[Korea gimmingyeong financial newspaper News] Asia-Pacific region's largest multinational life insurer AIA Group Limited of South Korea has launched a new branch recently amended the (non) AIA life insurance guarantee cancer.
(Free) AIA life insurance guarantee Cancer 'is a product of the same name that was released in November last year, AIA Group Limited is dedicated telemarketing channels. Neolhimyeonseo the right sales channels to confront the new year guarantee enhanced and premium burden is minimized.
The biggest change is the permanent guarantee of the three diseases such as cancer, as well as stroke, acute myocardial infarction. Jimyeonseo a longer retirement by increasing the average life span was 80 years old only hard goods guarantee to cover all medical expenses year. To avoid 'cliff ensure' that occurs after the age of 80, guarantees "(free) AIA life insurance guarantee Cancer" is the industry's first three major jindanbi diseases such as cancer, stroke, acute myocardial infarction to life.
In addition, reflecting the growing trend of critical illness treatment guaranteed amount also increased significantly. 20 years after the cancer insurance increased by selecting a city insurance "type jam 'by 10% per year (only the host contract) can be guaranteed up to 300%. When subscribers up to 9000 yuan, stroke and acute myocardial infarction diagnosis General diagnosis of cancer can be guaranteed respectively up to 4000 yuan.
This guarantee period, ranges, amounts, etc. natjiman stretched such, a subscriber can minimize the premium paid via the non-refundable termination design. Non-refundable cancellation insurance against a common standard of about 26% (40-year-old male with type 2 300 prime contractor accounts basis) is selected can be saved.
However, non-refundable cancellation insurance will refund if the cancellation is not a relative of the contract delivery period as unbeatable termination, the Contractor If you keep the contract until after the premium payment period, these two species are the same as the standard cancellation refunds. In addition, this product is no viscosity at all attractive premium hikes this period is designed as a non-renewal subscription type. This feature was also added during cancer premiums paid are exempt. The payment obligation is waived if a subscriber receives a cancer diagnosis for a premium payment period, the guarantee rider lasts for life. These features are losing their jobs because of the cancer disease's half, which soon was designed to break the vicious cycle leading to treatment abandonment.
Gangsinung AIA Group Limited Products Division is "to right the New Year actively reflect customer needs and socio-economic trends (free) AIA Lifetime guarantee Cancer Insurance" was the next level, "said" insurance one enough for the three diseases in Korean can be expected to be guaranteed and the number of types of designs are possible in the interest of all ages and backgrounds in accordance with the situation of the subscriber, "he introduced.
(Free) AIA life insurance guarantee cancer 'can join from 15 years to 60 years. Types of products are type 1 Class 1 (Jam-type, no cancellation refundable), one type of two species (congestion type, standard), type II Class 1 (horizontal Jun-hyoung, no cancellation refundable), Type 2 two species (horizontal Jun-hyoung, standard ), including a total of four gajida.
Monthly premium is 40 years of age based on Men ₩ 20,300 women ₩ 15,590 (flat Jun-hyoung no cancellation refundable, 80 senap, monthly payments, the host contract 100 account (free) AIA Lifetime guarantee small arms Rider 10 account (free) lifetime guarantee stroke diagnosis Rider 10 account (free) guaranteed lifetime diagnosis of acute myocardial infarction 10 riders accounts basis).
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