[Goyounghun financial newspaper reporter Korea] NH Investment & Securities proposed a national pension aged 40 to prepare a strategy for housewives.
NH Investment & Securities Institute has published a 100-year-old age Happy reports containing the old age of 100-year-old housewife preparing strategy for '40. '
Women's life expectancy is longer than men's retirement also typically longer. This alone is a need to prepare strategic independence retirement without her husband. Jeongjak your old housewife is ready, especially since my husband and children came alive as the center is often did not micheo. Now I buteorado ready to come off the old, and its core is a pension.
40 as for housewives is the National Pension Strategy to consider the 'housewife also can join the national pension through any subscription system,' 'to join a 10-year period for the pension is unconditional fill,' 'danyeoteot at work If such an advantage Increase the duration of maternity Increase Credit If you have more than one child, '' the subscription period utilizing the payment later. Such arbitrary subscriber has shown a steady increase.
This report has been happy introduce 'asset allocation for retirement "and" home buying strategy. Asset allocation for retirement to retire before be different in many ways, the key to the 'target return is lower, so the inflation rate, "" Market forecasts are longer causes "," increase the proportion of cash flow generation and a safe asset' and the like, and strive to lower the risk of aggressive investment tendencies even accept the will ',' rebalancing is reduced as much as possible, '' the proportion of floating assets is reduced.
Institute era 100 years yiyunhak director of "cases these days old spend in a nursing home is a lot, but the most ideal place to spend your retirement is still home," said "lifelong resident and be so require a variety of policy support of the government to manage, but themselves appropriate scale it's important to establish a strategy to buy houses even, "he said.
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