[South Korea's Choice Financial newspaper reporter] jinungseop the Financial Supervisory Service (picture) said, 'I will extend the credit risk evaluation around the vulnerable sectors such creditor bank credit line 5 billion won or more shipping companies' 21.
In the day, Jung-gu, Seoul Bank Center in banks and bank holding companies employees the open for the "2017 Year of the banking sector banking supervision sessions 'jinungseop Director Industry for' five economy-sensitive industries (shipbuilding, shipping, construction, steel, oil painting) Precision analysis of strengthening the monitoring of risks and vulnerable sector restructuring elapsed and explained that plans to induce an aggressive restructuring. "
However, excessive credit supply contraction in the banking sector was urge restraint. Jinungseop Director 'banks in strengthening the credit assessment and risk management to cope with economic uncertainty expanded, but dont make sure you can recover by force the goddess of normal company just because of weak sectors in the process leading to lack of funds ", he said .
Jinungseop president emphasized that "rigorous assessment - quick execution of three will be based on strict principles through boulders hide consistently pursue a preemptive restructuring - Let's try. '
Seafood relevant regulatory household debt in the non-banking day sessions, self-employed loan monitoring was emphasized. Jinungseop Director said "will closely monitor the soundness of household debt per borrower units for the bank household loans by extending this micro database (DB) to a second building completion and financial institutions at an early stage.
Recently making my self-employed loan Task Force FSS Banking Supervision also gave a jinungseop Director 'Banks in chaenggyeobwa carefully the implementation to be accomplished this year, establishing a household debt management plan objectives smoothly urge the feel inclined to blood loss in the self-employed loan risk management The 'he said.
Etc. The total debt repayment ratio (DSR) utilization, potential delinquent '119 credit' program to expand high marginal borrowers of financial companies was highlighted.
Bank soundness magazine said the director. FSS has established a team within the macro-prudential Supervision macroeconomic stress test as a control tower for advancement in recent reorganization.
Jinungseop Director "will be settled in foreign currency liquidity coverage ratio (LCR) system and conduct site inspections when required '' various scenario analysis, stress testing of financial structure is weak banking will be screening the company at an early stage by sangsihwa over the future 'said he said.
Pin-tech, digitized emphasis was also promoted 'legs Tech (RegTech)' along. The leg-tech means of information technology to facilitate the internal control and regulatory compliance of a compound word (Regulation) and technology (Technology).
Jinungseop Director to make to "financial stability deteriorated with the emergence of new financial transactions, and is accompanied by risk, financial literacy (Financial Illiteracy) increases, cyber crime, he said" financial companies to take advantage of the new financial infrastructure, compliance with regulations and legislation autonomy is said to be expanding but strengthen the responsibility to prepare the fourth industrial revolution threats.
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