[Korea gimmingyeong financial newspaper reporter] to 'the time value of life insurance Mirae Asset Life' is not borne by Mirae Asset Life Insurance is released while receiving the same assurance and traditional life insurance to provide high hwangeupryul and are very popular.
This product was less the premium paid for death bateumyeonseodo ensure the same level of the existing life insurance premiums than the average 20% lower, after the end of insurance premiums paid hwangeupryul raised further. This provision retirement funds can provide a death benefit annuity death benefits and pension finalized by introducing a prepaid option, regardless of market interest rates.
The biggest feature of this product is cheap insurance. Choose low-refundable upon termination, termination within the payment period to reduce the average rebate of 20% to 50% lower premiums instead of death, while providing the same guarantee and existing customers of life insurance premiums were paid less. Configured to be more advantageous to keep to the end than to terminate the insurance in the middle it led to long-term retention of customers, animated nature of life insurance as a life companion.
Low interest rates, to ensure retirement assets in an aging trend also raised hwangeupryul. Choose low-refundable termination after full payment is hwangeupryul grew up to 24% depending on the insurance period has elapsed. Higher amounts provided by hwangeupryul is capable of receiving a pension through the death benefit pension prepayment options. The termination of refunds applicable insured amount of time to apply for one option or partial reductions going to reduce by 4.5% per year 20 years old can be used as assets to pay the pension. This option provides a fixed death benefit and pension regardless of market interest rates, eliminating the burden of having to sign up separately to pensions, can complement the shortcomings of the existing working capital is difficult to obtain life insurance to retirement.
This product helps to maintain until the end of the contract to provide a range of additional benefits. The prime contractor can receive discounts on insurance premiums upon large contract up to 5% of children provides a premium discount to 2%, when applying for a debit up to an additional 8% discount of 1% if you sign up for the parents.
Also, you can receive protection-type insurance tax credit for 12% of paid premiums to the annual insurance premium one million won, and its rider when signing up, cancer, stroke, or myocardial infarction diagnosis is confirmed or disability payment rate of addition of more than 50% disability status when the premiums paid It makes it exempt.
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