[Korea before lower cervical financial newspaper reporter] Savings Bank recorded net profit up by 862.2 billion won profit in 17 years. Loan loss provisions are eoteuna always surpassed 258 billion won and 632.1 billion won it with a record profit.
The FSS said the 79 savings banks in 2016 preliminary earnings announcement 16 days, Tuesday.
Savings Bank had assets of 52.4 trillion won a record 8 trillion 500 billion won increased by more than 43.9 trillion won the year before last. The 7.9 trillion won loans, deposits increased 700 billion won this holds securities fell by 300 billion won.
Realized net profit increased 700 billion won and retained earnings, equity capital posted a 4.9 trillion won increase from 16.5% in 2015.
The delinquency rate jimyeonseo lower asset quality also improved.
Last year, total loan delinquency rate was improved by 3.2% points from 9.2% to 6% last year. Decline in corporate loan delinquency rate was 6.3% and PF 11% points and 5.1% points delinquency and construction decreased by 4.7% points.
Mortgages, household credit loans fell by 3.9% points and 1.6 percentage points respectively, depending showed a 5.7% household loans improved 1.1 percentage points.
NPL ratio showed a 7.1% improved by 3.1% points. Allowance for doubtful accounts Accumulation rate rose 2.5 percentage points compared to the end of 2015 to 108.2%.
Financial Supervisory Service (FSS) while the savings bank industry, business conditions improved dwaeteuna household loans increased and risk management deems necessary.
Supervisory authorities induction that banks, mutual and stepwise implementation with the prudential standards of the Savings Bank strengthened the financial level corresponding to the pre-emptive potential risk of households and companies closely monitor the household loan growth and manage the growth through such executives interviewed It will continue to.
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