Although the conflict remains white flag embers suicide Insurance Supervisory Service

[Korea gimmingyeong financial newspaper reporter SUICIDE insurance crisis of insurance companies pulled bore six years is expected to end up with a white flag of surrender "bulhoryeong 'of Insurers and the Financial Supervisory Service.

Samsung Life is urgent to open the morning two days Board announced that it will be paid to the beneficiaries in full, including accrued interest claims suicide. Delay and includes a total of 174 billion won, the 3337 case size.

Kyobo Life Before 23 days last month opened a few days ago the Financial Supervisory Sanctions Committee only 'insurance will pay before the suicide cases' and changed its stance. CEO · This notice was originally interpreted FSS employees are dismissed such measures would bear seureowoteul jungjinggye action. In particular, chairman of Kyobo Life sinchangjae has been the case to step down from frontline management as the only "owner CEO 'of the three companies is expected to be accrued greater risk.

Financial Supervisory Service issued a warning sanction of the President liberal, somewhat lower sales level, some stop 1 month, etc. Given the will of Kyobo Life Insurance. Samsung Life Insurance and voted to censure President Sales disciplinary warning and suspension of some 2-3 months for Hanwha life.

Negative business disaster that killed ensure new contract reportedly subject to riders including from the host contract goods. In fact, most of the life insurance company flagship product. According to industry sales this guarantee Samsung, Hanwha, received some suspension Kyobo Life Insurance Accidental Death of sales are reportedly close to the initial premium estimated at 900 billion won. 3 is almost half of the sales in April.

If these sanctions are also expected to be finalized big hit livelihood of exclusive agents of these insurers. Insurance industry officials have expressed concern saying "If you limit the total mortgage disaster death will not be able to sell a life insurance Life insurance · CI flagship product.

Samsung Life Insurance is reported as "suicides have decided to add insurance paid by the consumer protection and restore confidence level will complete the payment as soon as possible." While determined to assume Hanwha Life also inside suicides insurance additional paid a two-day board of directors said "has conducted a comprehensive and in-depth review of its own about whether meantime suicide insurance payments" protect consumers trust the 'Hanwha life, and together with the customer the Board of Directors to meet the business purpose and decided to assume an urgent agenda "he said.

If you 'cheoltwae's initial financial authorities are considering suicide that claims for payment are expected to decrease the possibility of even greater level of sanctions, the Financial Supervisory Service poised to transition of these insurers.

But the embers of conflict remain. Due to differences in pay based on each insurer it is because the beneficiaries concerned to further debate the fairness bulgeojil. For example, in September 2007 prior to the subscriber Samsung Life Insurance customers can receive, including delays and Kyobo Life, but customers can only receive payment reduces the principal's money. In the case of Hanwha Life it has not yet decided whether to pay the same goes with the scale.



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Kia, KakaoTalk real-time customer service begins service

The [financial newspaper stand hyomun Korea News] Kia Motors begins the real-time customer consultation services using KakaoTalk first in the industry. Kia 1 October, through an MOU with cacao open the K-PLAZA (communication pages) and KING CAR (plus a friend) and through Kakao Talk, as part of its efforts Kia enlarged to communicate with customers: 1 counseling said that starting the service two days.

The more gotta extend the runway at the start KakaoTalk counseling services customer service phone that was accomplished only by focusing on existing counseling and other services for the Kia overall, sales are expected to be more comfortable and easier.

Kia KakaoTalk counseling services can easily contact details in real-time questions to the agents via the 'KakaoTalk consultation' menu at us, Kia's homepage. Another customer handsets in KakaoTalk Plus Friend (KING CAR) or yellow ID (KIA us) was added to a Friend 1: 1 to receive counseling services.

KakaoTalk take photos or screen shots during the consultation can be sent to the agent to quickly grasp the situation, answers and backwards customer customer service satisfaction through Kakao Talk Counseling Services're also able to provide image guidance and links to help you understand the consultation the outlook is even higher.

Kia officials "want to go further reach more easy and convenient for customers industry was the first to start KakaoTalk counseling services" and "Kia will continue together with customers to communicate with constant effort and sincerity to expand communication channels with customers, Kia he said it would take shape the future. "





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Industrial Bank of Korea, Financial Supervisory Service 'One Company, One School Financial Education Excellence Award finance company

[Korea sinyuncheol financial newspaper reporter] IBK Industrial Bank (Bank gimdojin) has won the Financial Supervisory Service (FSS) advanced to the organizers 'first four 2016 1 Bridge Financial Education Best Practices Awards' Best Finance Company in the said 27 days.

