[Korea Selected financial newspaper reporters] With low interest rates persist, the bank holding the axial securities, insurance and financial group of companies has received attention between corporate and investment banking (CIB) to find an alternative investment collaboration.
◇ 4 simultaneously landowners, banks + non-bank '
CIB is a bank, a business that duplicated or ambiguous synergy between securities issues raised also naohjiman, the increasing interest as alternatives to existing products and services divided by eopgwon.
According to the 2nd banking industry, major banks, Shinhan Financial Group, one · KB is equipped with the corporate and investment banking (CIB) matrix system to system groups. The CIB Group is a way of integrating the operations division of the IB Securities and Banking in a matrix system together.
In the case of financial cooperatives and last year it made a financial affiliates configuration council officers to share information by Deal (Deal) in the 'CIB Strategy Council to attend to operate.
Shinhan was last April 2015 launched the "Creative Financial Plaza" organization dedicated to small and medium-sized enterprises IB. It was an attempt to combine a strong customer base and capital markets expertise gold tueop bank.
According to Shinhan Bank, in November 2016 Mon. based small number of corporate customers in financial Plaza creation (more than 100 million won loan balances) amounted to 7,568 companies 30,000.
Establish the IB desk base one case take advantage of the greatest strengths of a global network of KEB, Hana Bank such as Hong Kong, Singapore and New York are struggling to attract trade. If you are promoting further European Desk in London, IB establishment, operation and dispatch staff Darby Infrastructure Fund in Latin America.
In the case of cooperatives it is the IB business experienced geumtu subsidiary NH Investment & Securities strengths. And securities firms that actively collaborate in the design of such products Deal (Deal) with affiliates such as banks and life. NACF is also regarded as a good business base peers credit the larger banks, life insurance, mutual credit (Federation).
KB is being promoted to non-bank consolidation was resilient in the CIB promote modern underwriting occasion. Large Yen 'CIB partnership RM (corporate finance specialists)' institutions, medium-sized, small business sector has focused on 'CIB Center opened in banks and securities composite stores.
To continue to collaborate without public disputes about the distribution group companies were found to benefit or promote the performance evaluation system is being introduced, such as 'double counting (D / C)'. Banking industry official said, "There are exposed the limitations that can be released to the internal workforce better condition without external market with excellent sales staff easy" and "requires a competitive compensation system that," he said.
◇ final goal is "global synergy,"
While strengthening the banking and non-bank collaboration it is also observed to be more resilient CIB promotion of this year's financial group. In the case of a financial advantage by leveraging a global network strategy it is to expand the CIB stage to the international financial markets.
KEB, Hana Bank official said, "Overseas there is a commercial real estate finance, international infrastructure finance is activated" and "acquisition finance a big deal (big deal) to arrange and aircraft finance markets, such as continuous, but growth as been external environment nokrokchi annual operating profit of 200 billion won and look forward to more achievements, "he said.
SFG is focused on strengthening the market leadership for the small and mid-sized businesses take advantage of the "Creative Financial Plaza. Traditionally such as IB 'aggressive risk factor, Ko Suik seeking' is a strategy for avoiding and pursuing continuous' median earnings, Medium risk "IB that a stable income. Shinhan Bank official explained that "to take advantage of the future bank, between geumtu risk appetite (Risk Appetite) and role differences promote the package of goods and services provided to customers."
Agricultural finance is a plan to try to strengthen NH-Amundi asset management capabilities, such as "three kinds of alternative investment funds' operations. The fund is a Group IB has committed to fund joseonghan cooperatives affiliated collaboration for alternative investments enabled. Arguments to geumyungron Fund (2015), real estate funds (2016) and infrastructure fund is being promoted this year consists of three funds.
Agricultural Finance official said, "but the nature and IB Investment hefty exposure (exposure amount) is generated so get out strengthened with the middle (middle) Organization, including risk management and audit organization and development," he said.
KB Financial Group is promoting the CIB and Asset Management (WM) group of Korean 'universal banking' model of the integrated system, strengthening of the sector. Yun Jonggyu KB Financial Chairman has come to the bar in New Year message he said that "in the WM system features a close collaboration with the CIB division to create a unique synergy model KB Financial Group".
The viscosity of the financial authorities to recommend this matrix systems, such as part-time employees in financial holding enhance competitiveness is a positive experience. CIB is it because they aim to collaborate department of each subsidiary that sector synergies.
Experts pointed out that the global challenges, such as securing new markets, effective collaboration is important in order to enhance the activation of the CIB Financial Group. Hana Institute of Finance said, "There are domestic banks because the CIB requires experience and know-how in the long term have to continue to promote the product and service development suitable for overseas enterprises Characteristics" in the "Financial Management Brief 'reports and highlighting did.
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