[Korea before lower cervical financial newspaper reporter] gimseongmi ago buhaengjang IBK Industrial Bank was appointed as the representative IBK savings banks.
IBK savings banks that the last 14 days in our office located at the shareholders' meeting and appointed a former Industrial Bank gimseongmi buhaengjang by the Board as the new CEO, 15th Busan hosted the ceremony said bujeondong 15 days.
Gimseongmi accredited representatives, coupled with "unstable economic situation in his inaugural address IBK savings banks are on a very significant crossroads, or will continue to grow as a beautiful give trees based on the hard work of the past four years, or whether another step on the way of poor and marginal companies He said choice is our share. "
IBK Savings Bank CEO Kim said he would push for a new leap faithful IBK Savings Bank Finance Group △ reinforcing synergy competence to the organization △ △ ordinary banking intrinsic role of communication and unity.
Gimseongmi representative said he would make the best captain in the 'IBK savings banks call' country representative in savings bank customers are the most trusted.
Representative Kim after graduating from Ewha Womans University, Sookmyung Girls' High School and English Literature in 1959, was born in 1982 iphaeng Industrial Bank. Since teurijium Jamsil branch manager, branch manager dong, central crescent manager, has served the region culminated Division, General Manager Personal Banking (buhaengjang).
Name: US star Kim (金 成 美)
Date of Birth: 5 May 6, 1959 (Gregorian)
Ever: Yeosu
Contact Info: 051-791-4360
1978: Sookmyung Girls' High School graduation
1982: Graduated from Ewha Womans University Language and Literature
January 2017 IBK Savings Bank CEO
January 2014 Head of Small Business Banking Personal Banking (buhaengjang)
In January 2013, culminating Area General Manager
In January 2012 the central crescent manager
In January 2010 dong branch manager
January 2007 Jamsil branch manager teurijium
January 1982 I-line
Savings Bank IBK your family!
I stood before you with a heavy responsibility being given to hydrogen that today represents IBK savings bank directors.
Prior to the various Word as an invitation CEO of our IBK savings bank business normalization completion of jeongmanseop who put on the solid rock boss, and IBK Savings Bank gave by providing a new electric to go to grow to a leading brand in the country populace finance now mohaeng again send giving the two CEO cheering in imsanghyeon boss, then launched more than anything, I would like to thank the many members of our guests who love to sustained during the 4 years time.
Your employees!
In the meantime, I as a member of the IBK family, have seen the look observe the youngest subsidiary of the Savings Bank Finance Group IBK we going to grow spectacularly.
The last in 2013 after facing a cumulative loss of 47.3 billion won burdens assumed in a cross-linked bank launched succeeded in just a dramatic turnaround in one year had shocked the industry, the last 2016 end of the year and posted a profit since the establishment of the largest Again industry He received attention.
Also, the launch time expanding dalhadeon bad loans ratio at 35% health, including significant reductions of 3% of the proportion of the populace Finance of was to improve the industry's highest levels of total loans from 26% to 50% by ordinary financial institutions as identity It was definitely a find.
IBK one axis and four years of financial growth ladder for small groups in the not-too-long period of the populace, it is reborn as a market leader in the savings bank industry.
I think all of our employees and our savings bank IBK result of sacrifice and effort you devoted.
Once again, I would like to thank the efforts and praised the meantime.
Your employees!
I stood in this place is the fact that seupnidaman glad this new family is the heart of today IBK Savings Bank on the other hand, if you think of the current internal and external political and economic environment in lifting a heavy heart.
Future forthcoming pressures of household debt due to the US interest rate hike decision and its domestic economic slowdown, export competitiveness decreased due to the international situation worsened, including Saad issue followed, uncertainties and expanding due to the chaotic political situation is unstable so hard to find an inch Ahead Road .
Financial markets also started the vortex of unlimited competition.
Disappeared-present boundaries of the market on and offline sales expanded in the wake of the financial regulatory oversight authorities, including strengthening prudential oversight, enforcement is also syntax dominant trend is strengthened noticeably.