The Industrial Bank advances, etc. △ seconds of Highly customized financing for students. Career Education △ headquarters and branch offices via the Invitation participatory training △ in rural areas "Getting Financial Experience bus operating △ teukseonghwago target 'IBK financial and economic Camp' He received recognition.

Industrial Bank of Korea official said, "As a youth financial education, as well as the target country love card providers will do our best soldiers in the Armed Forces targeted financial education."





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Pusan ​​Bank, the Financial Supervisory Service 'one company, one school employee financial education excellence Award

[Korea financial newspaper Busan = bakminhyeon reporter] BNK Financial Group (Chairman seongsehwan) Busan Bank has 27 Seoul FSS The FSS 'one company, one school financial literacy best practices awards' financial consumer protection unit yijihye instrumentation in place in the present auditorium is said that the selection of the excellent staff.

FSS 'one company, one school financial education programs is to conduct financial companies and branches, each branch of the visit nearby elementary and high schools, signed a twinning education, experiential education, support extracurricular activities.

FSS 'one company, one school financial education was began in July 2015 implementation of financial education to students from 5373 schools, about 61 million people in just 18 months performed better and even educational content and related base year It plans to expand.

Busan Bank for the "One Company, One School Financial Education" and signed a twinning of Busan and South Gyeongsang Province, 117 seconds, and has conducted financial education for about 40,000 students.

Yijihye instrumentation is dedicated to financial education in Pusan ​​Bank and proceed to the Financial camp "for students. Yijihye Chief Financial History Museum was recognized Pusan ​​Bank headquarters, and progress on the 'eye-level financial education' and 'Getting financial education', 'Education Career Experience' at the Institute and accurate financial contribution to knowledge transfer to local youth from the Financial Supervisory Service.

Busan Bank gwonmihui buhaengjang the "Busan Bank has been conducted ongoing financial education has the responsibility for proper financial knowledge improved targeting local youth by local representing banks," he said. "We base the Financial Supervisory Service (FSS) One company, one school financial education for various expansion and substantiality and nagagetda provide a systematic training program, "he said.



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Jeonbuk Bank, conducted a fingerprint authentication service

[Korea sinyuncheol financial newspaper reporter] JB Jeonbuk Bank Financial Group (Bank imyongtaek) said that the smart phone banking transactions conducted bio-available authentication service only fingerprint authentication without a certificate from today.

With the fingerprint authentication service each time a transaction is a procedure to verify that you do not have to be authorized certificate, it is possible to transfer only the fingerprint authentication without security card or one days from OTP to 2 million won login.

If fingerprint authentication service customers using an iPhone or Android phone to provide a fingerprint recognition function of your name can be used only once, when registering the first fingerprint information in the news Banking Mart.

Jeonbuk Bank representative said, "Next month, are preparing to take advantage of fingerprint authentication services to the Internet Banking Customers, We are planning to conduct a variety of bio-authentication services, in addition to fingerprint iris, vein in order to enhance customer convenience and security of" said.



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Financial Supervisory Service, the financial year retirement plan providers inspection

[Korea goyounghun financial newspaper reporter] financial authorities should carry out checks on the year's pension plan providers. If it is found through the act and provides benefits such as special contributions unpaid history said he would take stern measures such as censure, fines imposed in accordance with the relevant laws and regulations.

The FSS announced 27 days' pension improvement measures for establishing market order. FSS has provided a large number of workers seeking retirement pension market in order to establish a pension scheme to be managed properly joined to the old year.

Thus it was laid the basis for measures to improve the operating status checks and whilst that was posed problems for the banking, life, non-life insurers are operating a retirement pension, securities firms. Prior to disclose the FSS has sales commissions and bereavement pension plan returns. Build a system that can be batch published by the finance company retirement plans and investment yield on the commission website FSS has improved so subscribers can easily compare each financial institution.

In January last year, it has built up a comprehensive information disclosure system of the operational period of the financial institutions dealing with retirement pension, compared to integrate the long-term annual average rate of return.

The end of last year, 50 companies (14 banks, life insurance companies, securities companies 15 13 companies, seven non-life insurance companies, etc.) have registered a pension providers, pension reserves has seen a growth in the size 147 trillion won. Long-term investment, consider the characteristics of the pension plan that is oriented pension plan (DB · DC · IRP) with principal and interest guaranteed, non-guaranteed principal types such as long-term (5 - 8 years) and the average annual rate of return is also disclosed.

FSS also require operators to target a retirement pension from 2015 corporate bankruptcy ever catch pay the related accrued pension status. If the reason for retirement benefit payments occurred due to bankruptcy of businesses, workers can claim direct payments to operators manage without the intervention of the user depending on the pension contract. Performance pay has paid 52.4 billion won locate the unpaid pension for the bankrupt enterprise subscribers from September 2015 to September 2016 year.

