Dongbu Life, Variable Universal Life Insurance Promise "released in 2010 containing three kinds of promises to customers

[Korea gimmingyeong financial newspaper reporter] Dongbu Life Insurance has launched a new concept of variable products considering the profitability and stability at the same time '(non) commitment 10 years of Variable Universal Life Insurance' this month.

This product is guaranteed three promises to our customers. First, ensure the beak reserve rate will in 10 years time, regardless of fund performance of 3.0%. With minimum safeguards (10 years time) it would be expected to make a return on investment of variable life insurance premiums paid for. 10 years when the reserve This warranty guarantees the bill will reserve 3%, including not only the basic premium to the additional paid premiums increased utilization of additional paid more.

By utilizing a death benefit funds also moderate centrist prepaid services can be utilized. Contractors may apply for advance payment of part of the reserve assurance we reduce the death benefit in 10 years time as a centrist capital purposes and, if desired, lump sum (child abroad funds, married funding, charter capital gains, etc.) can be used as a useful funding, if necessary, is.

In addition, starting 10 years time, you can switch to the next five years, interest rate-linked life insurance. Contractor benefits of applying, if desired can be converted into interest-linked items (when satisfied certain conditions), apply steady published rate and expected rate of subscription time even when the switch (currently 2.75%), and not only I the switch to specify which one of the spouses and children (lineal descendant) to the insured may be possible to further increase the contract value.

From this age, you want only via pre-paid services can be used as a retirement pension fund (pension), and also sold to mount this product global asset baebunhyeong new funds launched in the Eastern life.

Dongbu Life Insurance said, "Variable life insurance is not a short-term concentrated to 10 years time keeping customers as a product intended to be maintained for a long period of time so that you can enjoy the minimum guarantee and investment benefits at the same time," he said.



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