8% "P2P lending customers re-aged loans increased the most."

[Korea before lower cervical financial newspaper reporter - 8% target results are P2P lending customers surveyed, run re-aged loans, loan purpose most frequently.

8 percent said life was money (32.9%), business capital (16.8 percent) were the next most common, if re-aged loans to the survey results, 58.4% of customers use credit conducted 28 days.

The survey was conducted in 1250 using P2P clients out of credit through the Eight per cent over the last year, a total of 294 people took part in the survey with a response rate 23.5%.

Eight percent of customers in lending rates with service re-aged loans decreased to 11.3% from 20.5% in average. Group 2 made via a financial institution for a loan on an existing (multiple responses) to look △ card loans (45.2%) △ savings banks (33%) △ Capital (22.4%) △ appeared to loans (13.9%).

The advantage of P2P lending showed a high satisfaction (multiple responses) △ is a non-face-to-face / mubangmun convenience (66.3%) △ reasonable lending rates (38.1%) △ Easy to documents received (29.3%). Besides prepayment fees (20.1%) △ △ got a good response for the desired loan amount (8.8%).

If you require further funds to include questions to determine if a doctor says to take advantage of the P2P lending willingness of customers to 94.2% even after use.

Borrowers of occupations surveyed the office worker was the most common carriers 66.1% (17.7%), public officials / public (9%), freelance (5.1%) and other (2.1 percent).

Was was also part of that miss in the P2P lending (multiple responses) to be 31.1% give respondents extension than the 44.2%, a maximum of 36 months due to give further increasing the ₩ 30 million current personal credit limit followed, principal and interest equal repayment method there was such a change would give the principal maturity (30.7%).

Other comments were also made to the request, such as those higher than it is now, the weights for the introduction of real income △ prepayment service sector △.

Looking at the distribution of credit ratings Eight percent (February 27 criteria) was 17% in grade 4, grade 5, 24.2% and 26.3% of grade 6, grade 7 15.2%.



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Credit Finance Training Institute, financial institutions loans for new employees skills development training

[Korea before lower cervical financial newspaper reporter] The Credit Finance Credit Finance Association Education Institute conducted a new employee skills development training goddess financial institutions.

Credit Finance Training Institute that carried out the March 8 from 3 days Credit Finance Ltd. The new recruits so that you can easily adapt to work up to 10 days' credit financial institutions develop skills training for new employees, announced the 28th.

The training is △ financial understanding of the industry (domestic and international financial and economic trends, loan financing of the Industry) △ loan finance-related key legal △ reporting techniques △ understanding of the financial statements △ effective organizational life (communication skills, business etiquette, communication skills) with themes such as association composed of professionals and instructors in the industry.

How to apply the Credit Finance Association member companies to apply directly through the Association website login, you can apply to the case of bihoewonsa March by email or fax inquiries through education application two days.

Yigiyeon Credit Finance Education Institute Director through "this training students will increase the basic knowledge and Credit Finance related to acquiring the practical and regulatory knowledge, and cultivate a variety of skills for effective organizational life incident early organizational adaptability of the financial markets it is expected that, "said" the Institute said future plans to expand the variety of job-specific training ‧ ‧-tier training program for outstanding loans of the banking industry talent. "



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SK Smile Microcredit Bank Foundation, since 2009 ordinary financial loans exceeded 200 billion

[Korea goyounghun financial newspaper reporter] SK smiles financial performance of the loan Foundation for financial support underprivileged rehabilitation topped 2,000 billion.

SK Group last December 2009, SK Smile Microcredit Bank Foundation to establish a jeosinyong, low-income financial marginalized the target with a smile loans total 200 billion won to one 10 000 8105 people, including financial loans since it began work self-employed until February 22 2017 one that said that the aggregate 27 days.

SK loans smile of a financial foundation for a break after the May 7, 2014 surpassed 100 billion won to 150 billion won in November 2015, topped 200 billion won again in just 15 months.

SK Smile Microcredit Bank Foundation is the promotion of micro-finance loans intended for 'visiting services, mainly to build a total of 21 branches nationwide and regional self-employed, which is difficult to find direct loans to traditional financial markets and marginalized areas of the country.

SK Smile Microcredit Bank Foundation supports, such as start-up funding of up to 70 million won to small business owners, etc. funded by contributions by the SK Group appeared and operating funds (annual interest rate 3.5-% ~ 4.5%) (2.5% annual rate), the National Housing Tenancy Deposit and.

SK Smile Microcredit Bank Foundation official explained, "because the differentiation factors such as rapid growth has financial SK smile" Getting Service "initiated at the suggestion of one of the products developed to meet the specific needs seomincheung and SK Group Chairman Chey Tae-won of loan performance."



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