Intense competition in the industry, customers can concept pops up in my eyes began to consume compared to competitive products and customer service comes from an excess of supply is informed that the fierce competition for survival begins as collateral already.
As such, coupled with the complex political and economic situation we IBK savings banks standing on the great crossroads.
Over the past four years hard effort, 10 is rooted tree coming years, whether out increases in the beautiful cast tree to flourish for centuries over 50 years, or not winning the hit rainstorm coming drove tumble again shabby and marginal companies can not be pledged for tomorrow the choice is entirely our share if you want to.
IBK savings bank employees Ladies and gentlemen!
In the flow of these changes for the future of our new savings bank IBK, let's talk about the future direction that you and I have to go together.
First, I will create our IBK savings banks organization of communication and unity.
Each of our employees are born different from each grew up, attended school, personal values, and so on.
Between departments according to their position between the upper and lower, there may be a difference of perspective between labor and management.
But we all must not have conflicts if you separate the pieces together in any case as long as co-destiny, and that IBK Family Savings Bank.
There is no stronger than tissue organizations communicate and harmony with each other.
Between departments, between the upper and lower, I will lead the first initiative in harmony and without any communication between labor and management on the wall to flow like a river.
Listen to your ideas than to say my opinion, first, first, that the best ideas and debate and expression on the increase
It will help the representative give.
Next, the more the difficult market environment will create a substantial savings to the base of the banking organization of "people Finance".
That the savings bank industry in the past when the switch to the 2011 restructuring since the surplus in only five years, the lingering risk due to hefty loan handling of consumer-oriented financial and real estate development finance of the ring 高利 and it is a fact that can not be denied.
These high-risk assets has the same weaknesses as the double-edged sword, it may be exposed to serious health risks such as the downturn phase now.
In this respect, that we came IBK Savings Bank is pushing the populace financial expanded continuously since its launch is a very encouraging fact, the future will be exert renewed sold to the local relational banking and small and medium populace financial boost as ordinary financial representatives window of IBK Financial Group.
To this end, while the front-line branch toured the markets and shopping alley corners to enhance the synergy of human capacity through active networking with local IBK Financial Group branches, please concentrate on sales, sales jump visiting kicking yourself
In addition, in the back-office support organizations, please hurry drafting improvements to the overall business, including product development, advertising, and performance evaluation to improve the financial strengthening of the ordinary relational front-line branch.
Financial empowerment to ordinary people, please keep in mind once again that the challenges that must be fulfilled for our future IBK savings bank assets rather than create or increase revenues immediately.
Third, we want to strengthen the financial group synergy capabilities.
The greatest strength of our IBK savings banks as opposed to other savings banks is that the walls of IBK strong financial group.
Have a missed one do you save these strengths to survive in the fierce competition in the financial industry will be an important factor influencing the outcome.
We are a leading brand of ordinary banking financial group IBK, IBK as the starting point of the growth ladder, I'll have a strong role to underpin support of ordinary people and small and medium sanggongin mohaeng is not micheo touch.
These mohaeng Financial Group and its subsidiaries strengthening synergies with haneundedo is still lacking strengthen our profit structure with the expansion of our sales channels IBK savings bank will be a big help.
IBK respect and love your savings bank employees!
I want to start a new sailing with you here in Busan route is open to the world after endless honor the work of the past 30 years, IBK Industrial Bank.
I would go to open the waterway in the future at the forefront, we will not spare the IBK savings bank supports 號 in a responsible captain goodbye to the ship when cruising the calm sea quietly behind the scenes, without hesitation, when shaken occasionally meet unforeseen hardships through the waves is.
I think that it is a reward for the many things I've ever batahon from IBK.
And what's more work to do our best IBK Bank wants to save all, customers want to make our country the most trusted representatives of savings banks.
I believe that dreams alone can not achieve, but if the one you and I are one IBK savings banks and customers would be able to achieve.
Savings Bank IBK your family!
The future of the new savings bank IBK
Let us create together. Thank you very much.
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