[Korea financial newspapers around the lower cervical reporter] P2P cumulative financial loans appeared to 734.4 billion won.
Korea Finance Association P2P Researching the cumulative loan aimed at 40 members, March 31, P2P loans, said dwaetdago nine days counted a total of 734.4 billion won. P2P cumulative financial loans were increased by more than 100 billion won from the previous month (627.5 billion won), referring to the type of credit was 195 billion won, 161.9 billion won real estate loans, construction financing is 295.2 billion won, 82.2 billion won and other mortgage lenders.
Of domestic P2P loans more than 90% funding from South Korea showed that intermediaries P2P Finance Association members. The average interest rate is 13.93 percent said each company loan interest rates for distribution in the 4-19%, kkajida loan maturity from 1 month up to 48 months.
And each vendor are ready to apply for a grace period of three months applies to the deposit management, investment limit restrictions, banned capital investments only in existing businesses, and providing alternatives after last February 27, P2P lending guidelines released . The association held a P2P lending guidelines aimed at briefing last March 24 domestic P2P companies.
The main conditions for joining the △ annually accounting through an external accounting firm audits agreed △ companies operating funds and customer deposits account separate operating △ CB share register your loan history on your credit rating agencies for the multiple debts and redundant lending prevent mandatory △ January is the monthly cumulative through the Association's website once a loan, loan balances, delinquency, etc. busilryul disclosure.
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