[Jaetekeu Q & A] How do card points

[Korea heogwahyeon financial newspaper reporter] 1. How can I use this card to that point now, more than 2 trillion won deficit?

Nowadays, it points or discount tickets jyeotjiyo utilization is much higher. Especially as digital vouchers is also enabled has increased affinity. But credit card points are still about 130 billion won if one years is not just reminiscing. I do quite a few points card points, only five years after I lost 890 billion won or lost since 2010 gets. So if I do not get this letter six months ago for a piece not yet gotten By using a private well.

2. Card Points Are primarily used?

Mainly used gun is also used in many applications discounted admission to movie theaters, amusement parks and the like when coffee or a meal. And we have high utilization when you buy a car or when fueling household goods in a department store or on the Internet. But this point it's not used only for consumption, insurance and loan interest can also be itguyo Instead, you can also move to a regular savings or funds. But what I can write even more useful to make donations tax time. And I do not even get itguyo donation amount is tax-deductible when the year-end tax settlement. Therefore, it is also wise to take advantage of a variety of care use.

3. How do I manage the important point to good advantage?

Why not spend even a point, yes divided according to the number of cards. So now there are so many supplements are also available to integrate these points card companies, than it must be personally well managed. So I'll jeonghaeseo the necessary benefits to their intensive use only one or two cards. Itguyo can also earn points so that is suitable for your purposes. If you use another payment period divided by also using the card, you can prevent the payment amount driven.

4. What would the glass when the family gathered the card points?

A good way. Especially when I give you a discount, most stick a condition that results in the previous month should be used much more than this. When that happens, the family is quite useful points. However, the family also got a point conditions. The use of performance between family itguyo even if you do not count. Also placing tied to the family card, the personal limit may be reduced. You also get a responsible and if you run out of card payments from family, family card, you must use considerations salpyeoseo well.

5. Then there are some conditions that earn a point card that specifically?

Basically doejiyo earn points as a percentage of the spinning solution. But itguyo cases that go to a particular store write and earn 50% more. One particular service or a particular period of time, the service also adds a point. However, the time to calculate the points earned in the previous month, while earnings excluding You also get a case that the point should be used carefully to earn salpyeoseo conditions, conditions of use. Even so, a point also can be used like cash hanikka Know, we need better use.



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