[Korea Selected financial newspaper reporters] last year, the bank holding company, net income increased 20% over the previous year.
According to the 12th FSS seven bank holding company (consolidated) net profit in 2016 it totaled increased by more than 1.2301 trillion won (19.6%), 7.5019 trillion won by the end of 2015 (6.2718 trillion won).
FSS is analyzed as "interest income due to a 1.3 trillion won increase deda 6000 was also reduced credit costs one hundred million won, depending on the increase in assets under management, including loans.
Net income per share of banking sector is highest with 62.9%, and was followed by non-banking (22.6%), insurance (7.8%) and order.
In each holding company, Shinhan Financial net income is the most common to 2.7748 trillion won. Following KB (2 1 trillion 1437 billion), one (1.3305 trillion won), etc. followed.
In the KB and increase or decrease the width of a single profit fell 445.4 billion won (26.2%), 420.7 billion won (46.2%), the Agricultural Finance (20.2%), while 81.3 billion impressions, shipbuilding and shipping industry vulnerable to loan provisions rose significantly.
Late last year, Standard Bank shares capital, basic capital and total capital ratios of both the holding company rose to 11.92% from the end of last year, respectively, 12.50%, 14.33%. The total capital adequacy ratio of the bank holding company is to meet the business situation assessment Grade 1 standards for more than 10% and kept a good level.
FSS explained that " 'Cause the bad debt reserve deda recognized as a common vision of the capital exceed net income, including capital growth in risk-weighted assets growth in' In each holding company KB (15.27%) is the highest, followed by the Shinhan (15.00%), and one (14.33%), National Agricultural Cooperative Federation (13.49%), net.
It was also improved asset quality. NPL ratio fell to 0.97%, 0.38% points compared to the end of 2015 (1.35%).
Loan represents the loss-absorbing capacity of the bad debt provision Accumulation rate also rose to 169.12% compared to 36.44% horse (132.68%) last year.
FSS is an analysis of "the NPL reduced bad debt etc. (3.4 trillion won, -23.7%) deda a total increase yeosindo (65.2 trillion won, 6.2%) according to one having". Shinhan Bank (0.74%). By holding companies is lowest, were counted KB (0.85%), one (0.91 percent).
Meanwhile, net of non-bank holding company of Meritz Group (insurance), it is thanks to the 'earnings, including loss of sales due to reduced insurance Meritz' increased 48.9 billion won (24.0%) showed a 252.7 billion won.
Korea Investment Holdings has (financial investments), net income decreased 279.7 billion won to 44.6 billion won (13.8%) compared to the previous year, including sales and administrative expenses increased litigation-related losses "of.
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