"If health insurance discounts, the Financial Supervisory Service registration process improvement

[Korea gimmingyeong financial newspaper reporter] healthy people in the future is expected to be easier to receive discounts on insurance premiums accession. FSS has decided to judgment, strengthening the obligation to explain this is that the low utilization of "healthy discounts rider.

Financial Supervisory Service announced 20 days '3rd 20 people experience financial reform practices' chujinan that includes such information.

Healthy Discounts rider is a rider that an insurance premium discount when normal blood pressure, normal weight, non-smoking, such as "geongangche 'is to be insured.

According to the Financial Supervisory Service (FSS) may receive a premium discount of up to 14.7% based on whole life insurance when utilizing two riders. On average 4-5% men, women are 1-2% discount.

However, until May 2016, 2014-6 years of subscribers receiving the benefit of new riders join the number of discounted health showed that only 1.6%.

In the FSS it plans to strengthen the obligation to explain the fact that simplify procedures and medical examinations of health insurance discounts accession rider can use the discounts and premiums such effects.

In addition, also to improve product disclosure also for the activation of health rider riders sign up discounted goods available list, the health insurance companies per rider compared to disclose the discount rate, such as health insurance premium discount guide the discount.

Also it plans to simplify claims procedures.

FSS is reportedly to identify standardization and simplifies the documentation you need to submit situation when various claims to ease the burden and inconvenience suffered when the insured claims. In the case of claims below a certain amount Mobile decided to raise claims Activation Plan through online channels such as the Internet.



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