Selected by the four financial companies of the financial sector pension providers ahead of special interests such as improving the practices provided, unpaid contributions to history are missing, notify the inspection was conducted on the overall pension plan situation.

Analysis of the retirement pension business itself, checks of financial companies results this year fell short or conduct planning, theme checks on vulnerable and field, writing checks for problems Signs captured unfair trade practices complaints, tip information or constant monitoring, etc. entry commitment is also in progress.

FSS official said, "to think seriously about the actions provide gifts, golf and special interests, including economic benefits, preferential interest rates suggest that exceed ₩ 30,000".



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Two cacao trees Securities map service reform to provide investment information

[Korea financial newspaper goyounghun News] online investment advisory product platform cacao Securities map discretionary Two trees in investment to operate (MAP) is that disclosure in greater detail the investment advisor and investment strategy, information and carry out service screen restructuring, increase the user-friendliness through which 27 She said one.

Cacao Securities map Two trees discretionary investment is a new concept of mobile investment advisory product platform service launched first in Korea, my stock account is entrusted online investment that is invested automatically in accordance with the Portfolio's investment advisor investor selected from among investment advisors in the country's leading the services. Since October last year, officially opened the overhaul is the first time.

The most significant change is that providing enhanced information. Information and representatives advisors interviewed for investment advisors, and market comments, etc., as well as the customer described investment strategy Investment Advisory portfolio to real investment, various investment indicators, which lets you see at a glance the operating style, etc. Meanwhile, rescue difficult investment advisor transparent and disclose information about the number of contacts that can be expanded greatly the communication with investors.

In addition, through the Home screen restructuring was arranged to help you easily determine the best strategy is the recent performance, new and 'Map Investors' corner where you can get useful information through an investment strategy of the Investment Advisory neighbor to the cacao Securities map was established . The minimum investment amount is the amount ETF 50 million yuan, and shares from 500 million yuan, investment strategy, specific minimum investment is different.

Cacao map, current securities investment advisory Hangaram, KP child (KPI) investment advisory, asset management, such as Samsung's strategy 16 11 This has gotta public investment advisor. Per capita investment in securities cacao map Up Customer is 9.49 million won, less than 5 million won investment ratio also accounted for 47% of the total.

Ohjaemin two trees discretionary investment representative "cacao Securities map It is difficult equity investment, yes product for investors being reluctant to have to invest in the fund," said "funds and other investment advisors are limitations on the investment less the direct investments of individuals and similar products, "he said.



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Samsung Life Insurance, Financial Supervisory Service 'cold' embarrassment to the announced re-elected President Kim, Chang - Soo

[Korea gimmingyeong financial newspaper reporter] 23 days in sanctions Committee of the Financial Supervisory Service (FSS) was voted the warning censure of President Kim, Chang - Su Samsung Life Insurance. Samsung Life Insurance is only 9 hours after opening the board of directors announced 'president reappointed.

Samsung Life will open the morning said that the resolution the Council 23 days to raise the shareholders' meeting agenda to be reelected president next month that Kim, Chang - Soo.

President Kim, Chang - Su January dwaeteuna was a three-year term exit without saying jimyeonseo delayed Samsung Group personnel involved in the pledge choesunsil gate jikideon place until the next shareholders' meeting status.

If the warning is confirmed reappointed censure of President Kim, Chang - Soo is expected to be virtually impossible. When you receive the warning censure of course, because they can not be re-elected for the next three years, financial executives.

Unlike some censure sales suspension will require approval of the finance committee warnings that are likely to be confirmed by the Financial Supervisory Service gotta jeongyeol The decision is a significant change industry is predicted.

Samsung Life has not conceal his embarrassment.

Samsung Life official said, "The decision was unexpected jungjinggye came even tried yesterday to resolve a gentle 'he said.

About the president re-elected Kim, Chang - Su Gun released the same day, said, "The Board opened the day was a planned schedule in place from the beginning of the year shareholders' meeting next month to determine the agenda took place the same day as the inevitable simwi of the FSS jimyeonseo keep putting off.

If Samsung Life jeongyeol falls jinungseop of the Financial Supervisory Service for censure warning against former President Kim, Chang - Soo shareholders' meeting scheduled for that day will be 24 next month, now we have to find a successor to President Kim.

Samsung Life is the position because not announced a definitive disciplinary level from financial authorities sets out to deal with future decisions when the final proposal.

However, these procedures are in fact expected to take considerable time.

The decision to suspend some operations on a day with jesim is confirmed by the decision of the Finance Committee. However, this financial crisis is said about "nothing yet received any proposal from the FSS also passed.



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