Mutual credit cooperatives, 'solar facility loans' release

[Korea Financial News Lee, Dong - Kyu News] Agricultural Mutual Finance (CEO Lee Dae-hoon) is the "photovoltaic facility fund loan" for income generation project support renewable energy expansion and rural areas 28 days today launched through the national Agriculture and Livestock It announced.

The solar photovoltaic facility fund loan products that can support up to 80% of the PV installation cost widespread renewable energy and increase non-agricultural income of farmers through electricity sales.

Lending support with this product is only available in the private business and corporations that want to operate a photovoltaic solar power facility project signed a supply contract with the construction company and more than 20% self-pay contributions.

Loan period is designed to make it an effective cash management by up to 20 years do not need to issue a separate certificate was also relieve additional cost.

In addition to the relatively high yield loan limits in recognition of the solar power plant supply contract amount it was to be a connoisseur to have sufficient funding.

Lee Dae-hoon CEO. "We look forward to utilizing the solar power facility loans to raise agricultural et income for many farmers," said, "in products and services for this hasten a crowded period 5000 farm income Agricultural Mutual Credit ongoing will develop, "he said.

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Financial Investment Association, credit derivatives course offerings

[Korea financial newspaper nine hyerin News] Korea Financial Investment Association (Chairman hwangyounggi) "credit derivatives" that through the expertise and actual case studies on commodity financial investment institute a credit derivative to cultivate practical skills for the design and investment opened since April 13, and the process comes to recruiting students until March 23.

"Credit derivatives" process is a short training adapted to train professionals in the credit derivatives sector through a case centered practical teaching in the derivatives business, FICC Management, FICC Sales department that area the experts to target the practitioners, etc. .

This course is dwaeteumyeo configured to enable a systematic study of the credit derivatives trading and risk management, students are expected to enhance the understanding of the structure of credit derivatives and risk analysis capabilities.

The training period is April 13 to April 27, a total of 5 to 21 hours, proceed to Yeouido Financial Investment Education Day 2 (Tuesday, Thursday) at night. Course registration details and other details can be found in the Financial Investment Education Institute.



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Credit Finance Training Institute, financial institutions loans for new employees skills development training

[Korea before lower cervical financial newspaper reporter] The Credit Finance Credit Finance Association Education Institute conducted a new employee skills development training goddess financial institutions.

Credit Finance Training Institute that carried out the March 8 from 3 days Credit Finance Ltd. The new recruits so that you can easily adapt to work up to 10 days' credit financial institutions develop skills training for new employees, announced the 28th.

The training is △ financial understanding of the industry (domestic and international financial and economic trends, loan financing of the Industry) △ loan finance-related key legal △ reporting techniques △ understanding of the financial statements △ effective organizational life (communication skills, business etiquette, communication skills) with themes such as association composed of professionals and instructors in the industry.

How to apply the Credit Finance Association member companies to apply directly through the Association website login, you can apply to the case of bihoewonsa March by email or fax inquiries through education application two days.

Yigiyeon Credit Finance Education Institute Director through "this training students will increase the basic knowledge and Credit Finance related to acquiring the practical and regulatory knowledge, and cultivate a variety of skills for effective organizational life incident early organizational adaptability of the financial markets it is expected that, "said" the Institute said future plans to expand the variety of job-specific training ‧ ‧-tier training program for outstanding loans of the banking industry talent. "



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Korea Ratings' credit ratings do not reflect the potential liquidity risk. "

[Korea financial newspaper goyounghun News] Korea Ratings is a risk assessment based on the unforeseen liquidity even grade fluctuation factors (Rating Trigger) This occurs because the evaluation factor for the predicted economic indicators do not reflect the current credit rating to potential liquidity risk He said it would.

Korea Ratings has held over the past 16 days the first quarter of 2017 Ombudsman meetings. The meeting took place in a discussion of the Rating Trigger liquidity risks related to credit rating reflects the mechanism, the rating change scenarios suggest the need, self-disclosure creditworthiness way.

If this place has become probable Rating Trigger occurs, such as Eland family and Daewoo Engineering and Construction practices took place a discussion of how they reflect the future potential liquidity risk in credit ratings. Following administration, it is important to avoid Rating Trigger is set to a high level of realization of the potential liquidity risk, and agreed that the two institutions to improve transparency for bonds riders relevant information needed

If a major credit event occurs, the opinion suggests that the need to provide information about the estimated grade control width for each scenario.

