[Gimmingyeong financial newspaper reporter Korea - Allianz Life launched last days "(no) harmony variable annuity insurance, the minimum pension to the minimum guaranteed pension reserves and dividend earnings the industry's first without guarantee fee at the same time.
This product is even declining before investment earnings start of pension and select the "minimum pension guarantee fee 'it gives to the minimum guaranteed between 100 and 130% of the premiums you paid in accordance with the retention period in the pension inception, without pensions beginning on or after customer earnings dividend pension If you want to invest pension funds in the fund guarantees a minimum pension without imposing the performance dividend, dividend earnings pension guarantee fee. For third-party variable annuity insurance is keeping a certain level of guarantee fees to the contractor usually the minimum pension reserve reserve earnings dividend guarantees and warranties in pensions. Having a minimum pension reserves and earnings dividend pension to the minimum guaranteed without charge because being invested assets by the moment Growth assets and secure funds automatically reallocate system assets ratio is adjusted optimally according to daily market changes.
This product also introduces the 'jam-shaped "and" couples-type' pensions to the pension industry's first dividend earnings.
The same level until the you select 'jam-type' for you to 100 years of age, regardless of the minimum guaranteed return on investment pension levels to choose from, increased by 2% per year, "the couple type, even if one of them died during the couple remaining spouse alive the performance of dividend minimum pension guarantees. Through a selection of 17 riders of things are possible to ensure a variety of design for disaster killed guarantees, guarantees surgery, hospitalization guarantee, cancer surgery, ensuring children ensure customer needs. Islands Province rider is "(no) 6 Diseases pension conversion Rider" and "(No) LTC annuity conversion Rider" Selecting and pensions beginning on or after cancer, stroke, six disease or dementia, stroke, Parkinson's, such as acute myocardial infarction when the state long-term care (LTC) due to disease, such as occurs it can be doubled pensions for a fixed period of time.
In addition to flexibly operate the additional payment and it has a moderate withdraw funds function in accordance with the economic situation and how pension in addition to the dividend earnings yeongeumhyeong can choose freely from among tenured, inheritance, pension finalized.
For jeokriphyeong, the basic premium is paid one million won more than the contractor once a year for over 10 years maintained a long-term 15% of the prime contractor default insurance for long maintained a bonus. For the monthly basic premiums over 500,000 won large contracts to provide further insurance discounts.
The Finance Allianz Life product implementation that can harm "Allianz Life" (no) harmony variable annuity insurance "applies the minimum guarantee without charge the only guarantee fees in the industry at low interest rate situation persists reduce substantially benefit customers "adding" innovative products, Allianz life is the future we will continue to work on developing this unique product, "he said.
The Allianz Life will change its name to 'ABL life "in the" Allianz Life "during the third quarter of this year. Allianz Life offers a broad range of customer-focused product lines and are more committed to a customer-friendly product development.
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