Card issuers, card loans still aggressive sales to monetary authorities braking

B's living not seen in Incheon never received a card loans - financial newspapers around the lower cervical Korea News] # Phone from the invitation card loans card loans were given one card. Telemarketers said haejundago enable the 15% level of current interest rates of 10% for interest rates right now if eligible. But it hung up did not need the money received such a call to remember that last year was puzzled by bouncing a marketing call.

But the financial authorities and recommended restraint in household debt card loans business management as part naesewoomyeo the interest rate events such as card loans sales still showed vigorous. To refrain from earnest to the business card loans notgetda expand as much as possible before the card loans are coming out of the intellectual movement.

According to the 30th card industry, our Card, Shinhan Card, Hyundai Card, Samsung Card and proceed with the loan card loans, including brand advertising on the portal site. When you search for 'OO card card loans "in the search field link that you can apply for a loan, it is a way out of a call center number.

Through telemarketing and sales card loans also continued. A financial community sites in this article has been a call to encourage the use getdamyeo me cut interest rates card loans that constantly uncomfortable and constantly raised.

In fact, credit card companies look at the number of complaints by type bonds, the customer can consult, institutional policies, and other related complaints, while complaints regarding sales decline in the number seemed to increase.

According to the Credit Finance Association, credit card civil cases disclosure, Shinhan Card last 4 quarters Sales civil cases has increased 291.49% from the third quarter of 47 cases 4Q 184 cases KB Kookmin Card is 100% in 55 cases 110 cases, one card four cases 125% in nine cases, Samsung card showed a 218.2% increase from the 35 cases 11 cases. Lotte Card in Articles 6, 7 cases, our card was declined from 11.8% in 17 cases 15 cases.

Some credit card companies are operating in addition to its credit card loans. Samsung Card, Samsung Card non-users is also a Samsung-prime loans available, Shinhan Card workplace health insurance targeted workers loans, Shinhan Card Merchant representative target individual business loans, apartment owners loans, housewives and freelancers also available immediately loans, Speed ​​Theory II and other operating three cases of loan products. Even if you do not use the card loans it is the length of Shem many extra card loans.

The card uses the high interest rate loan while the user is not forced to jeosinyongja card loans in that emerge as household lending risk.

Credit Finance Association card loans 7-10 grade average commission rate, according to the disclosure, Shinhan Card is of a 20.47% credit card companies card loans had an average interest rate is only 20% more than our card 19.22%, one card, 19.22%, 18.01% Hyundai Card, KB Kookmin 17.42% card, Lotte card was 15.39% pure.

Financial officials said "card loans, cash advance yeoseo week using layers jeosinyongja inevitably higher interest rates.

According to Yun Minsu Principal Researcher Korea Ratings 'Will counterattack cases, the issuer of the card loans Achilles', crowned with the number of loans over the third quarter of last year, three criteria were grade 5-6, grade 7 or less. Yun researchers 'personal cards have assets vulnerable borrowers, including the percentage of potentially vulnerable borrowers represents a rise of 26.5% from end-2013 to 30.6% at the end of September 2016 May' he said.

Credit card companies are strengthening the position hagetdaneun card lending-related risk management. Over the past 24 days the Credit Finance Association organized eight full-time issuer, the issuer held responsible for emergency planning staff meetings. In the meeting, credit card companies have decided to strengthen the quantitative and qualitative management card loans.



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