[South Korea's Choice Financial News Reporter] Mr # A self-employed pay the overdue interest including interest on bank pay after the interest does not otherwise have money to loan interest napipil three days. But if you and some even pay the interest on napipil he regretted that so much interest and napipil gotta gotta know the fact that you do not bite the overdue interest from bank employees postpone the payment delay.
Does to interest on the interest payment date must pay an additional overdue interest. Banks charge a high interest rate on loans and overdue interest 1 month after the end napipil to do the next day unpaid interest from the last time interest.
FSS 'and napipil some interest-only payments if the final napipil extend it because the right loan interest may prevent delinquency, he said about the interest-only payment may be overdue interest that can be available in case' a repayment loan when due date can reduce the burden, he suggested.
FSS includes such information 'bank 100% action: reduce loan interest burden' was published in the 24 days' financial kkultip.
For example, the borrower receives a loan 20 million won of 4% annual interest rate on March 15, the interest napipil inde If 50 million won in hand, upon deposit 5,000 won loan debit account two values and is paid the loan napipil March 17 date changes.
Into the financial consumer information portal site 'Fine' Click the corner 'at a glance Financial Instruments can be screened for favorable loans. The FSS said, "good to have the loan products selected 2-3 right for you in the 'Fine' after visiting the store or the bank website confirmed the specific loan terms, including interest rates than loans and finally choose.
Officials, staff, etc. I'm also on sale for special loans to banks shall apply the preferential rates that are only visible interest. FSS explained, "but you should ask if they have loans to apply a special prime rate is being served in the Main Bank of the Company.
In addition, banks and cuts interest rates depending on the trading performance of customer deposits, checks, credit card use, automatic transfer when the loan agreement. The FSS advised that "if you focus on the financial transactions to the bank get loans can reduce the burden of loan interest.
Or received a promotion during the term of the loan customers with a variable income, credit rating, etc. may also require 'claims rate cut "in the bank.
FSS explained, "If the consumer fails to repay the loan, the loan maturity by changing the loan product for your cash flow through loan restructuring to reduce the interest burden. Also, if possible loan repaid within a short period after the expiration loan, you only extend a few months rather than a one-year extension of the loan maturity can reduce the burden prepayment fee 'is described.
The FSS advised that "the first step before getting the loan amount and loan term of the loan, monthly interest payments, the repayment of principal ttajyeobogo possible to reduce the amount necessary to receive as much funding and duration of the loan and the loan burden to you."
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