[South Korea's Choice Financial newspaper reporter] 'without visiting branches.
The point where the first Internet bank launched specialized commercial banks in a non face-to-face is the appearance that the goods and services more highlights.
Shinhan Bank today announced the release of 'Sunny jeonwolse loans' to apply for 5 days in the sunny bank app (App) mobile banking platform. Should a customer pay the apartment lease after the deposit of 5% or more down payment targets. The maximum loan amount is 500 million won. Fixed interest rate is the day the nose (newly extended) by 3.18% annual minimum.
Shinhan Bank official you said, 'Mobile easy to combine the lending process goods increased customer convenience "after" consultation with a smartphone without the banks need to visit application and need an easy and difficult to directly visit customers Bank visit as professionals customers quickly can use the services, he said.
KB Kookmin Bank also announced the implementation of "Smart Party (FATI, Financial And Tax Information) system, you can submit the required documents to the Internet and mobile during the last three days corporate credit assessment.
KB Kookmin Bank official said, "is a system introduced customers to reduce the inconvenience of visiting public institutions and banks for the submission and issue documents directly, saying," I can reuse my documents expiration date and reduced economic costs there can, he explained to.
Naohjiman sense of 'opening effect' early flurry of K Bank is observed to be somehow new tensions in the banking sector. Kay bank said the number of open service in the last three days after the third day of the 5th 8:00 a.m. current account opened for subscription customers more than 70,000 people. This greatly exceeds the value of the non-face-to-face blindness confirmed cases disclosed in 2015 the average monthly non-face-to-face opened 16 bank accounts until last December December combined 12,000 cases.
Internet specialized bank is targeting to reduce the fixed cost point operations, such as labor costs, higher deposit rates, lower loan interest rate strategy. Internet bank launched specialized banks in the notice came after the finance digital enhanced by launching its own brand of mobile platforms 1-2 years ago.
3 days Yun Jonggyu KB Kookmin Bank One Bank has launched K has also mentioned the internet banking professional at the start four day inquiry in April. It Yun Jonggyu haengjang is 'will pay its attention, etc. This year we also stores the congestion improved, counter services digital mobile lifestyle financial services expanded, said "the strategy of the digital competitor to niche customers subject feels mothandago receive proper services' said.
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