[Korea gimmingyeong financial newspaper reporter] early jeonsegeum be able to sign up for coverage without landlord consent from June this year. In addition gotta jeonsegeum coverage rate cut next month jimyeo this year is 20% cheaper than traditional insurance, which will increase the accessibility can sign up at the real estate agent.
Financial Services Commission announced amendments to the Insurance Business Act containing the information these 22 days.
So far, the tenants were required to collect and use personal information for the landlord's prior consent to personal data processing, etc. sign up for jeonsegeum coverage of the Seoul Guarantee Insurance.
Such a hassle jeonsegeum coverage did not enable significantly compared to its effectiveness. According to a survey conducted by Seoul Guarantee Insurance biggest reasons that make you hesitate to sign up tenants jeonsegeum ensure turned out to be 'the consent of the tenant (49.5%).
Now the marketing year charter rate climbing to 66.8 percent last year, the greater the need for protection from 61.8% in 2013 jeonsegeum financial crisis has trimmed the Insurance Business Act to enable jeonsegeum coverage relieve the discomfort of the tenants.
As a result, the future tenant was able to join the jeonsegeum Seoul Guarantee Insurance coverage can handle such personal information directly through the landlord tenancy agreement.
SGI Seoul Guarantee official predicted that "the difficult I've ever count many customers can not sign up to get the landlord's consent length of this open system improvement, saying" the market will be further expanded in the future. "
Bojeungryoyul also be reduced by 20% to 0.153% from the 0.192% of charter Apartments criteria deposit. For example, if a charter deposit 300 million won apartment-year contract period is 2 to become a premium to ₩ 921,600 cut from the current 1.152 million won.
The real estate agent to sell insurance to guarantee jeonsegeum enhance consumer convenience may change drastically increase from 35 350 pieces. I do not find easily in direct insurance guarantee Brokerages wihaeseoda to be able to buy insurance.
Until now, only in the case of Seoul, annual sales of more than 2,500 yuan, a real estate business for more than three years Brokerages could sell jeonsegeum coverage. But sales of over 20 million won from next month, where sales have more than one year are available for sale to ease registration requirements.
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