-aged loans to the survey results, 58.4% of customers use credit conducted 28 days.
The survey was conducted in 1250 using P2P clients out of credit through the Eight per cent over the last year, a total of 294 people took part in the survey with a response rate 23.5%.
Eight percent of customers in lending rates with service re-aged loans decreased to 11.3% from 20.5% in average. Group 2 made via a financial institution for a loan on an existing (multiple responses) to look △ card loans (45.2%) △ savings banks (33%) △ Capital (22.4%) △ appeared to loans (13.9%).
The advantage of P2P lending showed a high satisfaction (multiple responses) △ is a non-face-to-face / mubangmun convenience (66.3%) △ reasonable lending rates (38.1%) △ Easy to documents received (29.3%). Besides prepayment fees (20.1%) △ △ got a good response for the desired loan amount (8.8%).
If you require further funds to include questions to determine if a doctor says to take advantage of the P2P lending willingness of customers to 94.2% even after use.
Borrowers of occupations surveyed the office worker was the most common carriers 66.1% (17.7%), public officials / public (9%), freelance (5.1%) and other (2.1 percent).
Was was also part of that miss in the P2P lending (multiple responses) to be 31.1% give respondents extension than the 44.2%, a maximum of 36 months due to give further increasing the ₩ 30 million current personal credit limit followed, principal and interest equal repayment method there was such a change would give the principal maturity (30.7%).
Other comments were also made to the request, such as those higher than it is now, the weights for the introduction of real income △ prepayment service sector △.
Looking at the distribution of credit ratings Eight percent (February 27 criteria) was 17% in grade 4, grade 5, 24.2% and 26.3% of grade 6, grade 7 15.2%.
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