[South Korea's Choice Financial News Reporter] This analysis was raised gotta estimated that more than 21 trillion won this DSME's financial risk exposure amount (exposure) is inevitable financial health impact of restructuring of the banking sector.
21 days credit rating Nice said, "The financial risk exposure amount for DSME amounted to 21.4 trillion won. By eopgwon the most common bank to 19.8 trillion won, insurance (1.3 trillion won), securities (135.2 billion won) Net appeared.
In particular, an analysis that "the case of the Export-Import Bank credit facilities are expected to hit the financial capital to a level close to 11.3 trillion won. Risk exposure amount of specialized banks such as the Export-Import Bank is a premium of 84% of the total of 18 trillion won.
Nice predicts a high credit rating, the Export-Import Bank and the Industrial Bank of special conservation law sonsilgeum occurs when the government is obliged to give a special bank rating downgrade risk is small, but can increase the provisioning burden.
Another nice rating in the case of 'risk exposure amount size is relatively large, Kookmin Bank and Hana Bank, is the degree of financial stability decreases relatively large "saw, the' have been granted Coco Bond Agricultural Bank also negative outlook (subordinated debt) Government Support If you gotta be evaluated by exclusion creditworthiness criteria of financial stability ratings may be lowered downward pressure 'he said.
In addition, compared to net risk exposure, the liquid portion of the securities industry was also expected downward rating pressures such as high oil hits Securities Eastern Securities, HI Investment & Securities.
Currently banks are likely to adjust downward as 'less secure' depending on whether or adjustment and classification of the credit quality DSME as 'precautionary' future structure. In some cases, owners have destroyed the shipbuilding contract in advance and request a refund fixed under downward (RG recall) to the financial institution providing the down payment refund guarantee (RG) RG is converted into loans.
Nice yihyeokjun credit rating companies rated one financial implementation predicted that "banks and securities firms and insurance companies increase the provision Accumulation rate may be difficult to recover cash securities.
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