Criteria room songtaejun implementation "Given the controversial choice for the appropriateness of the scenarios, it is difficult to generalize evaluation policy," he said "However, the opinion that the introduction of case of possible scenarios analyzed by industrial structural factors industries need me Investors He explained it would be an important alternative to the protection and market stability. "



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NICE credit rating on Korea Capital, Meat mortgage credit rating downgrade

[Korea before lower cervical financial newspaper reporter] is a nice credit rating was downgraded South Korea capital short- and long-term credit rating.

NICE credit rating in the last 22 days the assessment and evaluation through frequent downgraded the long-term credit rating of Korea Capital to 'A- / Stable' from 'A / Negative', short-term credit rating from A2 to 28 days announced that it has A2- .

Rating down two euros Nuys credit rating Meat collateral loans insolvency potential rise in profitability and financial stability deterioration of the inevitable points, HK asset management and recovery possible delays linger, delinquent assets compared to loan loss provisioning level of loans, such as respect is low relative to assets the loss absorption capacity such as that cited for insolvency for heat.

South Korea is the state capital involved in mortgage bad meat case. (Deducting allowance for doubtful accounts), Korea Capital meat handling mortgage loans net balance of 16 billion won, Arthur

NICE credit rating was higher than the year before the end of 8.29% as precautionary and below loans ratio Korea capital late last year standard 9.98%, while loan loss provisions is moving 5.9 billion won interim net profit announced jyeotdago 2015, compared to profit 12.1 billion won decreased to 10.3 billion won.

Insolvency assets were analyzed as five low responsiveness.

Nice ratings explained, "Korea Capital was founded dwaeteuna to proceed to improve asset quality and asset clean-screen work, such as the sale of non-performing loans to asset management was HK slowdown is prolonged delinquencies rise.

Delinquency rate of 2.4% in March 2012, 12 March 2015 by 4.5%, September 2016, May was a 5.1% increase in trend.

NICE credit rating was also rated as South Korea capital reserves coverage in September last year, based on sector average of 59.8% to 124.6% compared to the lower level. The company's business portfolio mainly consisting of leasing and corporate financial products for SMEs also added that this factor is difficult to improve asset quality.

With regard to HK Asset Management that financial normalization work in progress were analyzed by the company to take long-term debt repayment.

NICE credit rating said 'HK Asset Management is the largest shareholder of the soldiers were potatoes and impaired capital status is resolved to equity swap, such as the Mutual Aid Association was completed real estate objects sold in Cambodia and Incheon' 'primarily consider the asset status consisting of commercial real estate HK time to repay the debt until the asset management of the company through the sale of assets, said it would take a considerable period of time.

According to the Nice rating, HK Asset Management Debt Capital in Korea is 50 billion won, 10.3 billion won debt, corporate debt collateral deposit 25 billion won last year, while in December a permanent basis.



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Mutual credit cooperatives, increase farmers' income seeking debates held roles

[Korea Financial News Lee, Dong - Kyu News] Agricultural Mutual Finance is exploring the role of mutual credit for farm income increased by holding the '2017 Mutual Finance Conference in Agricultural ideology central institute to last from 24 25th and jyeotdago all the projects rely It said 27 days.

The conference was attended by more than 100 employees, including the central headquarters and regional headquarters mutual credit cooperatives Lee Dae-hoon CEO.

(Fifth from right) Lee Dae-hoon representative "asking questions about the way to go Mutual Finance through a wide communication range with employees was time to obtain the answer," he said "dig a role to mutual financial need in order to increase farm income it will be faithfully implemented, "he said.

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Moody's "increased household debt, negative credit ratings on Korea"

[Korea Jeongseon financial newspaper reporters - International credit rating agency Moody's said that 27 days' growth while South Korea's household debt is negative for sovereign credit.

Moody's, the downside risks to the growth in consumption and increase vulnerability to soaring household debt has reduced incomes and rising interest rates, the day view from your credit report, he said.

Moody's has analyzed that "Korea's household debt is rising while dwaetjiman mortgage loans increased and accelerated after 2014, there was no corresponding rise in the value of assets.

Following Moody's explained that "60% of mortgages are variable rate loans then there are exposed to interest rate risk.

Before July 21, Moody's sovereign credit rating of Korea to 'Aa2', rating outlook is reaffirmed in the bar 'stable'.

Meanwhile, according to the Bank of Korea, the end of last year, household credit balances surged 141.2 trillion won (11.7%) than in 1344 tighten the end of 2015 300 billion won (1203 1000 1 trillion won). This amounts to 83% of gross domestic product (GDP).

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Mutual credit cooperatives 'deposits 2017 Lucky Cow Appreciation' release

[Korea Financial News Lee, Dong - Kyu News] Agricultural Mutual Finance (CEO Lee Dae-hoon) is two months greet the year jeongyunyeon 2017 released the "2017 Lucky Cow Appreciation bank" containing the hearts of customers appreciate and from February 24 to April 21 nationwide that poetry sold through Agriculture and Livestock said yesterday.

