Has put the [South Korea's Choice Financial News News] Kim Han JB Financial Chairman and CEO of Guangzhou merger aggressive acquisitions (M & A) and targeting the metropolitan business performance. One management strategy advocated a "small but strong retail banking group 'and support the growth.
JB Financial Group last year, net profit increased 33.8% year-on-year to 201.9 billion won. French assets was also 15% lower than the previous year as of the end of last year 45.799 trillion won. President Kim Han when compared to the total assets in 2010 was in charge of Jeonbuk Bank first level of 7 trillion won will see a bigger big idea. President Kim Han argument after another for years, JB our capital, in 2014, Kwangju Bank and Asset Management JB 2011 and JB was now all the finance portfolio. Securities, insurance, banking, based on a wealth of experience spanning Chairman Kim Han was quiet but aggressive business moves.
Overcome geographical limitations, and staged a small advantage entering the metropolitan area stores since 2012, Chairman Kim Han to develop new sources of revenue. The point was to streamline the sales personnel of the minimum level of 3-5. In the 2-3 layer it was reluctant to take conventional banks could also save the cost of banking space. Last year, it figured to 103.4 billion won net profit surged 78% YoY to Kwangju Bank was the Group's profit fruition.
President Kim Han transplant metropolitan strategy experience on Jeonbuk Bank, Kwangju Bank. Digital banking platform linking business degree and staged. According to JB finance, metropolitan stores with sales this year, Jeonbuk Bank, Gwangju (42) 49 pieces based on last year increased by 7 places. Loan balances also surged to 7.5 trillion won from 4.5 trillion won during the same period. Jeonbuk Bank loan ratio also won the metropolitan area (25.1%), Kwangju Bank (29%) all played significant.
JB other non-bank financial subsidiaries are gradually pay off. JB argument naetdeon the first year of our deficit Capital naemyeo a net profit of 70.1 billion won last year, it has grown into a professional auto warrior. Phnom Penh Commercial Bank acquisitions In the last year, the global aspects (PPCB) gotta reflect the connection began to contribute to the bottom line.
President Kim Han is also devoting considerable attention pin Tech (FinTech) combines financial and IT technology, mechanical engineering degree from. Open the last in June 2015 Pin-tech enterprises subject to competition, domestic banks can bar the introduction of the first banks collaborative individuals (P2P) lending 'People Fund loans. Last year, we held a global 't hackers "have unearthed a collaborative partner.
President Kim Han led the gains achieved by aggressive acquisition is expected to move into substantial additional business in the Year called petite '. The Kwangju Bank loans expanded and because the period increased risk-weighted assets in the acquisition process Phnom Penh Commercial Bank.
According to the Basel Ⅲ regulation should create a financial holding more than 7% and the Bank comes to common equity capital ratio (CET1) by 2019. Late last year, the provisional common capital ratio of 7.94% JB finance.
According to JB Finance announced a 'risk-weighted assets yield (RoRWA) of the central asset restructuring plan', Jeonbuk Bank "already approved interim loans mainly growth and risk weights to promote qualitative growth and maturing loans with lower new loan It is expected to daehaeseon di marketing ". Kwangju Bank is also planning to "execute profitable loans mainly junggeumri".
Meritz Securities analyst Yang Eun Kyung Wan "It is important whether substantiated profitability, asset quality, capital adequacy ratio improved margin over the risk-weighted assets (RoRWA) administration," said the jipeot.
Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com
