[Korea before lower cervical financial newspaper reporter] Capital Corp. Last year, the net profit increased to reduce procurement costs and interest income showed an increase of 16.5%.
The FSS has' 2016 Credit-specialized financial companies (excluding credit card companies) earnings, announced last year, 78 female warrior net profit of 1.54 trillion won to 218.3 billion won increase YoY said Monday.
As the low interest rate environment persists is analyzed that the procurement costs declined by 2.5% year-on-year improvement in delinquency rates in credit costs decreased 43.5 billion won profit increase. Installments, leasing, etc. unique business profit increased 2% to households and corporate loans increased by 14%, 3.5% Interest income has also led the gains.
Four said Capital assets also increased by 11% compared to the end of 2015 (11.7 trillion won) Total assets were recorded 118 trillion.
Financing, including a unique business assets, auto loans billings are showed in last year's 8.1% increase 47 1 trillion 8000 billion won from the 44 1 trillion 2000 billion won, while increased own work in addition to the household, compared to assets is also a year end other than own business, while corporate loans increased 13% increase recorded 8.1 trillion won.
Work by handling into the Looking financing pumped YoY to handle auto loans while increasing 8% 8.9% increase in 14, while lease billings recorded 5,000 billion won last year with a 11.2 trillion won imported car lease deal is decreased (12.2 trillion won ) fell by 8.1% compared to. Two new technologies, new business loan amount is compared to the previous year increased 18% to 1.4 trillion won.
With low interest rates and strengthened risk management delinquency rate improved.
Last year the delinquency rate fell to 0.24% points higher than the previous year end was 2.07% and down 0.21% YoY points (2.37 percent) is also less than 2.16% fixed rate bonds.
Adjusted capital ratio and leverage multiples complies with supervisory regulations and the map was based on the same recording 16.1% and 6.6 times respectively the previous year.
The FSS plans to finance and to strengthen the automotive leasing and lending continued investment yield decline and that, as market interest rates rising marginal borrowers ability to repay debt is risk management because it increases the potential risk of insolvency if the warrior that will weaken.
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