2017 Lucky Cow Appreciation deposits individuals if anyone can sign up and be free to choose such subscription period and interest payment of the lump sum according to your operational plan, it is possible to sign up as a non-taxable or tax breaks. However, the subscription period is at least 6 months minimum subscription amount is more than 5 million won.

NACF ​​provides a generous prizes Spreading five of the many new Spring event with the launch of the product through a lottery for a total of 2574 people of subscription customers gold goldeuba 10 Money, massage chairs, and kimchi refrigerator, TV, and a total of 100 million won worth.

In particular, customers and communicate and loved to direct the Agriculture and Livestock 'we Discussion praise commented employees' unfolding events through a lottery to participate in providing customers in rural love gift certificates, and non-deposit products (insurance cards, etc.) and the concurrent subscription customers with an event for providing the money one gold, red ginseng products.

Lee Dae-hoon CEO, "" 2017 Deposit Lucky Cow Appreciation 'products are prepared to reward the unwavering love and support of customers, "said," We'll showcase a variety of products developed with customer satisfaction, "he said.

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Community Credit, a little exercise Dori fundraising deadline of love

[Korea before lower cervical financial newspaper reporter] Korea Federation of Community Credit was closed for '2016 MG sports Dori little hope of sharing love fundraising.

Korea Federation of Community Credit 1 November last year from January, 31 to 3 months progressed a little exercise Dori closed little activity of Love, raising the target price geodwotdago earnings of more than 5.5 billion won 1.1 billion won 6.6 billion won many said Tuesday.

Community Credit is due to two passes and support to local residents and underprivileged mogeumaek contained a warm affection for the members of the neighborhood children, the elderly muuitak, broken families, neighbors in need, such as a soup kitchen, disabled facilities until March.

"Dori little love movement" has revived the original spirit of mutual aid community credit cooperatives to help those less fortunate in facing the financial crisis and economic crisis began in 1998 with the heart of sipsiilban.

The last 19 years by about 2.19 million people participated in the raising of rice of 49.3 billion won in cash and approximately 13.9 thousand tons, and established itself as a leading brand of CSR community credit.

In 2016 in cooperation with the Ministry of Government Administration and Home Affairs and the local government was promoting the business of home repair MG Hope Sharing love. Home repair project was supported by the love of approximately 300 million won some of Dori mogeumaek to the low-income and warm in winter business for smoking, 100 Community Credit councils across the country participate in the next higher tier.

Community Credit sinjongbaek central president said, "Thank you for that love to share with many of you to join me in Dori movement of love for our neighbors around the cold winter kicks in economic difficulties."



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Financial Investment Association, corporate credit analysis process outlined

[Korea financial newspaper nine hyerin News] Korea Financial Investment Association (Chairman hwangyounggi) financial investment institute corporate credit analysis Status and credit analysis methodology, the corporate credit analysis process for learning about credit analysis practices and case from April 11 opened and announced recruitment until March 21.

Short-term corporate credit analysis process is a process to establish a practice competency to ensure that they have a work-related workers to systematically learn the core knowledge through corporate credit rating, theoretical analysis, credit analysis methods, such as basic theory and practical linkages.

This process is expected to improve practical skills by improving the linkage between theory and practice related to corporate credit analysis, credit analysis, business representatives aimed at companies could be a great help in performing corporate credit analysis tasks.

The training period is in progress to April 11 from April 25, a total of 5 days of training 20 hours, and evaluated one hour, twice a week in the Yeouido financial investment institute (Tuesday and Thursday) night.

Course registration details and other details can be found in the Financial Investment Education Institute.



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KIS, DSME's credit rating downgraded to 'B' ... Liquidity risk corporate bonds

[Korea goyounghun financial newspaper reporter] Korea Investors Service announced that the downward unsecured bond rating of DSME through frequent assessment to 24th in the existing B + B.

KIS is "reflected the large bond maturities uncertainty of liquidity risk and maturity of the arrival, and the likelihood of further loss of credibility compromised account information," he said.

Also explained that the negative environment of sluggish sales and orders throughout the shipbuilding industry due to the varying financial and equity-scale view.

DSME Okpo Shipyard construction began in the year 1973, Geoje, South Gyeongsang Province. In the process of dismantling the Daewoo Group it was founded by a business division of Daewoo Shipbuilding Heavy Industry 2000. The largest shareholder with comprehensive shipbuilding and marine specialist to dry LNG carriers, oil tankers, container ships, etc. is an industrial bank.



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