Announced that the 6th [Korea Seo Hye Rin nine financial newspaper reporter] HI Investment & Securities (President of the wing can) the introduction of new selling Samsung Korean TDF Series "and" Korea Investment TDF care series, which is an issue in the recent retirement asset market.
Target date funds (TDF: Target Date Fund) retirement funds as a fund that automatically adjusts the proportion of investment assets such as stocks and bonds in the fund in accordance with the investment proportion path 'glide paths (Glide Path)' is set to specify a particular point in time to have been mainly used.
Life cycle normally without any conversion process, unlike traditional lifecycle funds that advocate an asset management initially higher proportion of risky assets, retirement time the target date (Target Date) closer to the auto-risk assets within the Fund ( reducing the proportion of the shares) and increase the share of safe assets.
TDF in the United States has exceeded US $ 800 billion are operating scale is emerging as a product that plays an important role in the retirement asset management by rapidly growing eight times for 10 years by the end of 2016.
Our country is going to form the TDF is one of the markets in the retirement asset management industry as a steady inflow after financing debuted on the market in April last year.
Hi Investment & Securities The biggest difference between the operations of Samsung and Korea Investment TDF series introduced this time to sell is the existence of domestic equities and investment deflection (Home Bias).
First equities, we maintain the Korea Investment TDF TDF slightly higher than Samsung's operations. Samsung TDF is little, if Korea Investment TDF Given the rapid aging and longevity risk investment with high equity weighting yields, while reporting that a conservative glide path suitable given the country's tour, risk tolerance also, the social security system it is determined that it is appropriate to increase.
The second is the presence of its deflection investment (Home Bias). Samsung is reported to operate a national investment deflected easy psychological errors of a certain level or more domestic investments fall of investors rather halve global diversification effects. But Korea Investment Trust Management has determined that the retirement assets in its deflection of a certain level of investment is reported to be necessary, it is proper to invest retirement assets in retirement considering its asset value fluctuations of ground of life.
And each being operated seven series, considering the variety of retirement age, both Samsung and Korea Investment TDF, if you are considering to join the investors their retirement age and investment propensity.
Sinhyeongseung product support manager said, "the basic retirement investment because it is long-term investment through its global asset allocation is automatically made to TDF is a global rebalancing and asset allocation within the fund may be noted steady retirement market in the future."
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