Wednesday, February 22, 2017

[Financiers Talk] 'lame' departure ahead of Internet bank



[South Korea's Choice Financial newspaper reporter] 'professional internet banking seems to be a lame starting from scratch is very deplorable. "

Hayounggu Korea Federation of Banks pulled out the first chapter talked internet access specialized bank in the last 20 days the press conference. Hayounggu president added, "In the Internet specialized bank market is expected to be a catalyst for the entire banking industry efficiency and innovation.

Yeouido National Assembly Political Affairs Committee on the same day.

In this place on the Internet specialized bank 'Eunsan separation' (hold shares of Industrial Bank capital requirements) mitigate related to "end the discussion, this happened. 21 to 24 Banking Act pending before the National Assembly held four days a bill review subcommittee amendment, liver Internet bank should be related to the Act on Special Cases want to narrow the sigakcha.

According to the current banking law Bank holds stakes in non-financial Business Operator (industrial capital) is limited to 10% (based on voting rights 4%). K Bank and Bank cacao Although each named after the largest shareholder of KT and cacao are not separated according to Eunsan. Tech aligning the pin (FinTech) times the gist suggesting you allow the banks hold only a 34-50% stake in the Internet specialized bank.

In the staggered hearings went 'Let's Internet bank has established the need empathy more mitigation is one Eunsan separate place' 'now March internet banking professional is needed to pass the bill for the recapitalization it is going to start a business, and entry to.

Inde passed through the so-called bill will be passed by the general meeting jeongmuwi 24 days pass coming internet bank legislation is difficult to discourage.

In the Internet specialized in the banking industry it has also complain ride. Shim, Sung - Hoon haengjang of Korea's first Internet specialized bank K Bank to open next month statement Eunsan separate blocking the "Increased said" it is imperative that capital increase of KT to K Bank to open properly, "20 National Assembly Political Affairs Committee Internet specialized bank established in the relevant hearings it appeals to deregulation "and has struck.

KT holds a stake of 8% (4% of voting shares) of K Bank. Woori Bank (10%), GS Retail (10%), NH Investment & Securities (10%), less than Hanwha life (10%).

The success of internet banking professional can look at dalryeotdago differentiated products junggeumri the loan representative. In the case of K Bank plans to target the 'blind spot' 4-7 grade credit rating after the Big Data holders credit rating lowered target existing banks compared to 3-5% interest rate loans counted as a point.

K Shim, Sung - Hoon haengjang bank said it 'Eunsan separate regulations KT is planning to increase the 2000 ~ 3000 billion billion won three years to provide a variety of benefits to the consumer when the mitigation banking "meetings in 20 days.

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