[Korea before lower cervical financial newspaper reporter] KB Kookmin Card is to develop artificial intelligence applied FDS.
KB Kookmin Card diversified and intelligent to respond to various card-related crime prevention using, applying a negative one deep learning of artificial intelligence systems to deuleogatdago (FDS) it said developing seven days.
FDS new machine will detect fraudulent transactions themselves and learn to analyze the normal / abnormal trading patterns through a deep learning skills. The system is scheduled to run during the third quarter of this year.
This time FDS entered the development will apply deep learning and related big data analytics technology using year advanced card Various fraudulent transactions detected model, enabling automatic detection of abnormal trading signs that reflect the individual characteristics based on the usage pattern analysis of customers It is planning.
Cards issued to the existing card using fraudulent transactions such as the relevant data to detect integrated comprehensive and regular monitoring of transactions over the release of the operating system as a separate system also plans to build.
As well as transactions over detection and caught △ △ card issuing long-term loans card (card loans) △ financing △ △ merchant prepaid cards, etc. will also greatly expanded over trade detect targets, such as increasing the channel monitored business website, a mobile application.
According to the online and mobile trading capabilities rise 'e-FDS' is also planning to significantly enhance and strengthen linkages offline fraud prevention system and also increasing such as online / new financial fraud responsiveness and continuous monitoring via the mobile channel role.
'Seconds',' minute 'unit consecutive trading dawn if the time zone that is illegal transaction suspected, including high for a period of time cards automatically blocked and forged with "Approved (limited) Access System (FAD)' to determine normal trading cards issued overseas will also introduce 'cards issued overseas FDS system' is used to prevent the country.
KB Kookmin Card said, "expects to strengthen the proactive capability for this fraud prevention card-related various crimes that are evolving through the system upgrade and enhance trading reliability customers have peace of mind and build an environment that you can use your card." saying, "we plan to actively respond to the attempted fraud related to card use that intelligence to leverage big data analytic capabilities accumulated a variety of new technologies" as said.
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