[Korea Selected financial newspaper reporters] it seems to be higher threshold when receiving bank loans in the second quarter of this year.
According to the Bank of Korea, financial institutions lending behavior survey results, released on the 6th, domestic banks are expected by the second quarter of this year a comprehensive lending attitude of banks index was -7.
Loan Behavior Survey is a value range between -100 and 100 to 199 survey of the domestic financial institutions loan business representatives. The mean response was more frequent screening if hagetdaneun strengthen lending - lending attitude index is negative ().
Bank lending attitude index has recorded a seventh quarter of negative since the fourth quarter of last year 2015. However, compared to the fourth quarter of last year (-26) and the first quarter of this year (19) showed that the degree of relaxation.
The Bank of Korea (BOK) 'lending attitude to households increased credit risk of weakening repayment ability of vulnerable groups, and is expected to be enhanced by including additional government household debt management measures implemented' saying 'just strengthen the case of mortgages degree It was expected to be lower than the previous quarter 'he said.
2Q12 credit risk that banks had expected 26 rise compared to the first quarter (24). Enterprises and households is rising dwaetjiman slowing SMEs increased significantly qoq (27) 33.
Loan demand was expected to decline For large companies, small businesses, for general household loans dwaetjiman expected to increase, household mortgage loans (-10).
The Bank of Korea (BOK) 'mortgage demand is expected to be converted into a reduction in housing transactions and increase the possibility slowing, interest repayment burden due to the rise in interest rates, he said.
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