P2P implementation guidelines according to the original bill from 27 days

[Korea before lower cervical financial newspaper reporter] P2P guidelines containing the personal information limits investments limit investors invested 10 million won is conducted according to the original bill from 27 days.

Finance officials said that 26 days after the consultation process, including experts from the notice last July, P2P companies, including operational, administrative map of T / F to confirm your participation P2P content and guidelines effective from 27th.

27 days based on the existing operators have completed the registration requirements for companies that require redevelopment projects such as building computer systems gotta have three months probation subject to applicable guidelines applicable from May 29th.

P2P guidelines laid down requirements that financial institutions have to determine when operating in conjunction with P2P companies, including savings banks, loan companies and banks.

Set the annual investment limit per one P2P companies for the protection of investors.

General retail investors shall not exceed a cumulative amount of 10 million won a year. Interest and dividend income is income eligible individual investors exceeded 20 million won or business and earned income exceeds 100 million won is possible to invest up to 40 million won per year.

Corporate investors and professional investors, capital market law, there is no separate limit investment.

P2P companies and the investment funds received from investors and companies have managed to separate assets. Banks, mutual savings banks, saying that the investors in the trust estate agent in such reputable institutions must deposit or trust.

P2P companies and finance companies, etc. linked to the act of participating borrowers, investors or P2P lending is limited. For example, the act of establishing direct P2P companies to raise funds for construction of own buildings is prohibited.

Act stating that the investment that misleading advertising when in possession to ensure the 'principal guaranteed', 'fixed income' investors such as investment funds which are the contents is prohibited.

The Home Page has investors including investment risk, borrower information, the estimated revenue must show a variety of information that can be easily understood.



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