Accession confirmed 'invitation insurance', and more effective insurance policy

[Korea financial newspaper gimmingyeong reporter] # A's (over 54 years) is a case in May the minimum 4% interest rate guarantee good product came out said the insurance a certain amount from visiting an insurance agent Lee Sangil that to exempt 2012 accession insurance 3% discounts and, if you maintain three years of 3% premium to hear the explanation that additional discounts received while signing up for the insurance coverage passes the relevant information is disclosed invitations table. Let three years has elapsed, ask not care circular base is not content with premiums additional discounts differently, the insurance company to receive an additional 3% insurance premium discounts to consumers should be health promotion activities for a period of time from a Web page in a separate affiliated company did not these activities, asserted that already elapsed is also active period can not be discounted premiums.

Korea Consumer Agency, saying the recent invitation insurance information given precedence over the terms and conditions contain the consumer's hand in such disputes. If the insured during an insurance agent insurance you accept the invitation and create a separate grant for the different insurance solicitation is favorable to the consumer will confirm the principle that should be applied in preference more Terms and Conditions.

Korea Consumer Agency Consumer Dispute Mediation Committee as what is displayed on the insurance invitation for a Mr. A is raised by adjusting different insurance invitation information received grant from the actuary anatdamyeo a premium discount is not applicable Application event joined the Nonpar life insurance of H Life Insurance Products If this does not apply to discounted premiums coated damages to Mr. a said bore me to all insurance contracts null and void the meantime paid a premium paid in full and delayed interest.

Insurance is a supplementary service of a separate affiliate company health promotion activities to receive a premium discount, depending on who the consumer health promotion activities (lifestyle program participation, a comprehensive health examination results submitted, etc.) and assign a separate Web site, points 1.0 to there is a discount of 3.0% premium, the seed is not such a health promotion activities naenwatda a claim that premiums are not discounted.

The Committee Mr. A does not have the information that premium discounts based have health promotion activities separately from the insurance invitation to submit a transfer insurance from agents of the insurance company at the time received, the insurance output as a public PC in the insurance company points to the circular bottom it is stated that this information, designers have decided to Insurance Circular delivered to Mr. a in the recruitment process.

In addition, insurers believe lack of evidence that can admit that planners and contacted did not provide us Insurance Recruitment gyeongwiseo for being cut off when viewed in this sense that designers are adequately describe such subscription at the time of health promotion activities, loyalty discounts to Mr A It made the.

The Commission will apply the additional services yeoseo Mr. premium discounts A provided the insurance company with additional separate affiliated company health promotion activities for haejwoya discounts, but premiums discounted premiums to Mr. A Taken together such content retroactively Given that you can not receive, because it is rather unfavorable contract to Mr. a to keep the insurance contract and decided me to bore the meantime paid a premium paid in addition to the delays and contract null and void.



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