[Korea gimmingyeong financial newspaper News] Samsung Life launched cancer, new products to ensure hemorrhage, three major diseases such as acute myocardial infarction, healthy life insurance "has become sensational popularity.
The biggest feature of the new products 'health insurance life' is that it ensures that no premiums continue to moderate hike of up to 100 years guarantee period.
Although the existing health insurance premiums are largely '10 or '15 updates that type product cycle changes, new product is insurance-type products as non-renewal ensures lasting up to 100 years when the first subscription for the guaranteed juboheom. Guaranteed premiums but can also be relatively inexpensive Home Essentials subscription.
For the Home Essentials premiums paid during the termination of refunds does not happen, there are about 20 to 25 percent premium than the general accession has become a feature of cheaper so-called 'no-refund cancellation type "insurance products.
Juboheom 20 million won, a small cancer Rider (Update type), general cancer to join a guarantee period of 100 years will pay 10 million won standard or cerebral hemorrhage, one copy of each of 10 million won with acute myocardial infarction diagnosis separately. For example, if customers receive the additional diagnosis of acute myocardial infarction or stroke, even after receiving 10 million won for gastric cancer diagnosis can be guaranteed by each of 10 million won to 100 years of age diagnosed funds.
However, breast and cervical pays 300 ~ 500 million won, and prostate cancer, borderline tumors, such as cancers into place are paid 60 to 200 million won through a special agreement.
For the guarantee to 80 years died. Three major cases that died without diagnosis of the disease is to pay 20 million won, and even three major diseases diagnosed after death will be paid 1,000 yuan. New 'Healthy Life insurance' may be added in addition to a wide range of riders such as' ensuring long-term care rider, '' three riders disease diagnosis. Payment of the subscription period of the New Age is from 15 years old to 59-year-old insurance may choose to 20 years, 30 years or 80 years.
Samsung Life Insurance said, " 'Healthy life insurance' are three main guarantees diagnostic claims of disease in the non-renewal without premium hikes up to 100 years," said "If you add the Home Essentials designs that can be guaranteed for the major diseases with low premiums caustic non-good product, "he said.
Financial Daily Economic News FNTIMES - unauthorized reproduction for commercial purposes in accordance with the Copyright Act, No copying, distribution,
Copyright ⓒ Korea's financial newspaper & FNTIMES.com
